--- title: "Switch from Mylo" description: "Compare brokers with Spot and move your small-business insurance away from Mylo without a gap in coverage." canonical: "https://spot.insure/switch-from/mylo" page-type: "product" entities: ["Spot"] entity: "Spot" page-role: "product" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/switch-from/mylo) ## Agent Guide **What this page is:** Compare brokers with Spot and move your small-business insurance away from Mylo without a gap in coverage. **Limits (do not over-claim):** - Describes Spot's own service; it does not establish coverage terms or outcomes for any company. **Related pages:** - [Spot home](https://spot.insure/) — product overview - [Sitemap](https://spot.insure/sitemap) — inventory of all public pages # Moving your insurance program from Mylo? Compare brokers with Spot Mylo lets you shop online or by phone, and an agent usually finalizes the policy, so your Spot team starts by finding that agent. - The finalizing agent on your policy identified - Online and advisor proposals side by side - Policies and renewal dates together [Get Started](https://app.spot.insure/signup?intent=broker-change&coverage=general-liability&icp=small-business) ## How it works - **Tell us who finalized your policy.** Send the paperwork you received from Mylo. Your Spot team notes the agent, the insurer and the renewal date on each policy. - **We compare policies with your obligations.** Your Spot team reads limits and endorsements against your leases, client contracts and any bond or license requirements. - **See proposals in both styles.** Your Spot team takes your submission to brokers, some who sell online and some who work by conversation, so you can pick the style you prefer. - **Move without an uncovered day.** Your Spot team helps you choose a letter or a renewal handover, and your current policy stays in force until the new one is confirmed. Mylo is an independent small-business broker offering online or advisor-assisted quote shopping. A business buyer can answer questions online or work by phone with a licensed advisor. Mylo says its system recommends coverage and compares quotes, and that some carrier and coverage combinations can be bought online, though an agent finalizes the policy in most cases. ## Why businesses consider switching - **You want one adviser who knows you.** Some owners prefer a single contact over a panel of quotes, and some the reverse. Needs change as a business grows. - **You need a specialty line.** Medical malpractice, bonds or a larger commercial program sometimes call for a broker who works mainly in that area. - **You want to see more markets.** A second broker may approach different insurers, which gives you a wider set of proposals to compare. - **You’re comparing costs.** Brokers disclose commissions and customer fees in their own ways. Buyers often ask for each in writing. ## How to switch without a gap - **Start with your agent.** The agent who finalized the policy is the contact for renewal and cancellation terms. Ask for those in writing before choosing a date. - **Pick the new broker with Spot.** Ask each candidate which insurers it would approach and what it earns. Your Spot team lays the answers side by side. - **Choose a letter or a renewal handover.** A letter can transfer servicing now, while renewal means the new broker takes over with a fresh policy. Your agent can tell you the insurer’s date. - **Confirm, then update.** Keep your policy in force until the new broker confirms in writing. Then reissue certificates, and tell clients and the licensing body if they list your broker. ## Coverage - [General liability](https://spot.insure/insurance/general-liability/quotes) - [Business owner’s policy](https://spot.insure/insurance/business-owners-policy/quotes) - [Workers’ compensation](https://spot.insure/insurance/workers-compensation/quotes) - [Professional errors and omissions (E&O)](https://spot.insure/insurance/professional-errors-omissions/quotes) - [Cyber liability](https://spot.insure/insurance/cyber/quotes) - [Commercial auto](https://spot.insure/insurance/commercial-auto/quotes) - [Umbrella and excess liability](https://spot.insure/insurance/umbrella-excess/quotes) - [Surety bonds](https://spot.insure/insurance/surety-bonds/quotes) ## Common questions ### An agent finalized my policy. Who do I tell about the change? That agent is your contact on the policy, so start with them for renewal and cancellation terms. Spot works alongside brokers and agents and takes no commissions on premiums. ### Can I keep buying online with a different broker? Some brokers sell online and some work by conversation. Your Spot team shows you both kinds of proposal, and you choose the style that suits you. ### Is Spot affiliated with Mylo? No. Mylo and Spot are separate businesses with no partnership. We refer to Mylo only so it’s clear which provider you’re leaving. ### Can I switch in the middle of a term? Usually, by broker of record letter, but it’s the insurer that decides when it applies. Your Spot team confirms with the agent first, so you don’t pay twice for the same cover. ### Can I keep buying online? Some brokers sell online and some work by conversation. Your Spot team shows you both kinds of proposal and you choose which style suits you. ## More - [Switch providers](https://spot.insure/switch-insurance) ## Agent and Developer Resources - [Markdown page](https://spot.insure/switch-from/mylo.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)