--- title: "Switch from Foxquilt" description: "Compare general liability and professional liability proposals with Spot before you renew or replace a Foxquilt policy." canonical: "https://spot.insure/switch-from/foxquilt" page-type: "product" entities: ["Spot"] entity: "Spot" page-role: "product" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/switch-from/foxquilt) ## Agent Guide **What this page is:** Compare general liability and professional liability proposals with Spot before you renew or replace a Foxquilt policy. **Limits (do not over-claim):** - Describes Spot's own service; it does not establish coverage terms or outcomes for any company. **Related pages:** - [Spot home](https://spot.insure/) — product overview - [Sitemap](https://spot.insure/sitemap) — inventory of all public pages # Switching from Foxquilt? Compare your options with Spot Foxquilt policies can be bought online or through agents, so your Spot team first works out how yours was placed, then compares it with broker proposals on the same terms. - Placing entity and insurer identified first - Online and broker proposals compared on terms - Digital documents saved in one place [Get Started](https://app.spot.insure/signup?intent=broker-change&coverage=general-liability) ## How it works - **Find out who placed your policy.** Send your documents so your Spot team can record the named insured, the placing entity and the insurer. Foxquilt’s own pages give differing distribution scopes, so the paperwork decides. - **Check coverage against your work.** We compare the general liability or E&O wording with your contracts and with employees, vehicles and equipment you actually have. - **Brokers quote the same lines.** Brokers get your submission for general liability, E&O and whatever else you carry. Replies show up in Slack. - **Compare terms and bind.** Your Spot team compares exclusions, retentions and reporting conditions, then helps you bind before your Foxquilt policy ends. Foxquilt markets digital small-business insurance across North America through digital, agent and broker, and network channels. Customers can request and buy general liability and E&O online, with team assistance available. Its own pages give differing distribution scopes, so each quote should identify the placing entity and insurer. ## Why businesses consider switching - **You bought quickly and want a second look.** An online purchase is a fair place to start, and some owners later want a person to review it. - **Your business added lines.** Workers’ compensation, commercial auto or umbrella can appear as you hire and expand. - **A client wants a specific endorsement.** Contract requirements sometimes need a form that a standard online policy doesn’t include. - **You operate across borders or states.** A footprint that spans more than one jurisdiction can call for a broker who knows each. ## How to switch without a gap - **Confirm the term and renewal.** Check the policy period in the documents emailed after purchase. Note how your policy renews. - **Gather proposals ahead of time.** Ask for quotes that match your current limits and retentions, so you can compare equal things. - **Bind the new policy, then cancel.** Don’t stop the Foxquilt policy until the replacement is bound. A lease or client agreement can treat a gap as a breach. - **Cancel through your original route.** If you bought online, use your account or contact Foxquilt’s support. If an agent or broker placed it, ask them. Then send new certificates to those who need them. ## Coverage - [General liability](https://spot.insure/insurance/general-liability/quotes) - [Professional errors and omissions (E&O)](https://spot.insure/insurance/professional-errors-omissions/quotes) - [Business owner’s policy](https://spot.insure/insurance/business-owners-policy/quotes) - [Cyber liability](https://spot.insure/insurance/cyber/quotes) - [Commercial property](https://spot.insure/insurance/commercial-property/quotes) - [Commercial auto](https://spot.insure/insurance/commercial-auto/quotes) - [Workers’ compensation](https://spot.insure/insurance/workers-compensation/quotes) - [Umbrella and excess liability](https://spot.insure/insurance/umbrella-excess/quotes) ## Common questions ### How do I tell who issued my Foxquilt policy? Look at the policy documents for the insurer and the placing entity. Your Spot team records both, then compares new proposals with them. ### Does my agent matter if I bought online? If you bought online, there may be no agent; if you bought through one, they’re your first call. Either way, Spot works alongside brokers and agents and takes no commissions on premiums. ### Is Spot part of Foxquilt? No. Spot isn’t affiliated with Foxquilt, and we don’t represent it. ### Can I switch if I only bought a few weeks ago? You can ask Foxquilt about cancelling, but read the policy’s terms for any fees. Many people compare now and start the new policy when the first one ends, so nothing is paid twice. ### Will I still have an online account? Your Foxquilt account belongs to that policy. When you move, Spot keeps your new policies and certificates together in the Spot app. ## More - [Switch providers](https://spot.insure/switch-insurance) ## Agent and Developer Resources - [Markdown page](https://spot.insure/switch-from/foxquilt.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)