Alliance Risk vs 
Berkshire Hathaway Specialty Insurance: How Do They Compare for Media Liability Insurance?
What Is Alliance Risk?
Alliance Risk suits tech startups from pre-seed through IPO that want a broker to review their tech E&O policy for free and shop specialist insurers; if you want to buy online in minutes, use a digital insurer. Quotes take 24 hours to ten business days, depending on your risk. 1,2,3
What Is Berkshire Hathaway Specialty Insurance?
BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. 5,6,7,8
Read the Berkshire Hathaway Specialty Insurance profile
Read the Berkshire Hathaway Specialty Insurance Media Liability Insurance page
What Is Media Liability Insurance?
Media liability can help pay defense costs for claims about content you create or distribute, such as allegations of defamation or infringement. Consider it if you publish or produce content for your business or clients; match the quote to each activity. 11,12,13
Key Differences in Media Liability Insurance
What the Published Offering Defines
Alliance Risk identifies the allegations its media coverage typically addresses: libel, slander, copyright or trademark infringement, false advertising, plagiarism and privacy invasion. Berkshire Hathaway Specialty Insurance lists Media Liability as a Professional First product and also places it within a combined architects, engineers and consultants professional form. A publisher or agency can use Alliance Risk’s peril list to frame a quote; an A&E consultancy should ask Berkshire Hathaway Specialty Insurance how media liability fits its professional form. 4 9
Buying and Policy Details to Resolve
Alliance Risk also publishes practical controls—legal review of public-facing content, permissions for third-party material and documented approval workflows. Berkshire Hathaway Specialty Insurance’s reviewed description instead identifies an in-house claims group and streamlined reporting across Professional First. These are different buyer questions: prevention before publication versus help after a claim. Neither overview states a media limit or detailed exclusions, so match the policy wording to the content you produce and the services you expect. 4 9
What to Confirm in Media Liability Insurance Quotes
Review Scores
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
Alliance Risk
Review Score
No reviews found
Alliance Risk has no customer ratings on the review sites we checked, so there's no Review Score yet. That says nothing bad about the company; it means you'll need to ask for references.[1][4][6]
Read Alliance Risk reviewsBerkshire Hathaway Specialty Insurance
Review Score
No reviews found
The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.[5][7]
Read Berkshire Hathaway Specialty Insurance reviewsOffering Details
Alliance Risk vs Berkshire Hathaway Specialty Insurance: Media Liability Insurance: documented features by provider
| Criteria | Media & Advertising Liability Insurance | Professional First Media Liability |
|---|---|---|
| Issuing Insurer | The dedicated media and advertising liability page does not name any insurer or carrier that Alliance Risk places this coverage with. 4Not publicly disclosed. Checked the full dedicated product page as read on 2026-09-23; no carrier is identified for this line anywhere on the page. | Confirm in your quote. |
| Who It’s For | Alliance Risk lists marketing, PR and ad agencies, media publishers and bloggers, influencer networks, SaaS and tech platforms with user-generated content, and in-house marketing teams as businesses that typically need this coverage. 4Company-reported. Dedicated Alliance Risk product page for this line, as read on 2026-09-23. | BHSI lists Professional Services firms among Professional First customer categories and separately identifies media liability in its architects, engineers and consultants product. 9,10Company-reported. These sources do not establish the eligible professions or appetite for the standalone media product. |
| Coverage Features | Alliance Risk says this coverage typically responds to libel and slander, copyright or trademark infringement, misappropriation of likeness, false advertising or deceptive marketing claims, plagiarism, and invasion of privacy in content or promotions. 4Company-reported. Product page "What Does Media & Advertising Liability Insurance Cover?" section; the issued policy and declarations control actual terms. Alliance Risk's page states this coverage does not cover bodily injury or property damage, claims of fraud or intentional misconduct, patent infringement, or employment-related disputes, and that data breaches are addressed under cyber coverage instead. 4Company-reported. Product page "What Doesn't Media & Advertising Liability Insurance Cover?" section; the issued policy controls actual exclusions. | BHSI’s Professional First overview names Media Liability as a product; its architects/engineers page also mentions media liability within a specialized combined professional form. 9,10Company-reported. The overview is a catalogue statement; the second source is scoped to design professionals and does not prove standalone media terms. BHSI also lists media liability within its combined architects, engineers and consultants professional-liability product. 10Company-reported. This is specific to a specialized design-industry form and does not establish standalone media terms or general availability. |
| Risk Services | Alliance Risk publishes risk-management guidance for this line: conduct legal review of public-facing content, avoid using third-party content without written permission, keep a documented content-approval workflow, train marketing teams on copyright and defamation basics, and monitor user-generated content on hosted platforms. 4Company-reported. Product page "Risk Management Tips" section; this is published guidance, not a described policyholder service program. | BHSI says its Professional First business has an in-house claims group and streamlined claim reporting. 9Company-reported. This is portfolio-level service information, not a promise about outcome or a media-specific claims procedure. |
Full Comparison
More Alliance Risk vs Berkshire Hathaway Specialty Insurance Comparisons
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Sources
Alliance Risk
- Technology Insurance. Alliance Risk; What is Technology Insurance?; Types of Technology; Types of Coverage; startup placement introduction; quote documents and process. Accessed 2026-09-16.
- Tech E&O Insurance. Alliance Risk; Opening placement description; Get Your Tech E&O Risk Review; What We Need for Your Quote; Policy Review. Accessed 2026-09-16.
- Get a Quote. Alliance Risk; Request form; Prefer to Call?; Why Alliance Risk? section. Accessed 2026-09-16.
- Media & Advertising Liability Insurance. Alliance Risk; What Is Media & Advertising Liability Insurance?; Who Needs Media & Advertising Liability Insurance?; What Does Media & Advertising Liability Insurance Cover?; What Doesn't Media & Advertising Liability Insurance Cover?; Risk Management Tips. Accessed 2026-09-23.
Berkshire Hathaway Specialty Insurance
- At A Glance. Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section. Accessed 2026-09-29.
- About Us. Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
- Terms of Service. Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
- Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch. Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated. Accessed 2026-09-28.
- Professional First Professional Liability Overview. Berkshire Hathaway Specialty Insurance; PDF pp. 1–2: separately named Professional First Media Liability and Network Security & Privacy; targeted customer categories; in-house claims handling; product portfolio descriptions. Version 2026-06-03-A; re-opened 2026-09-30. Accessed 2026-09-30.
- Professional First Architects, Engineers and Consultants Professional Liability. Berkshire Hathaway Specialty Insurance; Retained canonical source record: combined professional/pollution form lists media, technology and cyber/network security/privacy coverages; specialized design/engineering target classes and services. This is not evidence of standalone media terms. Prior actual access 2026-09-28; direct re-open failed in this session. Accessed 2026-09-28.
Media Liability Insurance Guide
- Insurance for Social Media Liability. Journal of Insurance Regulation; authors Kevin T. Merriman, David M. Knapp, Meghan E. Ruesch and Nicole M. Weir; PDF pp.5–7 abstract/summary; PDF p.4 nonendorsement disclaimer; CGL personal and advertising injury and media-business exclusion discussion. Accessed 2026-09-16.
- Media Liability Coverage Part. Hiscox; I p.1; IV–V pp.2–3; VI pp.3–7; VII pp.7–8. Accessed 2026-09-16.
- Media Application Form — United States. CFC Underwriting Limited; Sections 1–2 PDF pp.2–5; Section 3 pp.5–6; Section 4 pp.7–8; Sections 6–7 pp.10–11. Accessed 2026-09-16.
