---
title: "Spot for Landlords and Lenders"
description: "How landlords, lenders, and property managers point tenants and borrowers to Spot to meet insurance requirements."
canonical: "https://spot.insure/partners/landlords-and-lenders"
page-type: "marketing"
entities: ["Spot", "Tools for Enlightenment Inc."]
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/partners/landlords-and-lenders)

# Spot for landlords and lenders

Your lease, vendor agreement, or loan sets the insurance requirement. When someone asks you where to get it, send them to Spot. We help them understand the requirement, close the gaps in what they carry, and get the right certificate to you.

Spot is a resource a landlord, property manager, or lender can recommend to tenants, vendors, and borrowers. It is never a required vendor. They can keep their current broker, and Spot does not take commissions on insurance premiums. There is no cost to the partner.

## How it works

1. **Share your requirements.** Send us the insurance section of your lease, loan, or vendor contract. We set up a partner link with it preloaded.
2. **Add the link where the requirement appears.** Put it in a lease package, tenant coordination packet, vendor form, or closing checklist.
3. **Spot checks their coverage.** They upload the policies they have. Spot shows what is missing or short.
4. **They close the gaps.** Our team helps them fix coverage with their current broker or through Spot's broker network.
5. **You receive the certificate.** A certificate that reflects your requirements is prepared and sent to you.

## Who partners with Spot

- **Tenant coordinators.** Retail, restaurant, office, flex, and industrial tenants who need to meet the lease insurance exhibit before they can open.
- **Property management teams.** Consultants, service providers, and delivery vendors who need a certificate on file before they get access to the property.
- **Leasing agents and tenant rep brokers.** The person a smaller tenant asks for an insurance recommendation once the deal is done.
- **COI compliance platforms.** Your software flags a non-compliant certificate. Spot helps the tenant or vendor fix the coverage behind it.
- **Lenders.** Loan agreements and closing checklists that require evidence of insurance before funding.
- **Franchisors.** Franchise agreements that set the same insurance requirement for every location.

## Start a partnership

[Book a partnership meeting](https://cal.com/team/spotinsure/broker-partner) and share the insurance section of your lease, loan agreement, or vendor contract.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/partners/landlords-and-lenders.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)