Alliance Risk vs Newfront: How Do They Compare for Crime Insurance?

Newfront brokers crime within its Executive Risk practice, which services private companies from seed round onward, and you start with a consultation; Alliance Risk arranges crime placements and lists cash-handling and payment-heavy businesses as common buyers.

Alliance Risk publishes exactly which thefts and frauds its crime cover handles and what it excludes; Newfront sells crime only as one line of its Executive Risk practice for venture-backed and public companies, with a 24/7 client dashboard and in-house claims negotiation. ^1,^2,³

What Are the Key Differences Between Alliance Risk and Newfront Crime Insurance?

Who Each Broker Is Built For

Newfront's Executive Risk practice serves private companies from seed round onward and says it works with over 500 public companies, and crime is one line inside that practice. Alliance Risk aims crime cover at cash-handling businesses, companies with accounting, billing or procurement teams, nonprofits with volunteer financial oversight, and finance, retail, healthcare or logistics firms. Choose Newfront if you're a funded startup buying crime with the rest of your management liability; choose Alliance Risk if you run a cash- or payment-heavy business and want the covered perils spelled out up front. ³ ¹

How Much You Can Check Before Quoting

Alliance Risk lists employee theft, forgery, funds-transfer fraud, social engineering, burglary and robbery, plus exclusions such as owner dishonesty and losses discovered after the policy ends. Newfront lists only "Fidelity and Crime" as one entry, so you won't know which insuring agreements you're getting until you see the proposed form. ¹ ³

Service After You Buy

Newfront says you get 24/7 access to policies, certificates and billing through its dashboard, pre-filled renewals and integrated claims and coverage negotiation across Executive Risk lines. Alliance Risk's crime page describes no comparable dashboard or claims service, so ask who will handle a theft claim with the insurer. ³ ¹

What Should You Confirm in Alliance Risk and Newfront Crime Insurance Quotes?

Ask Newfront to list the crime insuring agreements on the proposed form. ³
Check Alliance Risk's exclusions, including discovery timing and owner dishonesty, against your risks. ¹
Get the issuing insurer, limit and retention from both; neither publishes them. ³ ¹
Ask Alliance Risk what help it gives when you file a crime claim. ¹

Alliance Risk vs Newfront Crime Insurance Compared

Alliance Risk vs Newfront: Crime Insurance: documented features by provider

Criteria	Alliance Risk Crime Insurance	Newfront Fidelity and Crime Insurance
Who It’s For	Alliance Risk lists businesses that handle cash, payments or sensitive data, companies with accounting, billing or procurement teams, nonprofits with volunteer financial oversight, and organizations in finance, retail, healthcare or logistics as common crime insurance buyers. ¹Company-reported. Crime product page, Who Needs Crime Insurance? section.	Newfront says its Executive Risk practice services private companies from seed round through every series of funding, and describes work with over 500 publicly traded companies, without a crime-specific eligibility threshold. ³Company-reported. Here for the Long Run section; figures describe the executive-risk practice broadly, not crime coverage specifically.
Coverage Features	Alliance Risk's crime insurance page covers employee theft and embezzlement, forgery or alteration of checks or documents, fraudulent electronic funds transfer, social engineering fraud and impersonation, and burglary, robbery and safe burglary, with theft of client property available by endorsement. ¹Company-reported. Crime product page, What Does Crime Insurance Cover? section; actual policy structure depends on the carrier and the policy as issued. Alliance Risk says its crime coverage excludes business income loss from crime unless endorsed, cyber breach or hacking (which it says falls under a cyber policy instead), losses not discovered during the policy period, and dishonest acts by company owners or partners. ¹Company-reported. Crime product page, What Doesn't Crime Insurance Cover? section.	Newfront lists "Fidelity and Crime" among the Key Coverages of its Executive Risk program. The page does not separately describe crime-specific insuring agreements such as employee theft, computer fraud or funds-transfer fraud. ³Company-reported. Executive Risk page Key Coverages list; crime and fidelity are bundled in one line item.
Role in This Line	Alliance Risk arranges crime insurance placements as a brokerage; the crime page describes the coverage it places rather than an Alliance-issued policy. ^1,²Company-reported. Crime product page and the general brokerage disclosure on the coverage catalogue page.	Newfront brokers crime coverage as part of its Executive Risk practice, which it groups with fidelity coverage under one Key Coverages entry. It negotiates placement rather than underwriting the risk. ³Company-reported. Executive Risk offering page; crime and fidelity are listed together, not as separately described products.

Criteria

Alliance Risk Crime Insurance

Newfront Fidelity and Crime Insurance

Who It’s For

Alliance Risk lists businesses that handle cash, payments or sensitive data, companies with accounting, billing or procurement teams, nonprofits with volunteer financial oversight, and organizations in finance, retail, healthcare or logistics as common crime insurance buyers. ¹Company-reported. Crime product page, Who Needs Crime Insurance? section.

Newfront says its Executive Risk practice services private companies from seed round through every series of funding, and describes work with over 500 publicly traded companies, without a crime-specific eligibility threshold. ³Company-reported. Here for the Long Run section; figures describe the executive-risk practice broadly, not crime coverage specifically.

Coverage Features

Alliance Risk's crime insurance page covers employee theft and embezzlement, forgery or alteration of checks or documents, fraudulent electronic funds transfer, social engineering fraud and impersonation, and burglary, robbery and safe burglary, with theft of client property available by endorsement. ¹Company-reported. Crime product page, What Does Crime Insurance Cover? section; actual policy structure depends on the carrier and the policy as issued.

Alliance Risk says its crime coverage excludes business income loss from crime unless endorsed, cyber breach or hacking (which it says falls under a cyber policy instead), losses not discovered during the policy period, and dishonest acts by company owners or partners. ¹Company-reported. Crime product page, What Doesn't Crime Insurance Cover? section.

Newfront lists "Fidelity and Crime" among the Key Coverages of its Executive Risk program. The page does not separately describe crime-specific insuring agreements such as employee theft, computer fraud or funds-transfer fraud. ³Company-reported. Executive Risk page Key Coverages list; crime and fidelity are bundled in one line item.

Role in This Line

Alliance Risk arranges crime insurance placements as a brokerage; the crime page describes the coverage it places rather than an Alliance-issued policy. ^1,²Company-reported. Crime product page and the general brokerage disclosure on the coverage catalogue page.

Newfront brokers crime coverage as part of its Executive Risk practice, which it groups with fidelity coverage under one Key Coverages entry. It negotiates placement rather than underwriting the risk. ³Company-reported. Executive Risk offering page; crime and fidelity are listed together, not as separately described products.