---
title: "Chubb vs Resilience: Tech E&O Insurance"
description: "Resilience is for larger tech companies: $25 million to $10 billion in revenue, with Tech E&O limits up to $10 million, primary or excess. Chubb's DigiTech ERM bundles Tech E&O with media and cyber for software, services and hardware firms, with no published revenue floor or limits."
canonical: "https://spot.insure/compare/chubb-vs-resilience/technology-errors-omissions"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "chubb-vs-resilience"
provider-a: "chubb"
provider-b: "resilience"
coverage-line: "technology-errors-omissions"
---

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[Human-readable page](https://spot.insure/compare/chubb-vs-resilience/technology-errors-omissions)

## Agent Guide

**What this page is:** Focused comparison of Chubb and Resilience for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Tech E&O Insurance questions about Chubb versus Resilience. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Chubb vs Resilience for Tech E&O Insurance: how do they differ?
- Which is better for Tech E&O Insurance, Chubb or Resilience?
- What does Chubb or Resilience publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Tech E&O Insurance. Providers: Chubb and Resilience.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Chubb vs Resilience](https://spot.insure/compare/chubb-vs-resilience) — all coverage lines for this pair
- [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — how this coverage works
- [Chubb profile](https://spot.insure/insurance-providers/chubb) — provider profile
- [Resilience profile](https://spot.insure/insurance-providers/resilience) — provider profile

# Chubb vs Resilience: How Do They Compare for Tech E&O Insurance?

Resilience puts numbers on its appetite: tech companies with $25 million to $10 billion in revenue and limits up to $10 million, primary or excess. Chubb's DigiTech ERM targets software, consulting and hardware firms.

Resilience writes Tech E&O limits up to $10 million only for tech companies with $25 million to $10 billion in revenue, while Chubb's DigiTech ERM bundles Tech E&O, media and cyber with no published revenue floor.

## Chubb vs Resilience Tech E&O Insurance Summary

Resilience is for larger tech companies: $25 million to $10 billion in revenue, with Tech E&O limits up to $10 million, primary or excess. Chubb's DigiTech ERM bundles Tech E&O with media and cyber for software, services and hardware firms, with no published revenue floor or limits. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [5](https://cyberresilience.com/disclaimer/ "Disclaimer") [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products")

## What Are the Key Differences Between Chubb and Resilience Tech E&O Insurance?

### $25 Million Revenue Floor vs No Published Floor

Resilience targets US technology companies with $25 million to $10 billion in revenue, offering Tech E&O limits up to $10 million on a primary or excess basis. Chubb underwrites DigiTech ERM for software developers, technology-services firms and electronics and hardware makers, with no published revenue floor or limits. Choose Chubb if you're under $25 million in revenue or need media liability too; choose Resilience if you're above it and want a stated $10 million capacity or an excess layer. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products")

### In-House Claims Team vs Pre-Approved Panel and Hotline

Resilience describes a 24/7 in-house claims and incident-response team with a dedicated claims manager, though it doesn't separate that process for Tech E&O. DigiTech ERM policyholders get Chubb's pre-approved response panel, hotline and Cyber Alert app. [6](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products")

## What Should You Confirm in Chubb and Resilience Tech E&O Insurance Quotes?

- Ask which company issues each policy: Resilience names Homeland Insurance Company of New York or of Delaware; Chubb issues DigiTech ERM itself. [5](https://cyberresilience.com/disclaimer/ "Disclaimer") [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products")
- Check your revenue against Resilience's $25 million to $10 billion band. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")
- Compare Resilience's $10 million primary or excess limit with Chubb's quoted DigiTech limits. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products")
- Ask Resilience how its form treats delays; Chubb says DigiTech ERM has no exclusion for delays or failure to deliver. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products")

## Chubb vs Resilience Tech E&O Insurance Compared

| Criteria | Chubb DigiTech ERM (Technology Errors & Omissions) | Resilience Technology E&O |
| --- | --- | --- |
| Who It’s For | Chubb targets DigiTech ERM at software and system developers, technology-services and consulting firms, and electronics and hardware manufacturers, naming examples such as value-added resellers, system integrators, IT consultants and hardware distributors. [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") (Evidence: Company-reported; scope: DigiTech ERM Target Clients list..) | Resilience targets US technology E&O business with $25 million to $10 billion in revenue for primary and excess placements, spanning technology services, technology hardware, data centers, telecommunications, software and web services. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "A Broad Market Appetite" benefit and segment list on the product page, accessed 2026-09-23; smaller companies fall outside the published revenue range..) |
| Coverage Features | Beyond the Cyber ERM base, Chubb says DigiTech ERM adds technology errors and omissions coverage for third-party financial injury from the insured's products or services, a broadened definition of "technology incident," and coverage for software copyright infringement and product-recall loss of use, with no exclusion for delays or failure to deliver. [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") (Evidence: Company-reported; scope: DigiTech ERM Product Features list; subject to the policy as issued..) | Resilience says its policy endorsements are integrated directly into the policy form, which it calls "Coverage Certainty," for what it describes as a straightforward, beginning-to-end read rather than a base form layered with separate endorsement documents. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "Coverage Certainty" benefit on the product page; the actual policy as issued controls..)<br><br>Resilience lists six technology segments it underwrites for E&O: technology services (MSP/MSSP, consulting, staffing, storage services, VARs), technology hardware and networking equipment manufacturing, data centers, telecommunications, software (including AI, security software and payment processors) and web services. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "Comprehensive coverage for technology risks" segment list on the product page, accessed 2026-09-23..) |
| Role in This Line | Chubb underwrites technology errors and omissions coverage through DigiTech ERM, a single policy that combines tech E&O with media and cyber exposures rather than selling tech E&O standalone. [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") (Evidence: Company-reported; scope: Cyber Insurance Coverage & Products page, DigiTech ERM section..) | Resilience markets technology E&O as professional liability coverage for technology companies with complex risk, distributed in the US by a separate insurance agency rather than underwritten by the Resilience brand itself. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Technology E&O product page introduction, accessed 2026-09-23..) |

## About Chubb and Resilience and Tech E&O Insurance

- [Chubb company profile](https://spot.insure/insurance-providers/chubb) · [Chubb customer reviews](https://spot.insure/insurance-providers/chubb/reviews)
- [Resilience company profile](https://spot.insure/insurance-providers/resilience) · [Resilience customer reviews](https://spot.insure/insurance-providers/resilience/reviews)
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions)

## Related Pages for Chubb vs Resilience Tech E&O Insurance

- [Chubb vs Resilience](https://spot.insure/compare/chubb-vs-resilience): all coverage lines, business roles, service and claims.
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review.
- [Chubb Tech E&O Insurance](https://spot.insure/insurance-providers/chubb/technology-errors-omissions)
- [Resilience Tech E&O Insurance](https://spot.insure/insurance-providers/resilience/technology-errors-omissions)

## Sources for Chubb vs Resilience Tech E&O Insurance

### Sources About Chubb

1. [Cyber Insurance Coverage & Products](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html). Chubb; DigiTech Enterprise Risk Management section: target clients and product features beyond Cyber ERM. Accessed 2026-09-23.
2. [Insurance for Software Product & System Developers](https://www.chubb.com/us-en/business-insurance/software-system-developers.html). Chubb; Property & casualty and financial-lines coverage solutions lists for software and systems developers. Accessed 2026-09-23.
3. [Insurance for Technology Companies](https://www.chubb.com/us-en/business-insurance/industries/technology.html). Chubb; Products and services: E&O/Cyber listed among Chubb's technology-industry offerings. Accessed 2026-09-23.

### Sources About Resilience

4. [Technology E&O](https://cyberresilience.com/products/technology-errors-and-omissions-insurance). Resilience; "Comprehensive coverage for technology risks" segment list; "Key Benefits" section: A Broad Market Appetite, Comprehensive Coverage, Coverage Certainty, Superior Capacity. Accessed 2026-09-23.
5. [Disclaimer](https://cyberresilience.com/disclaimer/). Resilience; USA paragraph: "Insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260) dba Resilience Cyber Insurance Solutions. Resilience products are underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, each subsidiaries of Intact Insurance Group USA LLC". Accessed 2026-09-23.
6. [Claims & Incident Response](https://cyberresilience.com/products/claims-incident-response). Resilience; "Our Claims Advantage" and "Our Difference" sections: 24/7 in-house Claims & Incident Response team, fully in-house claims staff, dedicated claims manager from triage through settlement, world-class outside panel. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/chubb-vs-resilience/technology-errors-omissions.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)