---
title: "Switch from Gallagher"
description: "Compare brokers with Spot and move your insurance program away from Gallagher without a gap in coverage."
canonical: "https://spot.insure/switch-from/gallagher"
page-type: "product"
entities: ["Spot"]
entity: "Spot"
page-role: "product"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/switch-from/gallagher)

## Agent Guide

**What this page is:** Compare brokers with Spot and move your insurance program away from Gallagher without a gap in coverage.

**Limits (do not over-claim):**
- Describes Spot's own service; it does not establish coverage terms or outcomes for any company.

**Related pages:**
- [Spot home](https://spot.insure/) — product overview
- [Sitemap](https://spot.insure/sitemap) — inventory of all public pages

# Moving your insurance program from Gallagher? Compare brokers with Spot

Gallagher operates through several entities with separate teams for technology risk, executive risk and benefits, and your Spot team maps which agreement covers what before you compare brokers.

- Your Gallagher agreement and entity identified
- Executive risk and benefits planned separately
- Pre-renewal timelines set with the new broker

[Get Started](https://app.spot.insure/signup?intent=broker-change&coverage=general-liability&icp=enterprise)

## How it works

- **Identify your Gallagher agreement.** Gallagher works through several entities, and some accounts came from Woodruff Sawyer. Send your engagement letter and policies so your Spot team records the entity and portal you use.
- **Group your policies by team.** We separate technology E&O, cyber and directors and officers from general liability, workers’ compensation, property, benefits and umbrella, since different Gallagher teams may handle them.
- **Compare brokers with us.** Spot works alongside brokers, so we help you ask each candidate about technology experience, transaction support and certificate service.
- **Hand over by policy and date.** Your Spot team helps you choose which programs move first and plans each handover so no policy lapses.

Gallagher is a large brokerage covering business insurance, technology risk and employee benefits, with technology teams for startups through enterprise and separate executive-risk and transaction support. You can begin through an advisor inquiry or by calling or scheduling with an advisor. The entity on your engagement matters, since Gallagher operates through several.

## Why businesses consider switching

- **A financing or acquisition is coming.** Transaction work can change which broker team you want beside you.
- **You want executive risk handled elsewhere.** Some businesses keep benefits with one broker and move liability programs to another.
- **Your size changed.** A company that grew past a startup team or shrank after layoffs may want a different servicing model.
- **You’d like a fresh review of markets.** A new broker often reviews which insurers are asked to quote.

## How to switch without a gap

- **Check the engagement letter.** Find the term, notice and servicing sections of your agreement.
- **Request proposals before the pre-renewal cycle.** Gallagher describes pre-renewal meetings across finance, HR, operations and risk, so ask new brokers about theirs.
- **Move policies in the order that suits you.** A broker of record letter can start servicing earlier. Renewal appointments wait for the policy date.
- **Close the loop.** Get confirmation from each insurer, move your portal access and certificate requests to the new broker, and update contacts on contracts.

## Coverage

- [General liability](https://spot.insure/insurance/general-liability/quotes)
- [Workers’ compensation](https://spot.insure/insurance/workers-compensation/quotes)
- [Commercial property](https://spot.insure/insurance/commercial-property/quotes)
- [Cyber liability](https://spot.insure/insurance/cyber/quotes)
- [Directors and officers](https://spot.insure/insurance/directors-officers/quotes)
- [Technology errors and omissions (E&O)](https://spot.insure/insurance/technology-errors-omissions/quotes)
- [Employee health and benefits](https://spot.insure/insurance/employee-health-benefits/quotes)
- [Umbrella and excess liability](https://spot.insure/insurance/umbrella-excess/quotes)

## Common questions

### Which Gallagher entity do I have an agreement with?

Check your engagement letter or broker agreement, which names it. Your Spot team notes it so you know exactly which agreement a change affects.

### Can I move my executive-risk policies and leave benefits behind?

You can ask. Executive risk and benefits are separate programs, so some businesses move one and keep the other. Your Spot team keeps each policy’s dates and servicing in one view.

### Did Gallagher ask Spot to publish this?

No. Spot isn’t affiliated with Gallagher, and nothing here is approved by it.

### What about my Gallagher portal and certificates?

Download what you need before servicing moves, since portal access follows your agreement. Customers can then generate certificates in the Spot app.

### Does Spot earn a commission on my insurance?

No, because Spot doesn’t take commissions on premiums. It works with the broker you pick, whether that’s Gallagher or someone else.

## More

- [Switch providers](https://spot.insure/switch-insurance)

## Agent and Developer Resources

- [Markdown page](https://spot.insure/switch-from/gallagher.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)