---
title: "Zurich U.S. Crime Insurance"
description: "What Zurich U.S. Crime Insurance covers, who it’s for, and its risk services, cited to Zurich U.S.’s own published sources."
canonical: "https://spot.insure/insurance-providers/zurich/crime"
page-type: "offering-page"
updated-at: "2026-09-29"
---

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[Human-readable page](https://spot.insure/insurance-providers/zurich/crime)

# Zurich U.S. Crime Insurance

Zurich Commercial Crime Insurance

## Who It’s For

- Zurich offers commercial crime insurance as standalone policies and as package solutions for public and private companies. [1](https://www.zurichna.com/insurance/management-liability/crime-insurance "Commercial Crime & Fidelity Insurance Coverage | Zurich U.S.") (Evidence: Company-reported; scope: Zurich U.S. brand; issuer varies by product/state; Commercial Crime Insurance; United States. Product structure and company class only; terms, underwriting and availability vary.)

## Coverage Features

- Zurich describes employee-theft coverage for direct loss or damage to money, securities or property caused by employee theft or forgery. [1](https://www.zurichna.com/insurance/management-liability/crime-insurance "Commercial Crime & Fidelity Insurance Coverage | Zurich U.S.") (Evidence: Company-reported; scope: Zurich U.S. brand; issuer varies by product/state; Commercial Crime Insurance; United States. Summary only; form definitions, exclusions, limits and conditions control.)
- Zurich describes computer-fraud losses as loss of or damage to money, securities or property resulting directly from computer use to fraudulently cause a transfer originating from the insured’s business or banking premises. It separately describes Funds Transfer Fraud as direct loss of money or securities from fraudulent instructions to a financial institution to transfer funds from the insured’s transfer account. Policy forms govern. [1](https://www.zurichna.com/insurance/management-liability/crime-insurance "Commercial Crime & Fidelity Insurance Coverage | Zurich U.S.") (Evidence: Company-reported; scope: Zurich U.S. brand; issuer varies by product/state; Commercial Crime Insurance; United States. These are the page’s summary descriptions, not policy definitions. Actual definitions, causation requirements, exclusions and limits are in policy forms.)

## Risk Services

- Zurich Resilience Solutions offers crime-risk assessment services intended to identify vulnerabilities, followed by specialist recommendations for crime resilience. [1](https://www.zurichna.com/insurance/management-liability/crime-insurance "Commercial Crime & Fidelity Insurance Coverage | Zurich U.S.") (Evidence: Company-reported; scope: Zurich U.S. brand; exact risk-service provider/issuer relationship not mapped; Commercial Crime Insurance risk-assessment service; United States. Company-described service; no guarantee of loss prevention and no insured coverage grant.)

## Other Zurich U.S. Coverage Lines

- [Zurich U.S. Builders Risk Insurance](https://spot.insure/insurance-providers/zurich/builders-risk)
- [Zurich U.S. Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/zurich/professional-errors-omissions)

## Related

- [Zurich U.S. Profile](https://spot.insure/insurance-providers/zurich)
- [Zurich U.S. Reliability](https://spot.insure/insurance-providers/zurich/reliability)
- [Zurich U.S. Alternatives](https://spot.insure/insurance-providers/zurich/alternatives)
- [Coverage Guide: Crime](https://spot.insure/coverage/crime)

## Sources

1. [Commercial Crime & Fidelity Insurance Coverage | Zurich U.S.](https://www.zurichna.com/insurance/management-liability/crime-insurance) Zurich U.S.; Crime product, standalone/package availability, loss examples, risk assessment services. Accessed 2026-09-28.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/insurance-providers/zurich/crime.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
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- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)