What Should Production Companies Check in Media Liability Insurance?

A production company may create or distribute film, audio, video, or other media and may also film on location, build sets, or hire crews. Media liability can address specified claims about content, while bodily injury, property damage, equipment, and production operations may require other coverage parts. A media grant alone should not be read as a production package.

The Hiscox specimen excludes property damage and generally excludes bodily injury, with a limited exception for certain emotional-distress allegations under its grant. A historical CFC media application asks whether the applicant films in public areas, rigs or builds sets, and has employees doing manual or elevated work. Those questions illustrate separate operational exposures, not universal coverage terms.

Describe locations, crews, contractors, equipment, and content rights to the broker. Compare media liability with general liability and any production or equipment coverage, including insured parties, limits, exclusions, and certificates required by venues or clients. Review the full schedule to confirm which policy responds to each activity.