--- title: "Business Insurance Provider Reviews" description: "Browse sourced reviews of business insurance providers, including customer feedback, independent ratings, complaint evidence, and Spot Scores." canonical: "https://spot.insure/insurance-reviews" page-type: "insurance-directory" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-reviews) # Business Insurance Provider Reviews Review ratings answer different questions. Use each provider’s source ratings, customer-feedback scope, and Spot Score together to decide what to investigate before buying business insurance. Browse sourced reviews of business insurance providers, including customer feedback, independent ratings, complaint evidence, and Spot Scores. Each eligible numerical review or satisfaction rating is converted to a score out of 10, then given equal weight. Duplicate source URLs count once. BBB letter grades use a rough academic GPA conversion: A+/A = 10, A− = 9.25, B+ = 8.25, B = 7.5, B− = 6.75, C+ = 5.75, C = 5, C− = 4.25, D+ = 3.25, D = 2.5, D− = 1.75, F = 0. This is our approximation, not BBB’s formula. Complaint measures and missing ratings are excluded. Sources can cover different products, locations and years; this is a source-rating average, not a pooled customer score. Spot Score is shown separately. ## [Alliance Risk Reviews 2026](https://spot.insure/insurance-providers/alliance-risk/reviews) Alliance Risk has too little independent review evidence to judge its service. Ask for references from businesses like yours before choosing it. Reviewed 2026-09-25. Review Score: not enough ratings. - Broker Spot Score: 5.8 / 10. [Assessment](https://spot.insure/insurance-providers/alliance-risk/reliability). ## [Amelia Risk Reviews 2026](https://spot.insure/insurance-providers/amelia-risk/reviews) Amelia Risk’s only matched public rating is 1/5 from one Google-linked local listing. That is a warning to investigate, but too little feedback to judge the firm’s overall service. Reviewed 2026-09-25. Review Score: 2.0 / 10 from 1 rated source, equally weighted. - Broker Spot Score: 5.1 / 10. [Assessment](https://spot.insure/insurance-providers/amelia-risk/reliability). ## [Armilla Reviews 2026](https://spot.insure/insurance-providers/armilla/reviews) Armilla has no usable independent review consensus in the sources checked. Buyer references and policy terms matter more than public ratings here. Reviewed 2026-09-25. Review Score: not enough ratings. - Carrier & MGA Spot Score: 5.2 / 10. [Assessment](https://spot.insure/insurance-providers/armilla/reliability). ## [At-Bay Reviews 2026](https://spot.insure/insurance-providers/at-bay/reviews) At-Bay’s public review evidence is thin: one old G2 review and a BBB complaint record. It is not enough to judge day-to-day service or claims handling. Reviewed 2026-09-25. Review Score: 9.5 / 10 from 2 rated sources, equally weighted. - Broker Spot Score: 5.2 / 10. [Assessment](https://spot.insure/insurance-providers/at-bay/reliability). - Carrier & MGA Spot Score: 7.1 / 10. [Assessment](https://spot.insure/insurance-providers/at-bay/reliability). ## [Beazley Reviews 2026](https://spot.insure/insurance-providers/beazley/reviews) Beazley’s available customer feedback is mixed, with a 2.8/5 WalletHub rating from 15 reviews. That small, mixed-product sample gives business buyers limited guidance. Reviewed 2026-09-25. Review Score: 5.6 / 10 from 1 rated source, equally weighted. - Broker Spot Score: 6.9 / 10. [Assessment](https://spot.insure/insurance-providers/beazley/reliability). - Carrier & MGA Spot Score: 5.5 / 10. [Assessment](https://spot.insure/insurance-providers/beazley/reliability). ## [CFC Reviews 2026](https://spot.insure/insurance-providers/cfc/reviews) CFC has too little attributable customer feedback in the sources checked to support a service verdict. Confirm support and claims responsibilities before buying. Reviewed 2026-09-25. Review Score: not enough ratings. - Carrier & MGA Spot Score: 5.4 / 10. [Assessment](https://spot.insure/insurance-providers/cfc/reliability). ## [Chubb Reviews 2026](https://spot.insure/insurance-providers/chubb/reviews) Chubb earns 5/5 from NerdWallet, which reports fewer-than-expected commercial property and liability complaints. Customer ratings are mixed across products and locations. Reviewed 2026-09-25. Review Score: 6.9 / 10 from 5 rated sources, equally weighted. - Carrier & MGA Spot Score: 6.4 / 10. [Assessment](https://spot.insure/insurance-providers/chubb/reliability). ## [Coalition Reviews 2026](https://spot.insure/insurance-providers/coalition/reviews) Coalition has no reliable customer-review consensus in the sources checked. Public ratings offer little help in assessing its insurance service. Reviewed 2026-09-25. Review Score: not enough ratings. - Broker Spot Score: 6.1 / 10. [Assessment](https://spot.insure/insurance-providers/coalition/reliability). - Carrier & MGA Spot Score: 6.3 / 10. [Assessment](https://spot.insure/insurance-providers/coalition/reliability). ## [Corgi Reviews 2026](https://spot.insure/insurance-providers/corgi/reviews) Corgi has too little verified insurance-customer feedback to judge its service. Unrelated businesses and dog-breed results should not influence your decision. Reviewed 2026-09-25. Review Score: not enough ratings. - Broker Spot Score: 6.0 / 10. [Assessment](https://spot.insure/insurance-providers/corgi/reliability). - Carrier & MGA Spot Score: 5.5 / 10. [Assessment](https://spot.insure/insurance-providers/corgi/reliability). ## [Coterie Insurance Reviews 2026](https://spot.insure/insurance-providers/coterie/reviews) Coterie’s BBB complaint record is a concern; its single Trustpilot review is too small a sample to offset that. Ask how complaints and service problems are resolved. Reviewed 2026-09-25. Review Score: 7.0 / 10 from 2 rated sources, equally weighted. - Carrier & MGA Spot Score: 5.1 / 10. [Assessment](https://spot.insure/insurance-providers/coterie/reliability). ## [Coverdash Reviews 2026](https://spot.insure/insurance-providers/coverdash/reviews) Coverdash offers convenient quote comparison, but public customer feedback is sparse. A BBB unanswered-complaint record makes responsiveness worth checking before purchase. Reviewed 2026-09-25. Review Score: 7.2 / 10 from 2 rated sources, equally weighted. - Broker Spot Score: 5.1 / 10. [Assessment](https://spot.insure/insurance-providers/coverdash/reliability). ## [Cowbell Reviews 2026](https://spot.insure/insurance-providers/cowbell/reviews) Cowbell has too little independent customer feedback in the sources checked to establish a service track record. Get references and clarify who handles claims. Reviewed 2026-09-25. Review Score: not enough ratings. - Carrier & MGA Spot Score: 6.3 / 10. [Assessment](https://spot.insure/insurance-providers/cowbell/reliability). ## [Embroker Reviews 2026](https://spot.insure/insurance-providers/embroker/reviews) Embroker’s reviews are mixed, and BBB records a complaint-response concern. The feedback is too limited to establish consistent service quality. Reviewed 2026-09-25. Review Score: 5.6 / 10 from 3 rated sources, equally weighted. - Broker Spot Score: 5.1 / 10. [Assessment](https://spot.insure/insurance-providers/embroker/reliability). ## [ERGO NEXT Insurance Reviews 2026](https://spot.insure/insurance-providers/next-insurance/reviews) NEXT’s favorable ratings come with a warning: NerdWallet reports more commercial liability complaints than expected. Check complaint handling and support before relying on its headline scores. Reviewed 2026-09-25. Review Score: 8.9 / 10 from 5 rated sources, equally weighted. - Broker Spot Score: 5.0 / 10. [Assessment](https://spot.insure/insurance-providers/next-insurance/reliability). - Carrier & MGA Spot Score: 6.7 / 10. [Assessment](https://spot.insure/insurance-providers/next-insurance/reliability). ## [Founder Shield Reviews 2026](https://spot.insure/insurance-providers/foundershield/reviews) Founder Shield has too little independent customer feedback for a reliable verdict. One positive Trustpilot review does not establish a service track record. Reviewed 2026-09-25. Review Score: 7.4 / 10 from 1 rated source, equally weighted. - Broker Spot Score: 5.3 / 10. [Assessment](https://spot.insure/insurance-providers/foundershield/reliability). ## [Gallagher Reviews 2026](https://spot.insure/insurance-providers/gallagher/reviews) Gallagher has strong Trustpilot feedback and a favorable historical large-commercial survey result. Neither directly measures today’s US small-business service. Reviewed 2026-09-25. Review Score: 9.3 / 10 from 3 rated sources, equally weighted. - Broker Spot Score: 5.5 / 10. [Assessment](https://spot.insure/insurance-providers/gallagher/reliability). ## [Harper Reviews 2026](https://spot.insure/insurance-providers/harper/reviews) Harper has no usable independent review consensus in the sources checked. Ask for customer references and a clear service commitment before choosing it. Reviewed 2026-09-25. Review Score: not enough ratings. - Broker Spot Score: Conflicting Evidence. [Assessment](https://spot.insure/insurance-providers/harper/reliability). ## [Heffernan Insurance Brokers Reviews 2026](https://spot.insure/insurance-providers/heffernan/reviews) Heffernan’s available review sample is small and local, with a low Google rating for one office. Check the team that would actually serve your business. Reviewed 2026-09-25. Review Score: 5.2 / 10 from 1 rated source, equally weighted. - Broker Spot Score: 5.0 / 10. [Assessment](https://spot.insure/insurance-providers/heffernan/reliability). ## [Hiscox Reviews 2026](https://spot.insure/insurance-providers/hiscox/reviews) Hiscox’s review results are sharply divided: low Trustpilot and ConsumerAffairs scores contrast with strong Feefo feedback. Service quality deserves closer scrutiny before purchase. Reviewed 2026-09-25. Review Score: 6.3 / 10 from 4 rated sources, equally weighted. - Broker Spot Score: 5.4 / 10. [Assessment](https://spot.insure/insurance-providers/hiscox/reliability). - Carrier & MGA Spot Score: 6.7 / 10. [Assessment](https://spot.insure/insurance-providers/hiscox/reliability). ## [HUB International Reviews 2026](https://spot.insure/insurance-providers/hub-international/reviews) HUB’s review evidence is too fragmented to support a firmwide service verdict. Evaluate the local office and account team you would use. Reviewed 2026-09-25. Review Score: not enough ratings. - Broker Spot Score: 5.5 / 10. [Assessment](https://spot.insure/insurance-providers/hub-international/reliability). ## [Kinro Reviews 2026](https://spot.insure/insurance-providers/kinro/reviews) Kinro displays a 5-star Google rating on its own site without a verifiable count or profile link. Independent review evidence is too thin to rely on that claim. Reviewed 2026-09-25. Review Score: not enough ratings. - Broker Spot Score: 5.0 / 10. [Assessment](https://spot.insure/insurance-providers/kinro/reliability). ## [Layr Reviews 2026](https://spot.insure/insurance-providers/layr/reviews) Layr has too little attributable independent feedback to judge its service. Public review sites offer limited help with this decision. Reviewed 2026-09-25. Review Score: not enough ratings. - Broker Spot Score: 5.6 / 10. [Assessment](https://spot.insure/insurance-providers/layr/reliability). ## [Lockton Reviews 2026](https://spot.insure/insurance-providers/lockton/reviews) Lockton’s reviews vary by office and entity. Local Google-derived ratings provide some service feedback, but no reliable firmwide verdict. Reviewed 2026-09-25. Review Score: 8.4 / 10 from 3 rated sources, equally weighted. - Broker Spot Score: 5.6 / 10. [Assessment](https://spot.insure/insurance-providers/lockton/reliability). ## [Marsh Reviews 2026](https://spot.insure/insurance-providers/marsh/reviews) Marsh’s global Trustpilot profile has a poor 1.3/5 score. Treat it as a service warning to investigate with your proposed team; it does not isolate US commercial accounts. Reviewed 2026-09-25. Review Score: 5.8 / 10 from 2 rated sources, equally weighted. - Broker Spot Score: 5.6 / 10. [Assessment](https://spot.insure/insurance-providers/marsh/reliability). ## [Mylo Reviews 2026](https://spot.insure/insurance-providers/mylo/reviews) Mylo has strong feedback on its Kansas City Birdeye listing, while its tiny Trustpilot sample is negative. Most available feedback mixes personal and business insurance. Reviewed 2026-09-25. Review Score: 7.7 / 10 from 2 rated sources, equally weighted. - Broker Spot Score: 5.0 / 10. [Assessment](https://spot.insure/insurance-providers/mylo/reliability). ## [Newfront Reviews 2026](https://spot.insure/insurance-providers/newfront/reviews) Newfront has too little firmwide customer feedback for a reliable review verdict. An individual agent’s BBB grade does not establish the wider company’s service quality. Reviewed 2026-09-25. Review Score: 10.0 / 10 from 1 rated source, equally weighted. - Broker Spot Score: 5.0 / 10. [Assessment](https://spot.insure/insurance-providers/newfront/reliability). ## [Pie Insurance Reviews 2026](https://spot.insure/insurance-providers/pie-insurance/reviews) Pie’s service record raises clear concerns: elevated regulator complaints reported by NerdWallet, 1.7/5 on Trustpilot and an F from BBB. Investigate billing, cancellation and complaint handling before buying. Reviewed 2026-09-25. Review Score: 1.7 / 10 from 2 rated sources, equally weighted. - Broker Spot Score: 5.3 / 10. [Assessment](https://spot.insure/insurance-providers/pie-insurance/reliability). - Carrier & MGA Spot Score: 6.3 / 10. [Assessment](https://spot.insure/insurance-providers/pie-insurance/reliability). ## [Relm Insurance Reviews 2026](https://spot.insure/insurance-providers/relm/reviews) Relm has too little independent review evidence to judge customer service. Request references from businesses with similar risks before choosing it. Reviewed 2026-09-25. Review Score: not enough ratings. - Broker Spot Score: 5.3 / 10. [Assessment](https://spot.insure/insurance-providers/relm/reliability). - Carrier & MGA Spot Score: 6.1 / 10. [Assessment](https://spot.insure/insurance-providers/relm/reliability). ## [Resilience Reviews 2026](https://spot.insure/insurance-providers/resilience/reviews) Resilience has no usable provider-specific review consensus in the sources checked. Confirm service and claims support directly with the insurance team. Reviewed 2026-09-25. Review Score: not enough ratings. - Broker Spot Score: 5.0 / 10. [Assessment](https://spot.insure/insurance-providers/resilience/reliability). ## [RiskCube Reviews 2026](https://spot.insure/insurance-providers/riskcube/reviews) RiskCube has too little independent customer feedback for a reliable verdict. Ask for comparable customer references and clear support commitments. Reviewed 2026-09-25. Review Score: not enough ratings. - Broker Spot Score: 5.9 / 10. [Assessment](https://spot.insure/insurance-providers/riskcube/reliability). ## [Risklytics Reviews 2026](https://spot.insure/insurance-providers/risklytics/reviews) Risklytics has too little independent review evidence to assess customer experience. Verify service expectations directly before relying on the platform. Reviewed 2026-09-25. Review Score: not enough ratings. - Broker Spot Score: 5.4 / 10. [Assessment](https://spot.insure/insurance-providers/risklytics/reliability). ## [StartupInsurance.ai Reviews 2026](https://spot.insure/insurance-providers/startupinsurance/reviews) StartupInsurance.ai has no established independent review consensus in the sources checked. Buyer references are more useful than public ratings here. Reviewed 2026-09-25. Review Score: not enough ratings. - Broker Spot Score: 4.9 / 10. [Assessment](https://spot.insure/insurance-providers/startupinsurance/reliability). ## [TechInsurance Reviews 2026](https://spot.insure/insurance-providers/techinsurance/reviews) TechInsurance’s available ratings are favorable, with praise for broker guidance. The feedback supports its shopping service more than any particular insurer’s claims handling. Reviewed 2026-09-25. Review Score: 9.1 / 10 from 2 rated sources, equally weighted. - Broker Spot Score: 5.0 / 10. [Assessment](https://spot.insure/insurance-providers/techinsurance/reliability). ## [The Hartford Reviews 2026](https://spot.insure/insurance-providers/the-hartford/reviews) The Hartford’s service record is mixed: NerdWallet rates it 4.5/5 but reports below-average small-business satisfaction. Low Trustpilot ratings add a service concern, although they mix policy types. Reviewed 2026-09-25. Review Score: 4.9 / 10 from 5 rated sources, equally weighted. - Carrier & MGA Spot Score: 7.3 / 10. [Assessment](https://spot.insure/insurance-providers/the-hartford/reliability). ## [Travelers Reviews 2026](https://spot.insure/insurance-providers/travelers/reviews) Travelers earns 4.5/5 from NerdWallet, but customer feedback is poor: 1.4/5 on Trustpilot and 1.3/5 for homeowners on ConsumerAffairs. Those reviews mostly concern personal insurance. Reviewed 2026-09-25. Review Score: 4.8 / 10 from 3 rated sources, equally weighted. - Carrier & MGA Spot Score: 6.1 / 10. [Assessment](https://spot.insure/insurance-providers/travelers/reliability). ## [USI Insurance Services Reviews 2026](https://spot.insure/insurance-providers/usi/reviews) USI’s public feedback is too sparse and office-specific for a firmwide verdict. Check the local team’s responsiveness and experience with your type of business. Reviewed 2026-09-25. Review Score: 6.4 / 10 from 1 rated source, equally weighted. - Broker Spot Score: 5.3 / 10. [Assessment](https://spot.insure/insurance-providers/usi/reliability). ## [Vouch Reviews 2026](https://spot.insure/insurance-providers/vouch/reviews) Vouch’s four Trustpilot reviews are too few to establish consistent service quality. Ask for references and clarify support after placement. Reviewed 2026-09-25. Review Score: 6.6 / 10 from 1 rated source, equally weighted. - Broker Spot Score: 5.0 / 10. [Assessment](https://spot.insure/insurance-providers/vouch/reliability). ## [WithCoverage Reviews 2026](https://spot.insure/insurance-providers/withcoverage/reviews) WithCoverage has no established independent review consensus in the sources checked. Request customer references and confirm the service you will receive. Reviewed 2026-09-25. Review Score: not enough ratings. - Broker Spot Score: 5.0 / 10. [Assessment](https://spot.insure/insurance-providers/withcoverage/reliability). ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-reviews.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)