--- title: "Switch from Founder Shield" description: "Compare brokers with Spot and move a venture-backed company’s insurance away from Founder Shield without a gap in coverage." canonical: "https://spot.insure/switch-from/foundershield" page-type: "product" entities: ["Spot"] entity: "Spot" page-role: "product" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/switch-from/foundershield) ## Agent Guide **What this page is:** Compare brokers with Spot and move a venture-backed company’s insurance away from Founder Shield without a gap in coverage. **Limits (do not over-claim):** - Describes Spot's own service; it does not establish coverage terms or outcomes for any company. **Related pages:** - [Spot home](https://spot.insure/) — product overview - [Sitemap](https://spot.insure/sitemap) — inventory of all public pages # Moving your insurance program from Founder Shield? Compare brokers with Spot Founder Shield serves venture-backed companies, so your Spot team checks your financing documents before another broker sees your program. - Financing clauses read against your policies - Key person and AI liability included - Brokers compared on your investors’ terms [Get Started](https://app.spot.insure/signup?intent=broker-change&coverage=directors-officers&icp=startups) ## How it works - **Share policies and financing documents.** Send your Founder Shield policies, your term sheet or investor agreements and any customer contracts. Your Spot team finds the insurance clauses. - **We match coverage to those clauses.** Your Spot team checks D&O, cyber, E&O, crime and fiduciary terms, plus key person and generative AI liability if you hold them. - **Compare brokers for venture-backed companies.** Your Spot team prepares the submission and helps you read proposals, including which insurers were approached and why. - **Move on a date that suits your investors.** Your Spot team helps you choose a letter or a renewal handover, and each policy stays in force until the new broker confirms. Founder Shield is an insurance broker for venture-backed and high-growth companies, from early funding through IPO. It lists D&O, cyber, E&O, employment practices, crime and fiduciary as core coverages, and key person, venture capital asset protection and generative AI liability among its specialized ones. You begin by creating an account in its quote portal. ## Why businesses consider switching - **You passed a funding milestone.** A new round or an approaching IPO changes what investors and underwriters expect. Some founders want a broker who has done that transition. - **You want a specialist for one policy.** D&O, key person and coverage tied to AI each have specialist markets, and buyers sometimes bring in a broker for just one. - **You want to compare service.** Claims help, certificate handling and renewal prep vary between brokers, and many founders ask to see them side by side. - **You want your program in one view.** Policies across entities and stages are easier to run when one team holds the dates and documents. ## How to switch without a gap - **Read the broker terms.** Check the term and the notice, and find the producer entity named on your documents. Your Spot team records it for the new broker. - **Check your financing documents.** Look for insurance clauses before you tell anyone. Your Spot team reads them against your policies so the new program meets them. - **Choose a letter or renewal.** A letter moves servicing now, and waiting moves it when the new policies begin. Your Spot team checks the effective date with each insurer. - **Hold coverage until confirmation.** Never cancel a D&O policy first. After written confirmation, reissue certificates and update the contacts at your investors and customers. ## Coverage - [Directors and officers](https://spot.insure/insurance/directors-officers/quotes) - [Cyber liability](https://spot.insure/insurance/cyber/quotes) - [Professional errors and omissions (E&O)](https://spot.insure/insurance/professional-errors-omissions/quotes) - [Employment practices liability](https://spot.insure/insurance/employment-practices/quotes) - [Crime](https://spot.insure/insurance/crime/quotes) - [Fiduciary liability](https://spot.insure/insurance/fiduciary/quotes) - [Key person](https://spot.insure/insurance/key-person/quotes) - [Generative AI liability](https://spot.insure/insurance/generative-ai-liability/quotes) ## Common questions ### My investors required my D&O. Do I need their approval to change brokers? Check your financing documents for insurance clauses. Your Spot team reads them against your policies, so you know what any new broker’s program has to include before you tell anyone. ### Can Spot handle specialized coverage like key person or generative AI liability? Yes. Both are lines your Spot team prepares submissions for, alongside D&O and cyber, so a new broker sees the whole program at once. ### Is Spot affiliated with Founder Shield? No. Spot isn’t affiliated with Founder Shield, and nothing here is approved by it. The name is used only to say which broker you’re leaving. ### Should I switch right before a fundraise? That depends on your dates. A change can wait until the round closes if your current policies stay in force. Your Spot team compares your timeline with each policy’s date. ### Does Spot earn money on my insurance? No. Spot isn’t paid out of your premiums, and it doesn’t stand in for the broker you pick. Brokers still advise you and place the coverage. ## More - [Switch providers](https://spot.insure/switch-insurance) ## Agent and Developer Resources - [Markdown page](https://spot.insure/switch-from/foundershield.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)