--- title: "Switch from RiskCube" description: "Compare brokers with Spot and move your startup insurance program away from RiskCube without a lapse in coverage." canonical: "https://spot.insure/switch-from/riskcube" page-type: "product" entities: ["Spot"] entity: "Spot" page-role: "product" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/switch-from/riskcube) ## Agent Guide **What this page is:** Compare brokers with Spot and move your startup insurance program away from RiskCube without a lapse in coverage. **Limits (do not over-claim):** - Describes Spot's own service; it does not establish coverage terms or outcomes for any company. **Related pages:** - [Spot home](https://spot.insure/) — product overview - [Sitemap](https://spot.insure/sitemap) — inventory of all public pages # Moving your insurance program from RiskCube? Compare brokers with Spot RiskCube tracks policies, certificates and renewal reminders, so your Spot team brings that record with you when you change brokers. - Policies, certificates and reminders kept - Contract exhibits matched to proposals - Broker tools compared before you pick [Get Started](https://app.spot.insure/signup?intent=broker-change&coverage=general-liability&icp=startups) ## How it works - **Export your RiskCube records.** Send policies, certificates and renewal notices. Your Spot team files them together and records the insurer on each line. - **We match them to your contract exhibits.** Bring the insurance exhibit from a customer contract. Your Spot team checks it against your limits and endorsements, so you know what any new broker must address. - **Compare brokers and their tools.** Your Spot team helps you ask each broker how you would see policies and certificates, and compares proposals on terms as well as price. - **Keep every policy in force.** Your Spot team helps you weigh a letter against a renewal handover, and the old policy stays active until the new one is confirmed. RiskCube is a startup insurance platform for comparing multi-insurer quotes and managing policies, certificates and renewal reminders. It describes a digital intake followed by AI-assisted, broker-reviewed comparison and purchase. The application reviewed showed only a contact form. ## Why businesses consider switching - **Your software or AI product matured.** A product with paying customers faces different questions from underwriters than a prototype did. - **A customer demanded more.** Procurement teams sometimes ask for specific endorsements or limits, and buyers look for a broker who can map those. - **You want a named broker.** Some lean teams prefer a person who answers over a platform that reminds. - **You’re comparing how brokers are paid.** Brokers describe their fees in different ways, and buyers often ask for each in writing. ## How to switch without a gap - **Check your agreement.** Find the term, the notice and what RiskCube’s no-added-fee claim covers. Ask what could cost extra if you leave. - **Save the records.** Download policies, certificates and your renewal list before you lose access. Your Spot team keeps them with the rest. - **Time the handover.** A letter hands servicing over now, whereas a renewal handover starts with the new policy. The insurer decides what it will accept. - **Confirm in writing before ending anything.** Keep policies active until the new broker confirms. Then generate new certificates in Spot and tell customers where to send requests. ## Coverage - [General liability](https://spot.insure/insurance/general-liability/quotes) - [Cyber liability](https://spot.insure/insurance/cyber/quotes) - [Directors and officers](https://spot.insure/insurance/directors-officers/quotes) - [Employment practices liability](https://spot.insure/insurance/employment-practices/quotes) - [Technology errors and omissions (E&O)](https://spot.insure/insurance/technology-errors-omissions/quotes) - [Crime](https://spot.insure/insurance/crime/quotes) - [Fiduciary liability](https://spot.insure/insurance/fiduciary/quotes) - [Key person](https://spot.insure/insurance/key-person/quotes) ## Common questions ### RiskCube tracks my renewals. How do I keep that if I leave? Your Spot team keeps your policies, certificates and renewal dates in one place and brings renewals forward, so you don’t lose the reminders. ### Can I compare how brokers use technology? Yes. Ask each broker to show how you’d see your policies and certificates. Your Spot team keeps notes so you can compare them with what you have now. ### Is Spot affiliated with RiskCube? No. Spot is independent of RiskCube, and RiskCube has not reviewed this page. We name it to tell you which provider you’re moving from. ### Is it a good time to switch before a customer deadline? Usually not. The new insurer needs time to underwrite, so your Spot team keeps your current policies in force and moves after the deadline. ### Will Spot replace my broker? No. Premium commissions aren’t part of Spot’s model. Your broker advises and places coverage, and Spot handles the documents around it. ## More - [Switch providers](https://spot.insure/switch-insurance) ## Agent and Developer Resources - [Markdown page](https://spot.insure/switch-from/riskcube.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)