--- title: "Switch from Amelia Risk" description: "Compare brokers with Spot and move a consumer-brand insurance program away from Amelia Risk with no gap in coverage." canonical: "https://spot.insure/switch-from/amelia-risk" page-type: "product" entities: ["Spot"] entity: "Spot" page-role: "product" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/switch-from/amelia-risk) ## Agent Guide **What this page is:** Compare brokers with Spot and move a consumer-brand insurance program away from Amelia Risk with no gap in coverage. **Limits (do not over-claim):** - Describes Spot's own service; it does not establish coverage terms or outcomes for any company. **Related pages:** - [Spot home](https://spot.insure/) — product overview - [Sitemap](https://spot.insure/sitemap) — inventory of all public pages # Moving your insurance program from Amelia Risk? Compare brokers with Spot Amelia Risk shops startups and consumer product brands through a broker conversation, and your Spot team writes up your product and supply details so you can compare other brokers on the same facts. - Product, recall and inventory details written down once - Brokers compared on how they gather and present quotes - Every policy and date in one list [Get Started](https://app.spot.insure/signup?intent=broker-change&coverage=general-liability) ## How it works - **List your policies and what you make.** Tell us about the general liability, product liability, recall, cyber, property and other policies Amelia Risk placed, and what you sell and where. Your Spot team keeps it in a single document. - **Add suppliers, stock and locations.** We write up your suppliers, warehouses or third-party logistics sites and how stock is valued, so a new broker doesn’t start from a blank form. - **Compare how brokers work.** Talk with each candidate and your Spot team keeps notes on how they gather details, which insurers they approach and how they present quotes. - **Move the program with a plan.** Once you choose, we help you pick between a broker of record letter and a handover at renewal, then confirm each policy with its insurer. Amelia Risk is a women-owned San Francisco broker that shops multiple insurers for startups, consumer-packaged-goods, technology and consumer-product brands. It works as a broker conversation rather than a self-service binder: it gathers information, approaches insurers, reviews quotes with you and leaves the decision to you. No public quote calculator was found. ## Why businesses consider switching - **Your product line widened.** New products, markets or retailers can change what recall and product liability need to look like. - **You’re raising or selling.** Fundraising can bring directors and officers questions that a first program didn’t cover. - **A retailer asks for certificates fast.** Retail customers often send insurance requirements you need to meet on a deadline. - **You want a different working style.** Some founders prefer email, others a portal, and a broker’s habits can matter as much as its markets. ## How to switch without a gap - **Find the broker of record terms.** Check your paperwork for who is listed as broker of record and what notice your insurers expect. - **Get new proposals before the date.** Ask each candidate for the same lines so you can compare quotes and service together. - **Time the change policy by policy.** A letter can move servicing quickly. A renewal appointment waits. Either way, keep every policy in force. - **Have everything confirmed.** Get written confirmation from the insurers and new broker, then reissue certificates for retailers and update contacts. ## Coverage - [General liability](https://spot.insure/insurance/general-liability/quotes) - [Product liability](https://spot.insure/insurance/product-liability/quotes) - [Product recall](https://spot.insure/insurance/product-recall/quotes) - [Cyber liability](https://spot.insure/insurance/cyber/quotes) - [Commercial property](https://spot.insure/insurance/commercial-property/quotes) - [Workers’ compensation](https://spot.insure/insurance/workers-compensation/quotes) - [Directors and officers](https://spot.insure/insurance/directors-officers/quotes) - [Commercial auto](https://spot.insure/insurance/commercial-auto/quotes) ## Common questions ### My product risks are specific. How does a new broker learn them? Your Spot team writes up what you make, where it sells, your suppliers and your recall exposure in one document. That way a broker you’re considering starts from the facts rather than from a form. ### Can I compare how brokers work before I choose? Yes. A conversation with each broker shows how it gathers information and presents quotes. Your Spot team keeps a side-by-side note of what each one offered. ### Is Spot a part of Amelia Risk? No. Spot isn’t affiliated with Amelia Risk and doesn’t represent it. The name is here only to say whose placement you’re moving. ### Should I wait for my next renewal? Many companies do, since renewal gives the cleanest handover. If a retailer or investor deadline can’t wait, a broker of record letter may move servicing earlier, and your Spot team checks each policy first. ### What does Spot cost compared with a broker? Spot takes no commissions on premiums and doesn’t replace a broker. Ask any broker you consider how it is paid. ## More - [Switch providers](https://spot.insure/switch-insurance) ## Agent and Developer Resources - [Markdown page](https://spot.insure/switch-from/amelia-risk.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)