Chubb vs Resilience: How Do They Compare for Tech E&O Insurance?

Resilience puts numbers on its appetite: tech companies with $25 million to $10 billion in revenue and limits up to $10 million, primary or excess. Chubb's DigiTech ERM targets software, consulting and hardware firms.

Resilience is for larger tech companies: $25 million to $10 billion in revenue, with Tech E&O limits up to $10 million, primary or excess. Chubb's DigiTech ERM bundles Tech E&O with media and cyber for software, services and hardware firms, with no published revenue floor or limits. ^4,^5,¹

What Are the Key Differences Between Chubb and Resilience Tech E&O Insurance?

$25 Million Revenue Floor vs No Published Floor

Resilience targets US technology companies with $25 million to $10 billion in revenue, offering Tech E&O limits up to $10 million on a primary or excess basis. Chubb underwrites DigiTech ERM for software developers, technology-services firms and electronics and hardware makers, with no published revenue floor or limits. Choose Chubb if you're under $25 million in revenue or need media liability too; choose Resilience if you're above it and want a stated $10 million capacity or an excess layer. ⁴ ¹

In-House Claims Team vs Pre-Approved Panel and Hotline

Resilience describes a 24/7 in-house claims and incident-response team with a dedicated claims manager, though it doesn't separate that process for Tech E&O. DigiTech ERM policyholders get Chubb's pre-approved response panel, hotline and Cyber Alert app. ⁶ ¹

What Should You Confirm in Chubb and Resilience Tech E&O Insurance Quotes?

Ask which company issues each policy: Resilience names Homeland Insurance Company of New York or of Delaware; Chubb issues DigiTech ERM itself. ⁵ ¹
Check your revenue against Resilience's $25 million to $10 billion band. ⁴
Compare Resilience's $10 million primary or excess limit with Chubb's quoted DigiTech limits. ⁴ ¹
Ask Resilience how its form treats delays; Chubb says DigiTech ERM has no exclusion for delays or failure to deliver. ⁴ ¹

Chubb vs Resilience Tech E&O Insurance Compared

Chubb vs Resilience: Tech E&O Insurance: documented features by provider

Criteria	Chubb DigiTech ERM (Technology Errors & Omissions)	Resilience Technology E&O
Who It’s For	Chubb targets DigiTech ERM at software and system developers, technology-services and consulting firms, and electronics and hardware manufacturers, naming examples such as value-added resellers, system integrators, IT consultants and hardware distributors. ¹Company-reported. DigiTech ERM Target Clients list.	Resilience targets US technology E&O business with $25 million to $10 billion in revenue for primary and excess placements, spanning technology services, technology hardware, data centers, telecommunications, software and web services. ⁴Company-reported. "A Broad Market Appetite" benefit and segment list on the product page, accessed 2026-09-23; smaller companies fall outside the published revenue range.
Coverage Features	Beyond the Cyber ERM base, Chubb says DigiTech ERM adds technology errors and omissions coverage for third-party financial injury from the insured's products or services, a broadened definition of "technology incident," and coverage for software copyright infringement and product-recall loss of use, with no exclusion for delays or failure to deliver. ¹Company-reported. DigiTech ERM Product Features list; subject to the policy as issued.	Resilience says its policy endorsements are integrated directly into the policy form, which it calls "Coverage Certainty," for what it describes as a straightforward, beginning-to-end read rather than a base form layered with separate endorsement documents. ⁴Company-reported. "Coverage Certainty" benefit on the product page; the actual policy as issued controls. Resilience lists six technology segments it underwrites for E&O: technology services (MSP/MSSP, consulting, staffing, storage services, VARs), technology hardware and networking equipment manufacturing, data centers, telecommunications, software (including AI, security software and payment processors) and web services. ⁴Company-reported. "Comprehensive coverage for technology risks" segment list on the product page, accessed 2026-09-23.
Role in This Line	Chubb underwrites technology errors and omissions coverage through DigiTech ERM, a single policy that combines tech E&O with media and cyber exposures rather than selling tech E&O standalone. ¹Company-reported. Cyber Insurance Coverage & Products page, DigiTech ERM section.	Resilience markets technology E&O as professional liability coverage for technology companies with complex risk, distributed in the US by a separate insurance agency rather than underwritten by the Resilience brand itself. ⁴Company-reported. Technology E&O product page introduction, accessed 2026-09-23.

Criteria

Chubb DigiTech ERM (Technology Errors & Omissions)

Resilience Technology E&O

Who It’s For

Chubb targets DigiTech ERM at software and system developers, technology-services and consulting firms, and electronics and hardware manufacturers, naming examples such as value-added resellers, system integrators, IT consultants and hardware distributors. ¹Company-reported. DigiTech ERM Target Clients list.

Resilience targets US technology E&O business with $25 million to $10 billion in revenue for primary and excess placements, spanning technology services, technology hardware, data centers, telecommunications, software and web services. ⁴Company-reported. "A Broad Market Appetite" benefit and segment list on the product page, accessed 2026-09-23; smaller companies fall outside the published revenue range.

Coverage Features

Beyond the Cyber ERM base, Chubb says DigiTech ERM adds technology errors and omissions coverage for third-party financial injury from the insured's products or services, a broadened definition of "technology incident," and coverage for software copyright infringement and product-recall loss of use, with no exclusion for delays or failure to deliver. ¹Company-reported. DigiTech ERM Product Features list; subject to the policy as issued.

Resilience says its policy endorsements are integrated directly into the policy form, which it calls "Coverage Certainty," for what it describes as a straightforward, beginning-to-end read rather than a base form layered with separate endorsement documents. ⁴Company-reported. "Coverage Certainty" benefit on the product page; the actual policy as issued controls.

Resilience lists six technology segments it underwrites for E&O: technology services (MSP/MSSP, consulting, staffing, storage services, VARs), technology hardware and networking equipment manufacturing, data centers, telecommunications, software (including AI, security software and payment processors) and web services. ⁴Company-reported. "Comprehensive coverage for technology risks" segment list on the product page, accessed 2026-09-23.

Role in This Line

Chubb underwrites technology errors and omissions coverage through DigiTech ERM, a single policy that combines tech E&O with media and cyber exposures rather than selling tech E&O standalone. ¹Company-reported. Cyber Insurance Coverage & Products page, DigiTech ERM section.

Resilience markets technology E&O as professional liability coverage for technology companies with complex risk, distributed in the US by a separate insurance agency rather than underwritten by the Resilience brand itself. ⁴Company-reported. Technology E&O product page introduction, accessed 2026-09-23.