--- title: "Castro Risk Research" description: "Insurance guides originally published by Castro Risk, now available from Spot." canonical: "https://spot.insure/research/guides/castro-risk" page-type: "field-guide" entity: "Spot" page-role: "field-guide" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/research/guides/castro-risk) ## Agent Guide **What this page is:** Insurance guides originally published by Castro Risk, now available from Spot. **Limits (do not over-claim):** - Describes Spot's own service; it does not establish coverage terms or outcomes for any company. **Related pages:** - [Spot home](https://spot.insure/) — product overview - [Sitemap](https://spot.insure/sitemap) — inventory of all public pages # Castro Risk Research Insurance guides originally published by Castro Risk, now available from Spot. - [Professional liability for studios and practices](https://spot.insure/research/guides/castro-risk/professional-liability-for-studios-and-practices) - [Claims-made continuity when changing coverage](https://spot.insure/research/guides/castro-risk/claims-made-continuity-when-changing-coverage) - [Build a service map for your fitness studio insurance review](https://spot.insure/research/guides/castro-risk/fitness-studio-insurance-service-map) - [How to read lease insurance requirements for a studio](https://spot.insure/research/guides/castro-risk/lease-insurance-requirements-for-studios) - [Workers’ compensation for a growing practice](https://spot.insure/research/guides/castro-risk/workers-compensation-for-growing-practices) - [Off-site appointments and rented venues: coverage questions to ask](https://spot.insure/research/guides/castro-risk/off-site-appointments-and-rented-venues) - [A renewal timeline for studios and practices](https://spot.insure/research/guides/castro-risk/renewal-timeline-for-studios-and-practices) - [How to compare commercial insurance proposals](https://spot.insure/research/guides/castro-risk/how-to-compare-commercial-insurance-proposals) - [Additional insured requests and certificates, explained](https://spot.insure/research/guides/castro-risk/additional-insured-and-certificates-explained) - [Preparing a clear insurance submission for your business](https://spot.insure/research/guides/castro-risk/preparing-for-an-insurance-submission) - [What is fitness studio insurance? A practical guide](https://spot.insure/research/guides/castro-risk/what-is-fitness-studio-insurance) - [How to evaluate fitness studio insurance providers in San Francisco](https://spot.insure/research/guides/castro-risk/fitness-studio-insurance-providers-san-francisco) - [Opening a second fitness studio in San Francisco: insurance and location checklist](https://spot.insure/research/guides/castro-risk/opening-a-second-fitness-studio-san-francisco) - [What to document after a fitness studio injury, property loss, or client claim](https://spot.insure/research/guides/castro-risk/fitness-studio-incident-claim-documentation) - [what insurance does a fitness studio need](https://spot.insure/research/guides/castro-risk/exact-what-insurance-does-a-fitness-studio-need) - [fitness instructor liability insurance](https://spot.insure/research/guides/castro-risk/exact-fitness-instructor-liability-insurance) - [does general liability cover gym injuries](https://spot.insure/research/guides/castro-risk/exact-does-general-liability-cover-gym-injuries) - [does professional liability cover personal trainers](https://spot.insure/research/guides/castro-risk/exact-does-professional-liability-cover-personal-trainers) - [does professional liability cover fitness instructors](https://spot.insure/research/guides/castro-risk/exact-does-professional-liability-cover-fitness-instructors) - [does business insurance cover exercise equipment damage](https://spot.insure/research/guides/castro-risk/exact-does-business-insurance-cover-exercise-equipment-damage) - [does commercial property insurance cover gym equipment](https://spot.insure/research/guides/castro-risk/exact-does-commercial-property-insurance-cover-gym-equipment) - [does workers compensation cover fitness instructors](https://spot.insure/research/guides/castro-risk/exact-does-workers-compensation-cover-fitness-instructors) - [does general liability cover group fitness classes](https://spot.insure/research/guides/castro-risk/exact-does-general-liability-cover-group-fitness-classes) - [yoga studio insurance requirements](https://spot.insure/research/guides/castro-risk/exact-yoga-studio-insurance-requirements) - [pilates studio insurance cost](https://spot.insure/research/guides/castro-risk/exact-pilates-studio-insurance-cost) - [insurance for physical therapy practices](https://spot.insure/research/guides/castro-risk/exact-insurance-for-physical-therapy-practices) - [healthcare professional liability insurance for small practices](https://spot.insure/research/guides/castro-risk/exact-healthcare-professional-liability-insurance-for-small-practices) - [does cyber insurance cover patient information](https://spot.insure/research/guides/castro-risk/exact-does-cyber-insurance-cover-patient-information) - [HIPAA cyber insurance requirements for small practices](https://spot.insure/research/guides/castro-risk/exact-hipaa-cyber-insurance-requirements-for-small-practices) - [does professional liability cover telehealth services](https://spot.insure/research/guides/castro-risk/exact-does-professional-liability-cover-telehealth-services) - [medical office insurance requirements in a lease](https://spot.insure/research/guides/castro-risk/exact-medical-office-insurance-requirements-in-a-lease) - [does business interruption cover a fitness studio closure](https://spot.insure/research/guides/castro-risk/exact-does-business-interruption-cover-a-fitness-studio-closure) - [does general liability cover a wellness event](https://spot.insure/research/guides/castro-risk/exact-does-general-liability-cover-a-wellness-event) - [insurance for massage therapy businesses](https://spot.insure/research/guides/castro-risk/exact-insurance-for-massage-therapy-businesses) - [does professional liability cover independent contractors at a studio](https://spot.insure/research/guides/castro-risk/exact-does-professional-liability-cover-independent-contractors-at-a-studio) ## Agent and Developer Resources - [Markdown page](https://spot.insure/research/guides/castro-risk.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)