---
title: "Switch from Alliance Risk"
description: "Compare brokers with Spot and move a technology company’s insurance program away from Alliance Risk without a lapse in coverage."
canonical: "https://spot.insure/switch-from/alliance-risk"
page-type: "product"
entities: ["Spot"]
entity: "Spot"
page-role: "product"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/switch-from/alliance-risk)

## Agent Guide

**What this page is:** Compare brokers with Spot and move a technology company’s insurance program away from Alliance Risk without a lapse in coverage.

**Limits (do not over-claim):**
- Describes Spot's own service; it does not establish coverage terms or outcomes for any company.

**Related pages:**
- [Spot home](https://spot.insure/) — product overview
- [Sitemap](https://spot.insure/sitemap) — inventory of all public pages

# Moving your insurance program from Alliance Risk? Compare brokers with Spot

Alliance Risk reviews technology company programs and approaches specialist insurers, and your Spot team helps you compare it with other brokers on markets and service.

- Brokers compared on markets and technology experience
- Tech E&O and cyber details gathered once
- Policies kept in force through the handover

[Get Started](https://app.spot.insure/signup?intent=broker-change&coverage=technology-errors-omissions&icp=startups)

## How it works

- **Tell us what Alliance Risk handles.** List the technology E&O, cyber, directors and officers and other policies it placed, with their renewal dates. Your Spot team also asks what you want a new broker to do differently.
- **Check your policies against your contracts.** We read your customer agreements and investor documents against the limits you hold. Any broker you consider then knows what your program has to deliver.
- **Meet other brokers.** Spot works alongside brokers and doesn’t replace them. We help you ask each candidate the same questions about insurers, technology clients and who answers your calls.
- **Move on a date that suits each policy.** Your Spot team helps you choose between a broker of record letter now and an appointment at renewal, policy by policy, so nothing lapses.

Alliance Risk is a broker for technology companies from pre-seed to IPO. It reviews an existing tech E&O policy at no charge and approaches specialist insurers on your behalf, rather than selling a policy online. A quote request is an initial inquiry, not a bindable offer.

## Why businesses consider switching

- **You’ve grown past your early stage.** A company that began with a seed-stage program may now need a team built for later rounds, or the reverse.
- **Your contracts need more than your policy shows.** Customer and investor documents can ask for limits and wording that a first program was never built to meet.
- **You want a second opinion on markets.** Some companies compare which insurers each broker approaches before they renew.
- **You’d like fewer places to keep records.** Policies, certificates and renewal dates can sit across several inboxes.

## How to switch without a gap

- **Read the engagement terms.** Alliance Risk’s terms name a contracting entity and allow service, installment, cancellation and flat fees. Check which apply to you and what notice is due.
- **Ask new brokers for proposals before renewal.** Compare the program, including who services it, as well as the premium.
- **Choose a letter or a renewal appointment.** A broker of record letter moves service sooner. Waiting moves it with the new policy. Pick the one that keeps every policy in force.
- **Get the change confirmed.** Ask insurers and the new broker to confirm in writing, then reissue certificates of insurance and update contacts on contracts.

## Coverage

- [Technology errors and omissions (E&O)](https://spot.insure/insurance/technology-errors-omissions/quotes)
- [Cyber liability](https://spot.insure/insurance/cyber/quotes)
- [Directors and officers](https://spot.insure/insurance/directors-officers/quotes)
- [General liability](https://spot.insure/insurance/general-liability/quotes)
- [Employment practices liability](https://spot.insure/insurance/employment-practices/quotes)
- [Intellectual property](https://spot.insure/insurance/intellectual-property/quotes)
- [Umbrella and excess liability](https://spot.insure/insurance/umbrella-excess/quotes)
- [Workers’ compensation](https://spot.insure/insurance/workers-compensation/quotes)

## Common questions

### What do I hand a new broker about my tech E&O?

Service details, revenue, headcount, major client contracts, current coverage, claims history and customer concentration. Your Spot team gathers them once, so every broker you talk to starts from the same facts.

### Can I keep my current policy while I compare brokers?

Yes. Comparing brokers doesn’t touch your policy. It stays in force while you decide, and your Spot team adds the renewal to your calendar.

### Does Alliance Risk have any link to Spot?

No. Spot isn’t affiliated with Alliance Risk, and we don’t speak on its behalf.

### Can a broker of record letter be sent before renewal?

Often, though insurers set their own timing and may want notice. Your Spot team checks it for each policy before you sign.

### Would Spot become my broker?

No. Spot works alongside brokers and takes no commissions on premiums. You choose the broker, and we help you compare.

## More

- [Switch providers](https://spot.insure/switch-insurance)

## Agent and Developer Resources

- [Markdown page](https://spot.insure/switch-from/alliance-risk.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)