--- title: "Switch from Berkshire Hathaway Specialty Insurance" description: "Compare commercial and specialty proposals with Spot before you renew or replace a Berkshire Hathaway Specialty Insurance policy." canonical: "https://spot.insure/switch-from/berkshire-hathaway-specialty-insurance" page-type: "product" entities: ["Spot"] entity: "Spot" page-role: "product" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/switch-from/berkshire-hathaway-specialty-insurance) ## Agent Guide **What this page is:** Compare commercial and specialty proposals with Spot before you renew or replace a Berkshire Hathaway Specialty Insurance policy. **Limits (do not over-claim):** - Describes Spot's own service; it does not establish coverage terms or outcomes for any company. **Related pages:** - [Spot home](https://spot.insure/) — product overview - [Sitemap](https://spot.insure/sitemap) — inventory of all public pages # Switching from Berkshire Hathaway Specialty Insurance? Compare your options with Spot Spot reads the Berkshire Hathaway Specialty policies and bonds your agent bound and takes the same exposures to brokers for proposals. - Executive, professional and casualty forms read for your exposure - Bonds compared with bonds, policies with policies - Your current policy runs until the new one binds [Get Started](https://app.spot.insure/signup?intent=broker-change&coverage=general-liability) ## How it works - **Send the policies and bonds.** Share each policy or bond, its declarations page and the name of the contracted agent who bound it. Your Spot team notes which company issued each and in which state. - **We read the forms, not the brand.** Your Spot team goes through limits, retentions, endorsements and exclusions on the issued wording. For a bond, it records the principal, the obligee and the bond form. - **Brokers take your exposure to market.** Spot prepares the submission once, then works with brokers to approach insurers that write executive lines, professional liability, umbrella or surety for a business like yours. Questions land in your shared Slack channel. - **Pick one and bind it.** Proposals come back for comparison on wording and retentions as well as premium. Your Spot team helps you bind the one you pick, and nothing is cancelled until the replacement is bound. Berkshire Hathaway Specialty Insurance provides US commercial and specialty insurance for industries including healthcare, energy and technology. Its online quote requests are nonbinding. Within its US executive lines, its commercial firms entry names publicly traded and large privately owned firms. ## Why businesses consider switching - **Your revenue or headcount crossed a line.** A private company that grows may outgrow the program it started with, or fall into a different underwriting class. - **A deal or contract adds requirements.** A financing round, acquisition or large customer can bring new limits, wording or bond requirements. - **A renewal arrived with different terms.** New retentions or exclusions at renewal are a sound reason to see how other insurers would write the same risk. - **You want a team on the program.** Executive, casualty and surety lines each have their own dates and paperwork. Some companies want help keeping them in order. ## How to switch without a gap - **Ask your agent for the renewal terms.** Only contracted agents of the National Indemnity group can bind or change this coverage, so yours holds the dates and notice rules. - **Line up proposals before the term ends.** Specialty submissions take care to prepare, so start while the current policy has months left. - **Get binding confirmation in writing.** Ask the authorized agent or broker on the new policy to confirm the effective date. An online quote request on its own is not coverage. - **Then ask your agent to end the old policy.** Send the request in writing and keep a copy, along with any statement of return premium. ## Coverage - [General liability](https://spot.insure/insurance/general-liability/quotes) - [Commercial property](https://spot.insure/insurance/commercial-property/quotes) - [Cyber liability](https://spot.insure/insurance/cyber/quotes) - [Directors and officers](https://spot.insure/insurance/directors-officers/quotes) - [Professional errors and omissions (E&O)](https://spot.insure/insurance/professional-errors-omissions/quotes) - [Umbrella and excess liability](https://spot.insure/insurance/umbrella-excess/quotes) - [Surety bonds](https://spot.insure/insurance/surety-bonds/quotes) - [Tools, equipment and inland marine](https://spot.insure/insurance/inland-marine/quotes) ## Common questions ### An online quote request wasn’t binding. How is Spot different? Spot doesn’t bind coverage by itself either. Your Spot team prepares the submission, works with brokers to bring proposals and helps you bind the one you choose. ### Can Spot compare specialty lines like surety? Yes. Surety bonds guarantee performance and aren’t the same as insurance, so we compare bonds with bonds and policies with policies. ### Does Berkshire Hathaway Specialty have any tie to Spot? No tie. Spot is independent and unaffiliated, and uses the company’s name only to say which policies you’re moving away from. ### Does my agent need to know before I get quotes? Not necessarily. Many owners look at options first and speak to their agent once they’ve seen proposals. Whenever you do raise it, the agent is who handles the cancellation. ### Do I pay Spot a commission? No. Spot takes no commissions on premiums, and it works alongside the agents and brokers you already use. ## More - [Switch providers](https://spot.insure/switch-insurance) ## Agent and Developer Resources - [Markdown page](https://spot.insure/switch-from/berkshire-hathaway-specialty-insurance.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)