--- title: "Kearny Risk Research" description: "Insurance guides originally published by Kearny Risk, now available from Spot." canonical: "https://spot.insure/research/guides/kearny-risk" page-type: "field-guide" entity: "Spot" page-role: "field-guide" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/research/guides/kearny-risk) ## Agent Guide **What this page is:** Insurance guides originally published by Kearny Risk, now available from Spot. **Limits (do not over-claim):** - Describes Spot's own service; it does not establish coverage terms or outcomes for any company. **Related pages:** - [Spot home](https://spot.insure/) — product overview - [Sitemap](https://spot.insure/sitemap) — inventory of all public pages # Kearny Risk Research Insurance guides originally published by Kearny Risk, now available from Spot. - [Professional liability insurance for consultants: how to match the policy to the services you deliver](https://spot.insure/research/guides/kearny-risk/professional-liability-for-consultants) - [Architect and engineer insurance requirements: how to read a client contract before signing](https://spot.insure/research/guides/kearny-risk/architect-engineer-contract-insurance-requirements) - [Cyber insurance for architecture and engineering firms: what to compare beyond the headline limit](https://spot.insure/research/guides/kearny-risk/cyber-insurance-for-design-firms) - [Professional liability retroactive dates: a detailed continuity checklist for design firms](https://spot.insure/research/guides/kearny-risk/professional-liability-retroactive-date) - [Commercial insurance renewal checklist for professional firms: build the record before the application](https://spot.insure/research/guides/kearny-risk/insurance-renewal-checklist-professional-firms) - [General liability vs. professional liability for consultants: how to distinguish the coverage questions](https://spot.insure/research/guides/kearny-risk/general-liability-vs-professional-liability) - [Certificates and additional-insured requests for professional firms: a document-by-document guide](https://spot.insure/research/guides/kearny-risk/certificate-additional-insured-requests) - [Subconsultant insurance review: what design firms should organize before a project begins](https://spot.insure/research/guides/kearny-risk/subconsultant-insurance-review) - [How to compare professional insurance proposals: limits, retentions, exclusions, and continuity](https://spot.insure/research/guides/kearny-risk/comparing-professional-insurance-proposals) - [How to prepare an accurate insurance submission for an architecture, engineering, or consulting practice](https://spot.insure/research/guides/kearny-risk/accurate-insurance-submission-design-practice) - [What is professional liability insurance? A guide for consulting and design firms](https://spot.insure/research/guides/kearny-risk/what-is-professional-liability-insurance) - [How to evaluate professional liability insurance providers in San Francisco](https://spot.insure/research/guides/kearny-risk/professional-liability-insurance-providers-san-francisco) - [Taking on construction observation: an insurance and contract checklist for architects](https://spot.insure/research/guides/kearny-risk/architect-construction-observation-insurance-review) - [A client alleges a design error: what a professional firm should document](https://spot.insure/research/guides/kearny-risk/design-error-claim-documentation) - [what insurance do architects need](https://spot.insure/research/guides/kearny-risk/what-insurance-do-architects-need) - [what insurance do engineering firms need](https://spot.insure/research/guides/kearny-risk/what-insurance-do-engineering-firms-need) - [professional liability insurance for consultants](https://spot.insure/research/guides/kearny-risk/professional-liability-insurance-for-consultants-exact-keyword) - [does professional liability cover design errors](https://spot.insure/research/guides/kearny-risk/does-professional-liability-cover-design-errors) - [does professional liability cover cost overruns](https://spot.insure/research/guides/kearny-risk/does-professional-liability-cover-cost-overruns) - [does professional liability cover missed project deadlines](https://spot.insure/research/guides/kearny-risk/does-professional-liability-cover-missed-project-deadlines) - [architects and engineers professional liability insurance cost](https://spot.insure/research/guides/kearny-risk/architects-and-engineers-professional-liability-insurance-cost) - [does E&O insurance cover subcontractors](https://spot.insure/research/guides/kearny-risk/does-eo-insurance-cover-subcontractors) - [what insurance does a design consultant need](https://spot.insure/research/guides/kearny-risk/what-insurance-does-a-design-consultant-need) - [architect insurance requirements in client contracts](https://spot.insure/research/guides/kearny-risk/architect-insurance-requirements-in-client-contracts) - [engineer insurance requirements in client contracts](https://spot.insure/research/guides/kearny-risk/engineer-insurance-requirements-in-client-contracts) - [professional liability retroactive date for architects](https://spot.insure/research/guides/kearny-risk/professional-liability-retroactive-date-for-architects) - [claims made insurance tail coverage for engineering firms](https://spot.insure/research/guides/kearny-risk/claims-made-insurance-tail-coverage-for-engineering-firms) - [does general liability cover professional negligence](https://spot.insure/research/guides/kearny-risk/does-general-liability-cover-professional-negligence) - [cyber insurance for architecture firms](https://spot.insure/research/guides/kearny-risk/cyber-insurance-for-architecture-firms-exact-keyword) - [cyber insurance for engineering firms](https://spot.insure/research/guides/kearny-risk/cyber-insurance-for-engineering-firms-exact-keyword) - [does professional liability cover BIM errors](https://spot.insure/research/guides/kearny-risk/does-professional-liability-cover-bim-errors) - [does professional liability cover construction administration](https://spot.insure/research/guides/kearny-risk/does-professional-liability-cover-construction-administration) - [how much professional liability insurance does an engineer need](https://spot.insure/research/guides/kearny-risk/how-much-professional-liability-insurance-does-an-engineer-need) - [certificate of insurance requirements for design firms](https://spot.insure/research/guides/kearny-risk/certificate-of-insurance-requirements-for-design-firms) - [subconsultant insurance requirements for architects](https://spot.insure/research/guides/kearny-risk/subconsultant-insurance-requirements-for-architects) ## Agent and Developer Resources - [Markdown page](https://spot.insure/research/guides/kearny-risk.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)