---
title: "Resilience vs Vouch Tech E&O Insurance"
description: "Resilience’s Homeland Tech E&O targets $25M–$10B revenue; Vouch brokers the line online from first contract through IPO."
canonical: "https://spot.insure/compare/resilience-vs-vouch/technology-errors-omissions"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

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[Human-readable page](https://spot.insure/compare/resilience-vs-vouch/technology-errors-omissions)

# Resilience vs Vouch Tech E&O Insurance

Resilience’s Homeland Tech E&O targets $25M–$10B revenue; Vouch brokers the line online from first contract through IPO.

## Research Scope and Use

Use this comparison to evaluate Resilience and Vouch for Tech E&O Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Resilience distributes US Tech E&O through Ocrea with Homeland Insurance Company of New York or Delaware and advertises $10 million limits for companies with $25 million to $10 billion in revenue. Vouch is a broker that places Tech E&O for technology companies and routes applicants to an online Get Started flow. [2](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [3](https://cyberresilience.com/disclaimer/ "Disclaimer") [9](https://www.vouch.us/technology "Insurance for Technology Companies")

## What Is Resilience Insurance?

Resilience combines cyber and technology E&O insurance with cybersecurity risk-management services. Its offerings address both insurance placement and security investment decisions. [1](https://cyberresilience.com/ "Home Page") [2](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")

[Resilience profile](https://spot.insure/insurance-providers/resilience)

## What Is Vouch Insurance?

Vouch is a business insurance broker and risk advisor for startups and growing companies. Buyers can apply online and work with advisors to arrange coverage, review contract requirements and manage insurance across carriers. [5](https://www.vouch.us/ "Vouch Homepage") [6](https://apply.vouch.us/ "Start a Vouch Application") [7](https://www.vouch.us/blog/how-having-carrier-options-in-one-place-helps-businesses-choose-smarter-coverage "Carrier Options in One Place") [8](https://www.vouch.us/services/contract-requirement-review "Contract Requirement Review")

[Vouch profile](https://spot.insure/insurance-providers/vouch)

## What Is Technology Errors and Omissions (E&O) Insurance?

Technology errors and omissions (E&O) insurance addresses claims that a technology product or service caused a customer or other third party a financial loss. It doesn't extend to cyber incidents, bodily injury or professional services outside the quoted product. [11](https://doas.ga.gov/sites/default/files/2025-08/SPD-SP048%20Insurance%20and%20Bonding%20Guidelines%20August%202025.pdf "Insurance and Bonding Guidelines") [12](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance") [13](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/business-insurance/digitech-enterprise-risk-management-digitech-erm/documents/pdf/17010186-digitech-erm-12.17.pdf "DigiTech Enterprise Risk Management")

## Key Differences in Tech E&O Insurance

### Program Underwriter Versus Broker Placement

Resilience’s US disclosure names Ocrea Risk Services as distributor and Homeland Insurance Company of New York or Delaware as underwriters. Vouch states it is a broker, not an insurer, for tech E&O, and neither its Technology page nor its blog names the carrier that would issue a placement. [3](https://cyberresilience.com/disclaimer/ "Disclaimer") [9](https://www.vouch.us/technology "Insurance for Technology Companies") [10](https://www.vouch.us/blog/what-does-tech-errors-and-omissions-insurance-cover "What Does Tech Errors & Omissions Insurance Cover?")

### Mid-Market Revenue Floor Versus Stage-Agnostic Tech Clients

Resilience targets $25 million to $10 billion in US revenue across listed technology segments. Vouch markets tech E&O to AI, SaaS, eCommerce, fintech, hardware and crypto companies from a first customer contract through IPO, without publishing a revenue floor. Resilience advertises limits up to $10 million; Vouch’s reviewed pages do not publish limits or retentions. [2](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [9](https://www.vouch.us/technology "Insurance for Technology Companies") [10](https://www.vouch.us/blog/what-does-tech-errors-and-omissions-insurance-cover "What Does Tech Errors & Omissions Insurance Cover?")

### Coverage Lists and Intake

Vouch’s article includes accidental intellectual-property infringement and third-party data-breach liability tied to a product vulnerability, and excludes the policyholder’s own-system cyber incidents. Resilience describes an integrated form and in-house 24/7 claims staffing; its product page does not list those IP or third-party breach examples. Vouch routes buyers to Get Started online; Resilience’s Tech E&O page does not describe a self-service application. [10](https://www.vouch.us/blog/what-does-tech-errors-and-omissions-insurance-cover "What Does Tech Errors & Omissions Insurance Cover?") [9](https://www.vouch.us/technology "Insurance for Technology Companies") [2](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [4](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response")

## What to Confirm in Tech E&O Insurance Quotes

- Get the issuing insurer: a Homeland company on Resilience, and the unnamed carrier Vouch places. [3](https://cyberresilience.com/disclaimer/ "Disclaimer") [9](https://www.vouch.us/technology "Insurance for Technology Companies")
- Check whether your revenue meets Resilience’s $25 million published floor. [2](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")
- Ask Vouch whether IP infringement and third-party data-breach liability are on the quoted form. [10](https://www.vouch.us/blog/what-does-tech-errors-and-omissions-insurance-cover "What Does Tech Errors & Omissions Insurance Cover?")
- Compare Resilience’s $10 million advertised maximum with Vouch’s unpublished limit. [2](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [10](https://www.vouch.us/blog/what-does-tech-errors-and-omissions-insurance-cover "What Does Tech Errors & Omissions Insurance Cover?")

## Offering Details

| Criteria | Resilience Technology E&O | Vouch Technology Errors & Omissions Insurance |
| --- | --- | --- |
| Role in This Line | Resilience markets technology E&O as professional liability coverage for technology companies with complex risk, distributed in the US by a separate insurance agency rather than underwritten by the Resilience brand itself. [2](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Technology E&O product page introduction, accessed 2026-09-23..) | Vouch is a broker, not an insurer, for tech E&O. It lists Tech Errors & Omissions among the core coverages it places for technology clients. [9](https://www.vouch.us/technology "Insurance for Technology Companies") (Evidence: Company-reported; scope: Vouch's Technology practice page..) |
| Issuing Insurer | Resilience's US disclosure states that technology E&O products are distributed by Ocrea Risk Services, LLC (NPN 19169260), doing business as Resilience Cyber Insurance Solutions, and underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, both subsidiaries of Intact Insurance Group USA LLC. The product page separately says capacity comes through "approved underwriting companies" rated by AM Best, without naming an insurer beyond the two Homeland entities. [3](https://cyberresilience.com/disclaimer/ "Disclaimer") [2](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: US paragraph of Resilience's disclaimer page and the "Superior Capacity" benefit on the product page, both accessed 2026-09-23; product- and state-specific issuer mapping is not published..) | Neither the Technology page nor the tech E&O blog post names the insurer that underwrites Vouch's tech E&O placements. [9](https://www.vouch.us/technology "Insurance for Technology Companies") [10](https://www.vouch.us/blog/what-does-tech-errors-and-omissions-insurance-cover "What Does Tech Errors & Omissions Insurance Cover?") (Evidence: Not publicly disclosed; scope: Pages checked on 2026-09-23..) |
| Who It’s For | Resilience targets US technology E&O business with $25 million to $10 billion in revenue for primary and excess placements, spanning technology services, technology hardware, data centers, telecommunications, software and web services. [2](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "A Broad Market Appetite" benefit and segment list on the product page, accessed 2026-09-23; smaller companies fall outside the published revenue range..) | Vouch markets tech E&O to technology companies across AI, SaaS, eCommerce, fintech, hardware and crypto, saying it works with clients from their first customer contract through IPO. [9](https://www.vouch.us/technology "Insurance for Technology Companies") (Evidence: Company-reported; scope: Vouch's Technology practice page; not an underwriting appetite guarantee for any specific applicant..) |
| Coverage Features | Resilience says its policy endorsements are integrated directly into the policy form, which it calls "Coverage Certainty," for what it describes as a straightforward, beginning-to-end read rather than a base form layered with separate endorsement documents. [2](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "Coverage Certainty" benefit on the product page; the actual policy as issued controls..)<br><br>Resilience lists six technology segments it underwrites for E&O: technology services (MSP/MSSP, consulting, staffing, storage services, VARs), technology hardware and networking equipment manufacturing, data centers, telecommunications, software (including AI, security software and payment processors) and web services. [2](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "Comprehensive coverage for technology risks" segment list on the product page, accessed 2026-09-23..) | Vouch's educational article says tech E&O covers claims arising from service errors or failures, professional negligence, missed deliverables or deadlines, breach of contract or warranty, accidental intellectual-property infringement, and third-party data-breach liability tied to a vulnerability in the company's product, plus legal defense, settlements and judgments. It excludes bodily injury or property damage (covered by general liability), intentional wrongdoing, criminal acts, employment claims and cyber incidents affecting the policyholder's own systems. [10](https://www.vouch.us/blog/what-does-tech-errors-and-omissions-insurance-cover "What Does Tech Errors & Omissions Insurance Cover?") (Evidence: Company-reported; scope: Blog article dated October 20, 2025, describing tech E&O generally; the buyer's actual policy form and exclusions govern any specific placement..) |
| Limits and Retentions | Resilience advertises technology E&O limits up to $10 million, available on both a primary and an excess basis. The page does not publish retentions or deductibles. [2](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "A Broad Market Appetite" benefit, accessed 2026-09-23; the figure is a marketing maximum, not a specific quote..) | Neither page publishes tech E&O policy limits or retentions; the blog says the amount of coverage a company chooses affects the cost of the policy without naming a range. [10](https://www.vouch.us/blog/what-does-tech-errors-and-omissions-insurance-cover "What Does Tech Errors & Omissions Insurance Cover?") (Evidence: Not publicly disclosed; scope: Pages checked on 2026-09-23..) |
| How to Apply | The reviewed technology E&O product page does not describe a self-service online application or quoting process; it routes visitors to request a quote rather than showing an application flow. [2](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Not publicly disclosed; scope: Technology E&O product page, accessed 2026-09-23..) | Vouch's site routes prospective buyers to its online "Get Started" application flow rather than a phone-only or paper process. [9](https://www.vouch.us/technology "Insurance for Technology Companies") (Evidence: Company-reported; scope: Vouch Technology page navigation..) |
| Claims Support | Resilience describes a fully in-house claims and incident-response team available 24/7, with a dedicated claims manager who stays with the policyholder from initial triage through settlement, backed by an outside panel of privacy-law, forensics and crisis-communications specialists. The reviewed pages do not describe a claims process specific to technology E&O separate from this shared claims team. [4](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") (Evidence: Company-reported; scope: Claims & Incident Response page, accessed 2026-09-23; response-time and outcome statistics on that page are company-reported and not independently verified..) | Not described in the reviewed sources. |

## Full Comparison

- [Resilience vs Vouch](https://spot.insure/compare/resilience-vs-vouch): all coverage lines, business roles, service and claims.
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology E&O insurance addresses claims that a problem with your technology product or service caused a customer financial loss.
- [Resilience vs Vouch Cyber Insurance](https://spot.insure/compare/resilience-vs-vouch/cyber)
- [Alliance Risk vs Resilience Tech E&O Insurance](https://spot.insure/compare/alliance-risk-vs-resilience/technology-errors-omissions)
- [Alliance Risk vs Vouch Tech E&O Insurance](https://spot.insure/compare/alliance-risk-vs-vouch/technology-errors-omissions)
- [Amelia Risk vs Resilience Tech E&O Insurance](https://spot.insure/compare/amelia-risk-vs-resilience/technology-errors-omissions)
- [Amelia Risk vs Vouch Tech E&O Insurance](https://spot.insure/compare/amelia-risk-vs-vouch/technology-errors-omissions)
- [At-Bay vs Resilience Tech E&O Insurance](https://spot.insure/compare/at-bay-vs-resilience/technology-errors-omissions)
- [At-Bay vs Vouch Tech E&O Insurance](https://spot.insure/compare/at-bay-vs-vouch/technology-errors-omissions)

## Sources

### Resilience

1. [Home Page](https://cyberresilience.com/). Resilience; Cyber risk management; Broad market appetite. Accessed 2026-09-16.
2. [Technology E&O](https://cyberresilience.com/products/technology-errors-and-omissions-insurance). Resilience; "Comprehensive coverage for technology risks" segment list; "Key Benefits" section: A Broad Market Appetite, Comprehensive Coverage, Coverage Certainty, Superior Capacity. Accessed 2026-09-23.
3. [Disclaimer](https://cyberresilience.com/disclaimer/). Resilience; USA paragraph: "Insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260) dba Resilience Cyber Insurance Solutions. Resilience products are underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, each subsidiaries of Intact Insurance Group USA LLC". Accessed 2026-09-23.
4. [Claims & Incident Response](https://cyberresilience.com/products/claims-incident-response). Resilience; "Our Claims Advantage" and "Our Difference" sections: 24/7 in-house Claims & Incident Response team, fully in-house claims staff, dedicated claims manager from triage through settlement, world-class outside panel. Accessed 2026-09-23.

### Vouch

5. [Vouch Homepage](https://www.vouch.us/). Vouch; Hero identifying Vouch as an insurance broker; Industries; Services; footer identifying Vouch Specialty and qualifying product availability. Accessed 2026-09-15.
6. [Start a Vouch Application](https://apply.vouch.us/). Vouch; Public first screen: legal business name, website/no-website option, address and location type, applicant role and contact fields, consent, and existing-customer sign-in. Accessed 2026-09-15.
7. [Carrier Options in One Place](https://www.vouch.us/blog/how-having-carrier-options-in-one-place-helps-businesses-choose-smarter-coverage). Vouch; 26 November 2025: Choice Without the Chaos; Clarity That Builds Confidence; One Relationship, Many Solutions; final producer/underwriting disclosure. Accessed 2026-09-15.
8. [Contract Requirement Review](https://www.vouch.us/services/contract-requirement-review). Vouch; Coverage that keeps your deals moving; Tailored to your contract; Effortless Experience (reviews and COIs). Accessed 2026-09-15.
9. [Insurance for Technology Companies](https://www.vouch.us/technology). Vouch; Core coverages for Technology: Tech Errors & Omissions...; Blog: What Does Tech Errors & Omissions Insurance Cover? "Technology Errors & Omissions Insurance protects companies from client claims over software bugs, system failures, or service mistakes.". Accessed 2026-09-23.
10. [What Does Tech Errors & Omissions Insurance Cover?](https://www.vouch.us/blog/what-does-tech-errors-and-omissions-insurance-cover). Vouch; October 20, 2025; What Tech E&O Insurance Covers: Service Errors or Failures, Professional Negligence, Missed Deliverables or Deadlines, Breach of Contract or Warranty, Accidental Intellectual Property Infringement, Third-Party Data Breach Liability, Employee Errors or Misrepresentation, Legal Defense, Settlements, and Judgments; What Tech E&O Insurance Doesn't Cover; How Tech E&O and Cyber Coverage Work Together. Accessed 2026-09-23.

### Tech E&O Insurance Guide

11. [Insurance and Bonding Guidelines](https://doas.ga.gov/sites/default/files/2025-08/SPD-SP048%20Insurance%20and%20Bonding%20Guidelines%20August%202025.pdf). Georgia Department of Administrative Services; Professional Liability / Errors and Omissions p.6; Technology Errors & Omissions (Cyber Liability) §9 pp.7–8. Accessed 2026-09-16.
12. [Technology Errors and Omissions Insurance](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology). The Hartford; What Is Technology Errors and Omissions Insurance?; differences between cyber liability and errors and omissions; How Technology Errors and Omissions Insurance Works With Contracts. Accessed 2026-09-16.
13. [DigiTech Enterprise Risk Management](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/business-insurance/digitech-enterprise-risk-management-digitech-erm/documents/pdf/17010186-digitech-erm-12.17.pdf). Chubb; Coverage Synopsis > Third-Party Liability Coverage > Technology Errors and Omissions; Cyber, Privacy and Network Security Liability; footer product-summary disclaimer. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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