--- title: "Switch from Marsh" description: "Compare brokers with Spot and move your insurance program away from Marsh without a gap in coverage." canonical: "https://spot.insure/switch-from/marsh" page-type: "product" entities: ["Spot"] entity: "Spot" page-role: "product" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/switch-from/marsh) ## Agent Guide **What this page is:** Compare brokers with Spot and move your insurance program away from Marsh without a gap in coverage. **Limits (do not over-claim):** - Describes Spot's own service; it does not establish coverage terms or outcomes for any company. **Related pages:** - [Spot home](https://spot.insure/) — product overview - [Sitemap](https://spot.insure/sitemap) — inventory of all public pages # Moving your insurance program from Marsh? Compare brokers with Spot Marsh may hold your account directly or through Marsh McLennan Agency, and your Spot team sorts out which before you compare brokers. - Find the Marsh entity on your agreement - Policies and renewal dates in one view - Compare brokers on the same program [Get Started](https://app.spot.insure/signup?intent=broker-change&coverage=general-liability&icp=enterprise) ## How it works - **Tell us which Marsh team you have.** Send your policies and engagement letter. Your Spot team notes whether the account sits with Marsh, Marsh McLennan Agency or an industry practice, and the legal name printed on each document. - **We read your policies against your contracts.** Your Spot team lists the limits and endorsements your investors, customers and lenders expect, so any broker you consider answers the same questions. - **Compare brokers together.** Your Spot team prepares the submission and helps you read proposals side by side, including which insurers were approached and how the broker is paid. - **Time the handover.** Your Spot team helps you pick between a broker of record letter and a change at renewal, keeping each policy serviced in the meantime. Marsh is a global broker with a technology practice, cyber specialists and, in the US and Canada, a middle-market route through Marsh McLennan Agency. Its compensation guide describes its role as facilitating placement of coverage on behalf of clients. Marsh isn’t identified as the insurer that issues or pays the policy. ## Why businesses consider switching - **You’ve moved between size tiers.** A business can outgrow the service of a middle-market team, or find a global program more than it needs after it simplifies. - **You want a specialist in your sector.** Technology, life sciences and infrastructure each have their own markets, and some buyers want a broker who spends its days in one. - **You want your program in one place.** Policies spread across entities and inboxes are hard to manage. Buyers sometimes move to simplify who services what. - **You’re comparing compensation models.** Brokers disclose fees and commissions in different ways. Buyers often want to see more than one before deciding. ## How to switch without a gap - **Reconcile the names on your paperwork.** Marsh materials use more than one legal name. Check which entity signed your agreement, the term, and how much notice it needs. - **Choose the new broker with Spot.** Ask each candidate to name the insurers it would approach for every line, and to explain its compensation in writing. - **Pick a letter or a renewal handover.** Sending a letter shifts servicing right away; a renewal handover shifts it when the new policy starts. Your Spot team checks each against the insurer. - **Confirm in writing before anything ends.** Keep every policy active until the new broker confirms. Then reissue certificates and update contacts on your contracts. Employee benefits are a separate decision. ## Coverage - [General liability](https://spot.insure/insurance/general-liability/quotes) - [Cyber liability](https://spot.insure/insurance/cyber/quotes) - [Directors and officers](https://spot.insure/insurance/directors-officers/quotes) - [Technology errors and omissions (E&O)](https://spot.insure/insurance/technology-errors-omissions/quotes) - [Commercial property](https://spot.insure/insurance/commercial-property/quotes) - [Employment practices liability](https://spot.insure/insurance/employment-practices/quotes) - [Workers’ compensation](https://spot.insure/insurance/workers-compensation/quotes) - [Employee health and benefits](https://spot.insure/insurance/employee-health-benefits/quotes) ## Common questions ### Is Marsh my insurer? No. Marsh is a broker; the insurer named on each policy issues and pays it. Moving brokers doesn’t change the insurer unless you also choose a different policy. ### Does Spot help with large programs? Yes. Spot works alongside brokers at any size. Your Spot team assembles your policies, contract requirements and renewal dates so that brokers you consider can compare like with like. ### Is Spot affiliated with Marsh? No. Spot isn’t affiliated with Marsh or Marsh McLennan Agency, and doesn’t act for either. Their names appear only to say which broker you’re moving from. ### Do I need to wait for a renewal to leave Marsh? Not always. A broker of record letter can change servicing mid-term, though insurers set their own timing. Your Spot team checks how it applies to each of your policies. ### Does Spot earn money when I move brokers? No. Spot takes no commissions on premiums and sits beside your broker, not in place of it. Your new broker gets paid under its own arrangement with you and the insurer. ## More - [Switch providers](https://spot.insure/switch-insurance) ## Agent and Developer Resources - [Markdown page](https://spot.insure/switch-from/marsh.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)