---
title: "Switch from Insureon"
description: "Find out who insures each policy you bought through Insureon, and let Spot take one submission to market so you can compare options."
canonical: "https://spot.insure/switch-from/insureon"
page-type: "product"
entities: ["Spot"]
entity: "Spot"
page-role: "product"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/switch-from/insureon)

## Agent Guide

**What this page is:** Find out who insures each policy you bought through Insureon, and let Spot take one submission to market so you can compare options.

**Limits (do not over-claim):**
- Describes Spot's own service; it does not establish coverage terms or outcomes for any company.

**Related pages:**
- [Spot home](https://spot.insure/) — product overview
- [Sitemap](https://spot.insure/sitemap) — inventory of all public pages

# Switching from Insureon? Compare your options with Spot

Insureon sells small-business lines through agents and brokers without naming every insurer upfront, so your Spot team starts from your declarations pages and compares proposals against them.

- Every policy’s insurer and limits recorded
- Several lines compared in one submission
- One shared file for policies and renewal dates

[Get Started](https://app.spot.insure/signup?intent=broker-change&coverage=general-liability&icp=small-business)

## How it works

- **Send each declarations page.** Upload the declarations for every policy you bought through Insureon. Your Spot team records the insurer, limits and renewal date for each one.
- **Check the policies against your contracts.** We read your lease and client agreements against your general liability, business owner’s policy, workers’ compensation and other forms.
- **Brokers quote the whole set.** We take the full list of lines to brokers at once, and you follow the replies in your Slack channel.
- **Compare and bind in order.** Your Spot team compares proposals against your current terms and helps you bind each replacement before the matching Insureon policy ends.

Insureon markets small-business insurance and quote routes through agent and broker channels. It lists lines from business owner’s policies and general liability to surety bonds and umbrella. Its public product pages don’t identify the insurer or terms for every policy, so your declarations page is where to find who issued yours.

## Why businesses consider switching

- **Your policies came from different insurers.** Several policies with separate dates and contacts are hard to follow.
- **You’ve taken on staff or vehicles.** Workers’ compensation, commercial auto and umbrella often arrive as a business grows.
- **A contract needs different wording.** Additional insured, primary and non-contributory, or waiver of subrogation terms may need a new form.
- **You prefer a named contact.** Some owners want one team that knows their account when a question comes up.

## How to switch without a gap

- **Collect dates for every policy.** Each policy may end on its own date. Write them down so you know which replacements to bind first.
- **Ask your account manager about renewal.** Insureon suggests starting renewal work well ahead of the date, so tell them you’re shopping.
- **Bind the replacement before cancelling any policy.** Leaving Insureon doesn’t end your policies, since the insurers issued them. Keep each one active until its replacement is confirmed.
- **Cancel through the agent or insurer.** Your declarations tell you the insurer; Insureon or your account manager can start the request. Then swap in new certificates.

## Coverage

- [General liability](https://spot.insure/insurance/general-liability/quotes)
- [Business owner’s policy](https://spot.insure/insurance/business-owners-policy/quotes)
- [Workers’ compensation](https://spot.insure/insurance/workers-compensation/quotes)
- [Professional errors and omissions (E&O)](https://spot.insure/insurance/professional-errors-omissions/quotes)
- [Cyber liability](https://spot.insure/insurance/cyber/quotes)
- [Commercial auto](https://spot.insure/insurance/commercial-auto/quotes)
- [Commercial property](https://spot.insure/insurance/commercial-property/quotes)
- [Umbrella and excess liability](https://spot.insure/insurance/umbrella-excess/quotes)

## Common questions

### How do I find which insurer issued my Insureon policy?

Your declarations page names the insurer on each policy. Send it to your Spot team, and we record the insurer, limits and renewal date, then compare proposals against those terms.

### Will leaving Insureon cancel my policies?

No. The policies belong to the insurers that issued them and stay in force until they end or you cancel them. Binding the replacement first means you never have a gap.

### Is Spot connected to Insureon?

No. Spot isn’t affiliated with Insureon or any company it belongs to, and we don’t speak for them.

### Which policy should I move first?

Start with whichever renews soonest or carries a contract requirement. Your Spot team sequences the rest, so each replacement is bound before its older policy ends.

### Does Spot work with my agent?

Yes. Spot works alongside agents and brokers, takes no commissions on premiums, and you can keep yours.

## More

- [Switch providers](https://spot.insure/switch-insurance)

## Agent and Developer Resources

- [Markdown page](https://spot.insure/switch-from/insureon.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)