--- title: "Switch from HUB International" description: "Compare brokers with Spot and move your insurance program away from HUB International without a gap in coverage." canonical: "https://spot.insure/switch-from/hub-international" page-type: "product" entities: ["Spot"] entity: "Spot" page-role: "product" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/switch-from/hub-international) ## Agent Guide **What this page is:** Compare brokers with Spot and move your insurance program away from HUB International without a gap in coverage. **Limits (do not over-claim):** - Describes Spot's own service; it does not establish coverage terms or outcomes for any company. **Related pages:** - [Spot home](https://spot.insure/) — product overview - [Sitemap](https://spot.insure/sitemap) — inventory of all public pages # Moving your insurance program from HUB International? Compare brokers with Spot Whether HUB placed your program through a local office or the Insureon online route, your Spot team first works out which one it was. - Sort out HUB office and Insureon paperwork - Every policy, date and contract requirement together - Brokers compared on markets and how they’re paid [Get Started](https://app.spot.insure/signup?intent=broker-change&coverage=general-liability) ## How it works - **Show us what HUB placed.** Send your declarations pages, your broker agreement and any proposals from HUB or Insureon. Your Spot team notes which channel and which licensed entity appears on each document. - **We check the paperwork against your contracts.** Your Spot team reads your policies against your leases, customer contracts and investor terms, then lists what any new broker has to meet. - **Meet brokers with us beside you.** In your shared Slack channel, your Spot team helps you ask each broker which insurers it would approach, how it’s paid and who handles certificates and claims. - **Hand over without a gap.** When you’ve chosen, your Spot team sets the handover for renewal or by letter, and HUB keeps servicing each policy until the new broker confirms in writing. HUB is a commercial broker covering business insurance, employee benefits, retirement and risk services for companies from startups to large enterprises, with a technology practice. Small accounts that meet its size guidelines can start an online Insureon quote, while other buyers contact a HUB broker or local office. The reviewed site doesn’t offer a public self-serve bind route for mid-market programs. ## Why businesses consider switching - **Your account outgrew its route.** A route built for small accounts can stop fitting as headcount and revenue grow, and a larger program may call for a broker who builds it policy by policy. - **You want to compare how brokers are paid.** Brokers describe commissions, fees and other income in different ways. Some buyers move so they can set those arrangements side by side. - **You want a specialist for your industry.** A software company, a manufacturer and a contractor need different insurance markets. Buyers sometimes move to a broker who works mostly in theirs. - **A funding round or a large contract changed your needs.** New investors or customers bring new insurance clauses, and some owners want a broker who has handled that kind of change before. ## How to switch without a gap - **Find out who signed with HUB.** Look at your broker agreement for the HUB entity or office, the term and the notice period. If you bought through Insureon, note the agency named on each policy. - **Choose the new broker with Spot’s help.** Ask each candidate for the same things in writing: insurers approached, compensation on your account and the person who will answer your calls. - **Pick a letter or wait for renewal.** A broker of record letter moves servicing now. Waiting moves it when the new policy starts. Your Spot team checks both against each insurer’s timing. - **Keep every policy in force until it’s confirmed.** Don’t cancel anything first. Once the new broker confirms in writing, reissue certificates, update contacts on leases and contracts, and decide separately about employee benefits. ## Coverage - [General liability](https://spot.insure/insurance/general-liability/quotes) - [Workers’ compensation](https://spot.insure/insurance/workers-compensation/quotes) - [Commercial property](https://spot.insure/insurance/commercial-property/quotes) - [Cyber liability](https://spot.insure/insurance/cyber/quotes) - [Directors and officers](https://spot.insure/insurance/directors-officers/quotes) - [Technology errors and omissions (E&O)](https://spot.insure/insurance/technology-errors-omissions/quotes) - [Employee health and benefits](https://spot.insure/insurance/employee-health-benefits/quotes) - [Commercial auto](https://spot.insure/insurance/commercial-auto/quotes) ## Common questions ### I got my policy through an Insureon quote. Does that change anything? It can, because the route you used shapes who services the policy. Check your paperwork for the broker or agency named on it, and your Spot team plans around that. ### Can Spot help a mid-market program change brokers? Yes. Mid-market programs run through a broker, and Spot works alongside brokers. Your team puts every policy, date and contract requirement in one place so a new broker can quote it all. ### Is Spot affiliated with HUB International? No. Spot has no affiliation with HUB or with Insureon. Their names appear here only so you can tell which provider you’re leaving. ### Can I change brokers part-way through the policy year? Often, yes, with a broker of record letter. Each insurer sets its own effective date, and a policy placed through a local office may differ from one bought through Insureon, so your Spot team asks before you sign. ### Does Spot take a commission if I pick a new broker? No. Spot takes no commissions on premiums and works beside whichever broker you choose. Ask that broker for its own compensation in writing. ## More - [Switch providers](https://spot.insure/switch-insurance) ## Agent and Developer Resources - [Markdown page](https://spot.insure/switch-from/hub-international.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)