---
title: "Compare Representations and Warranties Insurance Quotes"
description: "Compare representations and warranties quotes with Spot: insured statements, limit and retention against deal size, policy duration and known-issue treatment."
canonical: "https://spot.insure/insurance/representations-warranties/compare-quotes"
page-type: "product"
entities: ["Spot"]
entity: "Spot"
page-role: "product"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/insurance/representations-warranties/compare-quotes)

## Agent Guide

**What this page is:** Compare representations and warranties quotes with Spot: insured statements, limit and retention against deal size, policy duration and known-issue treatment.

**Limits (do not over-claim):**
- Describes Spot's own service; it does not establish coverage terms or outcomes for any company.

**Related pages:**
- [Spot home](https://spot.insure/) — product overview
- [Sitemap](https://spot.insure/sitemap) — inventory of all public pages

# Compare representations and warranties insurance quotes with Spot

These quotes have to fit your purchase agreement, so Spot compares limits, retentions and known-issue treatment against the deal as written.

- Insured statements matched to the purchase agreement
- Limit, retention and seller indemnity read together
- Keep your broker or switch, with no commissions on premiums

[Get Started](https://app.spot.insure/signup?intent=comparison&coverage=representations-warranties&icp=financial-services)

## How it works

- **Share the deal documents.** Send the draft purchase agreement, disclosure schedules and diligence reports, along with each proposal.
- **We read quote and agreement together.** Spot checks the statements each policy is meant to insure against the representations in your purchase agreement.
- **Ask about known issues.** Your Spot team explains how each quote treats issues found in diligence compared with inaccuracies nobody knew about at signing.
- **Choose and bind.** Pick the quote that works with your agreement. Your Spot team helps you bind it alongside your deal advisers.

## What to compare

- **Statements insured.** Compare the representations and disclosure schedules in your agreement with what the policy is meant to insure.
- **Limit.** The proposed limit against the size of the deal.
- **Retention.** What is borne before the policy responds.
- **Policy duration.** How long each quote runs after closing.
- **Seller indemnity and escrow.** What stays in place alongside the policy. The insurance and the agreement need to work together.
- **Known issues.** How issues known from diligence or disclosure are treated, as opposed to inaccuracies unknown at signing.
- **Other deal products.** Tax, contingent-liability and similar products are separate. List each product in the quote.

## Differences to watch for

- **Seller obligations that remain.** Buying a policy doesn’t itself remove the seller’s remaining contractual obligations.
- **Issues already known.** Matters found in diligence are treated differently from ones nobody knew about.
- **A package name that isn’t the full list.** Check that each product you expect is actually in the quote.
- **A one-deal policy.** It is arranged around a specific transaction and isn’t a substitute for your ongoing D&O or management liability coverage.

## Coverage

- [Representations and warranties](https://spot.insure/insurance/representations-warranties/quotes)

## Common questions

### Who buys representations and warranties insurance?

Parties to a business purchase. Spot helps compare the quotes against your deal.

### Does it replace the seller’s indemnity?

Not on its own. Compare the policy’s limit and retention with any remaining indemnity and escrow.

### Does Spot work with my broker?

Yes. Spot sits alongside your broker and takes no commissions on premiums.

### What should I prepare?

The draft purchase agreement, disclosure schedules, due-diligence reports, a description of the buyer, seller and transaction, and any issues already identified.

## More

- [Compare quotes](https://spot.insure/compare-insurance-quotes)

## Agent and Developer Resources

- [Markdown page](https://spot.insure/insurance/representations-warranties/compare-quotes.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)