Resilience vs Vouch: How Do They Compare for Tech E&O Insurance?

Vouch is a broker with an online Get Started application, serving companies from first customer contract through IPO; Resilience is distributed by a separate agency and targets US tech E&O business with $25 million to $10 billion in revenue.

Resilience offers Tech E&O up to $10 million for US tech companies with $25 million to $10 billion in revenue, with in-house claims staff available 24/7. Vouch is a broker that lets AI, SaaS, fintech, hardware and crypto startups apply online from first contract through IPO. 1,2,4

What Are the Key Differences Between Resilience and Vouch Tech E&O Insurance?

A $25 Million Revenue Floor vs Startups From First Contract

Resilience targets US technology companies with $25 million to $10 billion in revenue and advertises limits up to $10 million. Vouch, a broker rather than an insurer, markets tech E&O to AI, SaaS, eCommerce, fintech, hardware and crypto companies from their first customer contract through IPO, with no revenue floor and no published limits. If your revenue is under $25 million, Resilience’s published appetite excludes you. Choose Resilience if you’re a mid-market or larger tech company that wants up to $10 million; choose Vouch if you’re an earlier-stage startup. 1 4 5

In-House Claims Team vs Detailed Coverage List

Resilience describes an integrated form and in-house claims staff available 24/7, but no self-service application. Vouch starts online with “Get Started,” and its article says tech E&O covers accidental IP infringement and third-party breach liability from a product vulnerability, while excluding cyber incidents on your own systems. With Vouch, plan on separate cyber cover. 1 3 4 5

What Should You Confirm in Resilience and Vouch Tech E&O Insurance Quotes?

  • Ask Vouch which insurer it proposes. Resilience’s US disclosure names Homeland Insurance Company of New York or of Delaware as underwriters, distributed through Ocrea Risk Services. 2 4
  • Check that your US revenue falls within Resilience’s $25 million–$10 billion range and that its quote reaches the limit you need. 1
  • Ask Vouch whether IP infringement and third-party breach liability are on your quoted form. 5
  • Get Vouch’s limits to compare with Resilience’s $10 million maximum. 1 5

Resilience vs Vouch Tech E&O Insurance Compared

Resilience vs Vouch: Tech E&O Insurance: documented features by provider

CriteriaResilience Technology E&OVouch Technology Errors & Omissions Insurance
Who It’s For

Resilience targets US technology E&O business with $25 million to $10 billion in revenue for primary and excess placements, spanning technology services, technology hardware, data centers, telecommunications, software and web services. 1Company-reported. "A Broad Market Appetite" benefit and segment list on the product page, accessed 2026-09-23; smaller companies fall outside the published revenue range.

Vouch markets tech E&O to technology companies across AI, SaaS, eCommerce, fintech, hardware and crypto, saying it works with clients from their first customer contract through IPO. 4Company-reported. Vouch's Technology practice page; not an underwriting appetite guarantee for any specific applicant.

Coverage Features

Resilience says its policy endorsements are integrated directly into the policy form, which it calls "Coverage Certainty," for what it describes as a straightforward, beginning-to-end read rather than a base form layered with separate endorsement documents. 1Company-reported. "Coverage Certainty" benefit on the product page; the actual policy as issued controls.

Resilience lists six technology segments it underwrites for E&O: technology services (MSP/MSSP, consulting, staffing, storage services, VARs), technology hardware and networking equipment manufacturing, data centers, telecommunications, software (including AI, security software and payment processors) and web services. 1Company-reported. "Comprehensive coverage for technology risks" segment list on the product page, accessed 2026-09-23.

Vouch's educational article says tech E&O covers claims arising from service errors or failures, professional negligence, missed deliverables or deadlines, breach of contract or warranty, accidental intellectual-property infringement, and third-party data-breach liability tied to a vulnerability in the company's product, plus legal defense, settlements and judgments. It excludes bodily injury or property damage (covered by general liability), intentional wrongdoing, criminal acts, employment claims and cyber incidents affecting the policyholder's own systems. 5Company-reported. Blog article dated October 20, 2025, describing tech E&O generally; the buyer's actual policy form and exclusions govern any specific placement.

Role in This Line

Resilience markets technology E&O as professional liability coverage for technology companies with complex risk, distributed in the US by a separate insurance agency rather than underwritten by the Resilience brand itself. 1Company-reported. Technology E&O product page introduction, accessed 2026-09-23.

Vouch is a broker, not an insurer, for tech E&O. It lists Tech Errors & Omissions among the core coverages it places for technology clients. 4Company-reported. Vouch's Technology practice page.

About Resilience and Vouch and Tech E&O Insurance

Related Pages for Resilience vs Vouch Tech E&O Insurance

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

Get Help With Insurance Buying and Renewals.

Get help buying coverage and managing renewals, with less paperwork for your team. Create your account and submit an insurance request online.

Talk to Spot