---
title: "Medical Malpractice Insurance Quotes"
description: "Get medical malpractice quotes with Spot: we describe your practice, clinicians and procedures, take one submission to market and compare who each quote insures."
canonical: "https://spot.insure/insurance/medical-malpractice/quotes"
page-type: "product"
entities: ["Spot"]
entity: "Spot"
page-role: "product"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/insurance/medical-malpractice/quotes)

## Agent Guide

**What this page is:** Get medical malpractice quotes with Spot: we describe your practice, clinicians and procedures, take one submission to market and compare who each quote insures.

**Limits (do not over-claim):**
- Describes Spot's own service; it does not establish coverage terms or outcomes for any company.

**Related pages:**
- [Spot home](https://spot.insure/) — product overview
- [Sitemap](https://spot.insure/sitemap) — inventory of all public pages

# Get medical malpractice insurance quotes with Spot

List your clinicians, specialties and procedures with your Spot team, and we prepare the submission brokers use to quote malpractice coverage.

- Clinicians, specialties and procedures described once
- Who is insured and which limits are shared, made clear
- Keep your broker or switch, with no commissions on premiums

[Get Started](https://app.spot.insure/signup?intent=quote&coverage=medical-malpractice&icp=healthcare)

## How it works

- **Describe your practice.** Tell us your specialties, procedures, locations and whether you see patients remotely. Your Spot team asks who delivers care.
- **List who needs to be insured.** We separate the practice entity, employed clinicians and contract clinicians, so the submission names every insured.
- **Brokers take it to market.** We work with brokers to request proposals from malpractice insurers, and follow up on their questions about your services.
- **Compare timing and shared limits.** Each proposal’s claims-made timing, tail or prior-acts options, shared limits and defense terms sit side by side.

## What you’ll need

- **Specialties and procedures.** What care you provide, since the quote has to match the clinical services you actually deliver.
- **Clinicians and their roles.** Physicians, other clinical staff and contractors, and whether each is employed by the practice.
- **The practice entity.** The organization itself, which may need to be insured alongside the individuals.
- **Locations and telemedicine.** Every practice location, and any care you provide remotely.
- **Current policy and dates.** Your expiring terms, including claims-made dates, any prior-acts coverage and tail arrangements.
- **Claims and incidents.** Past claims and events that could become claims.
- **Limits you want to compare.** The per-incident and aggregate limits you’re considering, and how defense costs are treated.

## What affects your price

- **Specialty and procedures.** Some kinds of care carry more risk of a claim and are priced accordingly.
- **Number of clinicians.** More insured people generally means a higher premium.
- **Limits and shared limits.** Higher limits cost more, and sharing a limit across insureds changes what each one has.
- **Claims history.** Past claims and incidents influence price and availability.
- **Claims-made timing.** Prior-acts and tail coverage for earlier work add to the cost.

## Coverage

- [Medical malpractice](https://spot.insure/insurance/medical-malpractice/quotes)

## Common questions

### What happens to claims about my earlier work if I change practices?

Policy dates and reporting terms decide it. Tail or prior-acts coverage may be needed, so we compare these before you switch.

### Do contract clinicians need their own policy?

That depends on the quote. We check whether it insures contractors or expects them to buy their own.

### Is telemedicine included?

Not automatically. Tell us about remote care and we check each proposal includes it. Spot also has a telehealth-specific page.

### Can my practice’s broker stay involved?

Yes. Spot works alongside brokers and takes no commissions on premiums, and you can change brokers if you choose.

## More

- [Get quotes](https://spot.insure/insurance-quotes)

## Agent and Developer Resources

- [Markdown page](https://spot.insure/insurance/medical-malpractice/quotes.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)