---
title: "Representations and Warranties Insurance Quotes"
description: "Get R&W insurance quotes with Spot: we organize your purchase agreement and diligence findings, take one submission to market and compare who each policy protects."
canonical: "https://spot.insure/insurance/representations-warranties/quotes"
page-type: "product"
entities: ["Spot"]
entity: "Spot"
page-role: "product"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/insurance/representations-warranties/quotes)

## Agent Guide

**What this page is:** Get R&W insurance quotes with Spot: we organize your purchase agreement and diligence findings, take one submission to market and compare who each policy protects.

**Limits (do not over-claim):**
- Describes Spot's own service; it does not establish coverage terms or outcomes for any company.

**Related pages:**
- [Spot home](https://spot.insure/) — product overview
- [Sitemap](https://spot.insure/sitemap) — inventory of all public pages

# Get representations and warranties insurance quotes with Spot

Bring the deal documents to your Spot team, and we prepare the submission brokers use to quote R&W insurance on a business sale.

- Purchase agreement and diligence organized for underwriters
- Buyer or seller structure and known-issue treatment compared
- Keep your broker or switch, with no commissions on premiums

[Get Started](https://app.spot.insure/signup?intent=quote&coverage=representations-warranties&icp=financial-services)

## How it works

- **Tell us about the deal.** Share whether you’re buying or selling and whether it’s a stock or asset purchase. Your Spot team asks which side the policy is meant to protect.
- **Add the purchase agreement and diligence.** We gather the draft agreement, disclosures and due-diligence findings, so underwriters see what you already know.
- **Brokers take it to market.** We work with brokers to request R&W proposals, and follow up on underwriters’ questions about the business and the agreement.
- **Compare who recovers and what’s left out.** See who is insured, who can recover, how recovery works beside seller indemnity and how known issues are treated.

## What you’ll need

- **Draft purchase agreement.** The stock or asset purchase agreement, including the representations and warranties it makes.
- **Buyer or seller structure.** Whether the buyer or the seller is to be insured, since the two answer different loss paths.
- **Diligence findings.** Reports and issues your team has found, which underwriters review.
- **Known problems.** Anything identified before signing, disclosed so the insurer can explain whether it is excluded or otherwise addressed.
- **Seller indemnity terms.** Any indemnity that remains with the seller, which sits alongside the policy.
- **Disclosure schedules.** The exceptions the seller discloses against its statements.
- **Deal timeline.** Expected signing and closing dates, so the policy can be set up in step with them.

## What affects your price

- **Size of the deal.** A larger transaction usually needs a larger policy.
- **Limit and retention.** More limit costs more, and a larger retention can lower the premium.
- **The target business.** Its industry and operations shape how underwriters view the statements being insured.
- **Diligence quality.** Thorough diligence gives underwriters more to rely on.
- **Known issues.** Problems found before signing can be excluded, which affects what the policy is worth.

## Coverage

- [Representations and warranties](https://spot.insure/insurance/representations-warranties/quotes)

## Common questions

### Does R&W insurance cover problems we already know about?

Known issues are treated differently from inaccuracies discovered later. Disclose them so the insurer can say whether they are excluded or otherwise addressed.

### Is it for the buyer or the seller?

It can be either. We confirm who is insured and who can recover in each proposal.

### Does it replace the seller’s indemnity?

No. Any remaining seller indemnity still belongs in the conversation, and we look at how recovery works alongside it.

### Is a deal broker still part of the process?

Brokers take R&W submissions to market. Spot works with the broker on your deal, or helps you find one, and takes no commissions on premiums.

## More

- [Get quotes](https://spot.insure/insurance-quotes)

## Agent and Developer Resources

- [Markdown page](https://spot.insure/insurance/representations-warranties/quotes.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)