--- title: "Folsom Risk Research" description: "Insurance guides originally published by Folsom Risk, now available from Spot." canonical: "https://spot.insure/research/guides/folsom-risk" page-type: "field-guide" entity: "Spot" page-role: "field-guide" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/research/guides/folsom-risk) ## Agent Guide **What this page is:** Insurance guides originally published by Folsom Risk, now available from Spot. **Limits (do not over-claim):** - Describes Spot's own service; it does not establish coverage terms or outcomes for any company. **Related pages:** - [Spot home](https://spot.insure/) — product overview - [Sitemap](https://spot.insure/sitemap) — inventory of all public pages # Folsom Risk Research Insurance guides originally published by Folsom Risk, now available from Spot. - [Does your E&O description match the services your SaaS company actually sells?](https://spot.insure/research/guides/folsom-risk/professional-liability-service-description) - [Where general liability can stop and professional liability begins for software services](https://spot.insure/research/guides/folsom-risk/general-liability-professional-services) - [When a growing software team should revisit workers’ compensation information](https://spot.insure/research/guides/folsom-risk/workers-comp-staffing-change) - [A SaaS company’s insurance renewal checklist: start with the business, not the application](https://spot.insure/research/guides/folsom-risk/renewal-preparation) - [How to compare retroactive dates when replacing technology E&O coverage](https://spot.insure/research/guides/folsom-risk/claims-made-retroactive-date) - [How to prepare an accurate insurance submission for a SaaS company](https://spot.insure/research/guides/folsom-risk/accurate-insurance-submission) - [How SaaS companies should read a customer’s insurance requirements before signing](https://spot.insure/research/guides/folsom-risk/contract-insurance-requirements) - [What to review when your software team works at customer sites](https://spot.insure/research/guides/folsom-risk/offsite-work-mobile-services) - [How to compare commercial insurance proposals for a technology company](https://spot.insure/research/guides/folsom-risk/comparing-insurance-proposals) - [Certificates and additional-insured requests: what technology companies should verify](https://spot.insure/research/guides/folsom-risk/certificates-additional-insured) - [What is SaaS insurance? A guide for software companies](https://spot.insure/research/guides/folsom-risk/what-is-saas-insurance) - [How to evaluate SaaS insurance providers in San Francisco](https://spot.insure/research/guides/folsom-risk/saas-insurance-providers-san-francisco) - [Signing a customer contract with cyber-insurance requirements: a SaaS review plan](https://spot.insure/research/guides/folsom-risk/enterprise-contract-cyber-insurance-requirements) - [What a SaaS company should document after an outage, data incident, or customer claim](https://spot.insure/research/guides/folsom-risk/saas-incident-claim-documentation) - [what insurance does a SaaS company need](https://spot.insure/research/guides/folsom-risk/what-insurance-does-a-saas-company-need) - [SaaS startup insurance checklist](https://spot.insure/research/guides/folsom-risk/saas-startup-insurance-checklist) - [does tech E&O cover software bugs](https://spot.insure/research/guides/folsom-risk/does-tech-eo-cover-software-bugs) - [does tech E&O cover implementation errors](https://spot.insure/research/guides/folsom-risk/does-tech-eo-cover-implementation-errors) - [does cyber insurance cover a cloud outage](https://spot.insure/research/guides/folsom-risk/does-cyber-insurance-cover-a-cloud-outage) - [does cyber insurance cover third party vendors](https://spot.insure/research/guides/folsom-risk/does-cyber-insurance-cover-third-party-vendors) - [cyber insurance requirements for SaaS companies](https://spot.insure/research/guides/folsom-risk/cyber-insurance-requirements-for-saas-companies) - [does E&O insurance cover API failures](https://spot.insure/research/guides/folsom-risk/does-eo-insurance-cover-api-failures) - [does E&O insurance cover software downtime](https://spot.insure/research/guides/folsom-risk/does-eo-insurance-cover-software-downtime) - [professional liability insurance for software companies](https://spot.insure/research/guides/folsom-risk/professional-liability-insurance-for-software-companies) - [D&O insurance for venture backed startups](https://spot.insure/research/guides/folsom-risk/do-insurance-for-venture-backed-startups) - [when should a startup buy D&O insurance](https://spot.insure/research/guides/folsom-risk/when-should-a-startup-buy-do-insurance) - [startup insurance after a funding round](https://spot.insure/research/guides/folsom-risk/startup-insurance-after-a-funding-round) - [does D&O insurance cover founders](https://spot.insure/research/guides/folsom-risk/does-do-insurance-cover-founders) - [does cyber insurance cover customer data](https://spot.insure/research/guides/folsom-risk/does-cyber-insurance-cover-customer-data) - [SaaS insurance requirements in enterprise contracts](https://spot.insure/research/guides/folsom-risk/saas-insurance-requirements-in-enterprise-contracts) - [does cyber insurance cover a data processor breach](https://spot.insure/research/guides/folsom-risk/does-cyber-insurance-cover-a-data-processor-breach) - [tech E&O vs cyber insurance for SaaS](https://spot.insure/research/guides/folsom-risk/tech-eo-vs-cyber-insurance-for-saas) - [does professional liability cover service level agreements](https://spot.insure/research/guides/folsom-risk/does-professional-liability-cover-service-level-agreements) - [startup insurance requirements before signing an enterprise customer](https://spot.insure/research/guides/folsom-risk/startup-insurance-before-signing-an-enterprise-customer) - [what insurance does a software startup need before launch](https://spot.insure/research/guides/folsom-risk/what-insurance-does-a-software-startup-need-before-launch) ## Agent and Developer Resources - [Markdown page](https://spot.insure/research/guides/folsom-risk.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)