--- title: "Switch from Coverdash" description: "Compare brokers with Spot and move your small-business insurance away from Coverdash without a lapse in coverage." canonical: "https://spot.insure/switch-from/coverdash" page-type: "product" entities: ["Spot"] entity: "Spot" page-role: "product" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/switch-from/coverdash) ## Agent Guide **What this page is:** Compare brokers with Spot and move your small-business insurance away from Coverdash without a lapse in coverage. **Limits (do not over-claim):** - Describes Spot's own service; it does not establish coverage terms or outcomes for any company. **Related pages:** - [Spot home](https://spot.insure/) — product overview - [Sitemap](https://spot.insure/sitemap) — inventory of all public pages # Moving your insurance program from Coverdash? Compare brokers with Spot Coverdash sells online and through partner platforms, so your Spot team starts by finding who the broker on your policy really is. - Partner-sold policies traced to a broker - Auto-renewal date noted before you move - Certificates generated yourself in Spot [Get Started](https://app.spot.insure/signup?intent=broker-change&coverage=general-liability&icp=small-business) ## How it works - **Share your policies and account details.** Send the policy paperwork and any partner-platform emails. Your Spot team notes the broker, the insurer, the fees and the renewal setting on each. - **We check your policies against contracts.** Your Spot team compares limits and endorsements with what customers, marketplaces and landlords ask for. - **Take your needs to more brokers.** Your Spot team prepares the submission and helps you compare the proposals on terms as well as price. - **Move after the new policy is confirmed.** Your Spot team helps you choose a letter or renewal handover, and the old policy stays active until the new broker confirms. Coverdash is a digital small-business brokerage that sells online and through embedded partners, with account tools for policies, certificates and billing. It serves small businesses, startups and e-commerce sellers. Its quote flow starts with an email and supports comparison and purchase. ## Why businesses consider switching - **Your business outgrew a basic package.** More employees, vehicles or contracts can call for coverage and advice a standard small-business program doesn’t cover. - **You want a named person.** Some owners want an advisor who knows the whole business instead of an account area. - **You want to see all the costs.** Premium, fees and billing terms vary by provider. Buyers sometimes move so they can compare totals. - **You sell in new places.** A shift into new states or marketplaces often means needing different coverage. ## How to switch without a gap - **Find your broker on the policy.** If you bought through a partner platform, the policy names the agency. That is who receives your letter and notice. - **Note fees and the renewal setting.** Ask what remains payable after you leave and whether automatic renewal is on. Your Spot team records both. - **Choose a letter or a renewal handover.** One option is a letter that moves servicing now; the other is waiting until the new policy begins. The insurer sets the date. - **Turn off auto-renewal only after the new policy is confirmed.** Keep the old policy in force until the new broker confirms in writing. Then ask how to opt out of renewal and reissue certificates from the new policy. ## Coverage - [General liability](https://spot.insure/insurance/general-liability/quotes) - [Business owner’s policy](https://spot.insure/insurance/business-owners-policy/quotes) - [Workers’ compensation](https://spot.insure/insurance/workers-compensation/quotes) - [Cyber liability](https://spot.insure/insurance/cyber/quotes) - [Professional errors and omissions (E&O)](https://spot.insure/insurance/professional-errors-omissions/quotes) - [Commercial property](https://spot.insure/insurance/commercial-property/quotes) - [Commercial auto](https://spot.insure/insurance/commercial-auto/quotes) - [Umbrella and excess liability](https://spot.insure/insurance/umbrella-excess/quotes) ## Common questions ### I bought through a partner’s platform. Who is my broker? Check the policy paperwork for the broker or agency named on it. Your Spot team records that, then plans the handover accordingly. ### Will I lose my certificates if I leave? Certificates already issued name the policy they came from, so you’ll need new ones for any replacement. Your Spot team lets you generate certificates yourself from your new policies. ### Is Spot affiliated with Coverdash? No. Spot isn’t affiliated with Coverdash. We name it only to identify the provider you’re leaving. ### Can I change mid-term if I bought online? Often, with a letter that moves servicing, though the insurer sets the date. Your Spot team also checks any fee that stays payable, so there are no surprises. ### Does Spot take a commission on what I buy? No. Spot takes no commissions on premiums and doesn’t replace the broker you choose. Brokers still advise and place the policy. ## More - [Switch providers](https://spot.insure/switch-insurance) ## Agent and Developer Resources - [Markdown page](https://spot.insure/switch-from/coverdash.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)