What Should Content Creators Check in Media Liability Insurance?
Creators should match coverage to their formats, distribution, client work, and the people or businesses named as insureds.
A media policy may cover specified claims from creating or distributing content, but a creator’s title does not prove that every format or client service is covered. Client-supplied content and sponsored promotions may have separate exclusions.
Describe each format, deliverable, channel, and revenue source. Check named insureds, services, third-party content, copyright, defamation, privacy, contract terms, limits, and reporting deadlines.
