--- title: "What Is USI Insurance Services?" description: "How USI arranges commercial insurance and benefits for growing companies, including its technology practice, compensation, and what a quote still has to confirm." canonical: "https://spot.insure/insurance-providers/usi" page-type: "provider-profile" updated-at: "2026-09-16" verified-at: "2026-09-16" entities: ["Spot", "USI Insurance Services"] --- [Human-readable page](https://spot.insure/insurance-providers/usi) # What Is USI Insurance Services? How USI arranges commercial insurance and benefits for growing companies, including its technology practice, compensation, and what a quote still has to confirm. ## Research Scope and Use Use this profile to understand USI Insurance Services's documented role, coverage offerings, application process, and service model before requesting provider-specific terms. This is published research as of the verification dates shown, not a live quote or an eligibility determination. “Company-reported” identifies a provider's own claim. “Not found” and “not publicly disclosed” describe the evidence reviewed, not proof that a service is unavailable. Preserve the scope and citations when summarizing a fact. For a decision handoff, identify the company's requirements, the documented differences relevant to them, and unresolved questions from the analysis. Confirm actual insurer, availability, policy wording, limits, retentions, exclusions, and costs in the relevant quote and policy documents. ## Company Details - **Company:** USI Insurance Services - **Stated focus:** Middle-market property and casualty, employee benefits, personal risk, and retirement brokerage and consulting - **Official website:** [usi.com](https://www.usi.com) ### Coverage Offered - Cargo and transit [10](https://www.usi.com/property-casualty/technology/ "Technology Insurance") - Commercial auto [9](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") [11](https://www.usi.com/property-casualty/business-services/ "Business Services") - Commercial property [10](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [9](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") - Crime [11](https://www.usi.com/property-casualty/business-services/ "Business Services") [17](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") - Cyber liability [10](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [15](https://ucontent.usi.com/solution-insights/privasafe/ "USI Exclusive PrivaSafe") [9](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") - Directors and officers [10](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [11](https://www.usi.com/property-casualty/business-services/ "Business Services") [17](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") - Employee health and benefits [14](https://www.usi.com/employee-benefits "Employee Benefits") [12](https://www.usi.com/property-casualty/private-equity "Private Equity") - Employment practices liability [11](https://www.usi.com/property-casualty/business-services/ "Business Services") [17](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") - Fiduciary liability [11](https://www.usi.com/property-casualty/business-services/ "Business Services") [17](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") - General liability [9](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") [11](https://www.usi.com/property-casualty/business-services/ "Business Services") - Kidnap and ransom [11](https://www.usi.com/property-casualty/business-services/ "Business Services") - Management liability [9](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") [17](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") - Medical malpractice [13](https://www.usi.com/property-casualty/healthcare/ "Healthcare") - Product liability [10](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [9](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") - Professional liability / E&O [11](https://www.usi.com/property-casualty/business-services/ "Business Services") - Representations and warranties [12](https://www.usi.com/property-casualty/private-equity "Private Equity") - Surety bonds [13](https://www.usi.com/property-casualty/healthcare/ "Healthcare") - Technology errors and omissions [10](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [16](https://www.usi.com/executive-insights/executive-series-articles/featured/property-casualty/q4-2023/protect-your-organization-from-increasing-third-party-cyber-exposures/ "Protect Your Organization From Increasing Third-Party Cyber Exposures") - Umbrella and excess liability [9](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") [11](https://www.usi.com/property-casualty/business-services/ "Business Services") - Workers’ compensation [9](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") [11](https://www.usi.com/property-casualty/business-services/ "Business Services") USI describes itself as a U.S. insurance brokerage and consulting firm that arranges property and casualty, employee benefits, personal risk, program, and retirement solutions. The reviewed official pages do not identify USI as the insurer that issues commercial policies. [2](https://www.usi.com/about-usi "The Power of ONE") [1](https://www.usi.com/ "Insurance Brokerage and Consulting") [8](https://www.usi.com/commissions-fees/ "Commissions and Fees") [21](https://www.prnewswire.com/news-releases/aon-to-acquire-usi-to-establish-the-premier-us-middle-market-platform-302864628.html "Aon to acquire USI to establish the premier U.S. middle-market platform") (Evidence: Company-reported; scope: Brand and operating description on current USI about and homepage materials, plus the 31 August 2026 Aon announcement’s About USI text. Role of any affiliate insurer is outside this fact.; verified: 2026-09-16.) USI says it has served over 500,000 clients nationwide and positions itself as a middle-market brokerage and consulting firm. Its Technology practice describes clients including software, hardware, networking, semiconductors, or communications companies from early seed stage through IPO. Public pages do not publish a minimum revenue, headcount, or California-startup eligibility screen. [2](https://www.usi.com/about-usi "The Power of ONE") [10](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [21](https://www.prnewswire.com/news-releases/aon-to-acquire-usi-to-establish-the-premier-us-middle-market-platform-302864628.html "Aon to acquire USI to establish the premier U.S. middle-market platform") (Evidence: Company-reported; scope: Company marketing of client types. Not an underwriting appetite or guaranteed acceptance statement.; verified: 2026-09-16.) You typically reach the firm by emailing a practice inbox or a local office rather than completing an online application. [10](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [5](https://www.usi.com/contact-us/ "Contact Us") ## Pros and Cons ### Pros - **A dedicated technology practice with a seed-to-IPO range.** The practice lists software, hardware, networking, semiconductors, and communications clients and names the lines it places for them, including technology errors and omissions, directors and officers, cargo, and PrivaSafe cyber. That gives a founder a concrete set of products to ask about, instead of a generic “business insurance” label. [10](https://www.usi.com/property-casualty/technology/ "Technology Insurance") - **Published producer-compensation rules you can request in writing.** USI states that it is customarily paid by the insurer as a percentage of premium and that additional contingent compensation may apply. It also says you can ask for the nature and source of expected compensation, including on alternative quotes. That is a usable question for a Bay Area finance team comparing brokers. [8](https://www.usi.com/commissions-fees/ "Commissions and Fees") - **Named advisory and risk-control methods.** USI ONE is described as analytics plus a networked specialist team and a planning process. PATH is described as a risk-control platform that maps loss drivers and vendor solutions. Those are process claims, not proof of better claims results, but they are specific enough to test in a pitch. [3](https://www.usi.com/about-usi/the-power-of-one/the-usi-one-advantage/ "The USI ONE Advantage") [18](https://www.usi.com/executive-insights/executive-series-articles/featured/property-casualty/q4-2024/reduce-claims-and-costs-by-optimizing-your-risk-control/ "Reduce Claims and Costs by Optimizing Your Risk Control") - **Claims reporting paths are documented.** Commercial clients are told to use their USI office or claims representative, and a claims kit distinguishes lines that go straight to the insurer from lines where USI’s team should be involved, including cyber and management liability. [5](https://www.usi.com/contact-us/ "Contact Us") [19](https://www.usi.com/siteassets/2021-claims-reporting-guidelines.pdf "Client Emergency Preparedness Claims Kit") ### Cons - **No public online quote or published price.** Starting a conversation requires an email or office contact, and the website message box is explicitly unsecured. You cannot compare a complete USI offer from the public site alone. [5](https://www.usi.com/contact-us/ "Contact Us") [10](https://www.usi.com/property-casualty/technology/ "Technology Insurance") - **Placing insurers are not named.** PrivaSafe and the technology catalogue do not identify the carrier that would issue a California startup’s policy. A 2021 claims directory of carrier phone numbers is not a current market list. [15](https://ucontent.usi.com/solution-insights/privasafe/ "USI Exclusive PrivaSafe") [19](https://www.usi.com/siteassets/2021-claims-reporting-guidelines.pdf "Client Emergency Preparedness Claims Kit") - **California product eligibility is unresolved on the practice pages.** USI markets a national office network and company materials print a California license number, but those facts do not establish admitted versus surplus-lines placement, surplus-lines broker identity, or that every listed technology product is available to a California-domiciled company. [4](https://www.usi.com/about-usi/locations "Find a USI office near you") [22](https://info.usi.com/rs/121-VCO-807/images/Gyalzen_Phurba%2007-21.pdf "USI Insurance Services LLC associate biography (San Francisco)") - **Ownership is in transition.** Aon announced an agreement to acquire USI with an expected fourth-quarter 2026 close, while both firms continue to operate independently until closing. Service-team, data-handling, and engagement-letter questions should be asked against that pending change. [21](https://www.prnewswire.com/news-releases/aon-to-acquire-usi-to-establish-the-premier-us-middle-market-platform-302864628.html "Aon to acquire USI to establish the premier U.S. middle-market platform") ## How It Works USI’s commissions page states that, as a licensed insurance producer, it may advise on insurance contracts, sell insurance, and obtain coverages for clients. Privacy and staff materials identify the operating company as USI Insurance Services LLC. Current California producer-license status remains independently unverified. [8](https://www.usi.com/commissions-fees/ "Commissions and Fees") [7](https://www.usi.com/privacy/ "Privacy") [22](https://info.usi.com/rs/121-VCO-807/images/Gyalzen_Phurba%2007-21.pdf "USI Insurance Services LLC associate biography (San Francisco)") (Evidence: Company-reported; scope: Producer role as described by USI. Does not verify license class, surplus-lines authority, or appointment status.; verified: 2026-09-16.) USI does not publish a self-serve commercial quote flow on the reviewed pages. Technology and P&C inquiries are directed to pcinquiries@usi.com or a local office. The contact page includes a website message box that USI warns is not secured in transit and should not be used for sensitive information. Small- and medium-sized management-liability inquiries are also directed to Select.Business@usi.com. No public binding timetable or online eligibility tool was found. [10](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [9](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") [5](https://www.usi.com/contact-us/ "Contact Us") [17](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Public inquiry paths as of access date. Not an application completeness or speed claim.; verified: 2026-09-16.) Once engaged, USI describes a team-based planning process rather than a bind-it-yourself portal. USI describes USI ONE as a proprietary consultative process that combines Omni analytics, a national network of specialists, and an enterprise planning process. Technology and P&C pages say clients receive tailored recommendations aimed at total cost of risk. Those are company descriptions of advisory method, not independently verified service outcomes. [3](https://www.usi.com/about-usi/the-power-of-one/the-usi-one-advantage/ "The USI ONE Advantage") [10](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [9](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") (Evidence: Company-reported; scope: Company-described brokerage and consulting process. Savings or outcome figures in case studies are not adopted as independent findings.; verified: 2026-09-16.) On 31 August 2026, Aon plc announced a definitive agreement to acquire USI from KKR and other shareholders for a $17.0 billion purchase price, with closing expected in the fourth quarter of 2026 subject to customary conditions including regulatory approvals. Aon stated that Aon and USI will continue to operate independently until the closing date. The reviewed announcement does not establish that the transaction has closed. [21](https://www.prnewswire.com/news-releases/aon-to-acquire-usi-to-establish-the-premier-us-middle-market-platform-302864628.html "Aon to acquire USI to establish the premier U.S. middle-market platform") (Evidence: Company-reported; scope: Announced transaction status as of the 31 August 2026 release. Does not change a buyer’s existing policy terms by itself.; verified: 2026-09-16.) Until closing, treat USI as a separate brokerage from Aon. After closing, confirm which legal entity, producer license, and service team appear on your policies and certificates. [21](https://www.prnewswire.com/news-releases/aon-to-acquire-usi-to-establish-the-premier-us-middle-market-platform-302864628.html "Aon to acquire USI to establish the premier U.S. middle-market platform") [7](https://www.usi.com/privacy/ "Privacy") ## Coverage and Availability USI’s Technology practice lists insurance placement for property; business income and contingent business income; worldwide cargo and stock; errors and omissions; product liability; directors and officers liability; network security / USI PrivaSafe; and international. Those labels describe brokerage services. Limits, exclusions, insurer, and whether a given startup qualifies remain in a quote and policy. [10](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [15](https://ucontent.usi.com/solution-insights/privasafe/ "USI Exclusive PrivaSafe") (Evidence: Company-reported; scope: Technology practice product list on usi.com as of access date. International is listed as a service theme, not a shared coverage-line key.; verified: 2026-09-16.) USI PrivaSafe is marketed as a customized, manuscripted cyber and privacy solution with pre- and post-breach services. The public PrivaSafe page does not name the issuing insurer or state-by-state availability. [15](https://ucontent.usi.com/solution-insights/privasafe/ "USI Exclusive PrivaSafe") [16](https://www.usi.com/executive-insights/executive-series-articles/featured/property-casualty/q4-2023/protect-your-organization-from-increasing-third-party-cyber-exposures/ "Protect Your Organization From Increasing Third-Party Cyber Exposures") For smaller companies, USI also markets ExecuSafe as a way to place directors and officers and other management-liability coverages, including employment practices, fiduciary, and crime. [17](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") USI’s commercial property and casualty pages describe advice and placement on workers’ compensation, property, general liability, auto liability, umbrella/excess, executive and professional risks, cyber, environmental, product liability, and related claims and risk-control services. Other industry pages add employment practices, crime, fiduciary, professional E&O, kidnap and ransom, representations and warranties, medical professional (malpractice) liability, and required bonding in the healthcare practice. Availability and wording vary by client, insurer, and jurisdiction. [9](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") [11](https://www.usi.com/property-casualty/business-services/ "Business Services") [12](https://www.usi.com/property-casualty/private-equity "Private Equity") [13](https://www.usi.com/property-casualty/healthcare/ "Healthcare") [17](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Catalogue of marketed brokerage lines from current official practice pages. Environmental and international labels are not mapped to separate shared coverage keys.; verified: 2026-09-16.) USI’s employee-benefits practice describes consulting to design, price, and administer employer benefit programs, including underwriting analytics, HR administration support, population health, compliance/healthcare reform guidance, pharmacy and ancillary consulting. The private-equity practice separately lists employee health and welfare insurance services after a transaction. These pages describe consulting and placement services, not a specific insured health plan or carrier. [14](https://www.usi.com/employee-benefits "Employee Benefits") [12](https://www.usi.com/property-casualty/private-equity "Private Equity") (Evidence: Company-reported; scope: Employer-sponsored benefits brokerage/consulting. Not individual health insurance.; verified: 2026-09-16.) USI states that it is headquartered at 100 Summit Lake Drive, Suite 400, Valhalla, New York, with more than 10,000 professionals across over 200 U.S. offices, and that it serves every state. That is a company description of its office network and service footprint. It does not, by itself, establish that a particular commercial product is admitted, surplus-lines, or otherwise available in California or any other named state. [4](https://www.usi.com/about-usi/locations "Find a USI office near you") [2](https://www.usi.com/about-usi "The Power of ONE") [5](https://www.usi.com/contact-us/ "Contact Us") [1](https://www.usi.com/ "Insurance Brokerage and Consulting") (Evidence: Company-reported; scope: Headquarters and U.S. office-network claims on current official pages.; verified: 2026-09-16.) A USI Insurance Services LLC staff biography lists a San Francisco office and prints CA DOI License # 0G11911. The reviewed usi.com practice pages do not state which commercial products are available to California-domiciled startups, whether placements are admitted or surplus lines, or which licensed entity would appear on a California policy. Current California producer-license status remains independently unverified. A California office address is not treated as product eligibility. [22](https://info.usi.com/rs/121-VCO-807/images/Gyalzen_Phurba%2007-21.pdf "USI Insurance Services LLC associate biography (San Francisco)") [10](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [9](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") [4](https://www.usi.com/about-usi/locations "Find a USI office near you") (Evidence: Company-reported; scope: Unresolved California contracting route for commercial P&C and benefits. Company-reported license number only.; verified: 2026-09-16.) ## Service and Compensation Unless otherwise negotiated, USI says compensation for placing coverage is customarily a commission calculated as a percentage of premium and paid by the insurer. It may also receive additional monetary and non-monetary compensation from insurers or intermediaries (including affiliates), which can be contingent on volume, profitability, or other factors, and some agreements include growth or distribution incentives. Clients may request the nature and source of expected compensation, including on alternative quotes. Standard commission percentages and fee schedules for startup accounts are not published. [8](https://www.usi.com/commissions-fees/ "Commissions and Fees") (Evidence: Company-reported; scope: USI’s published producer-compensation disclosure. Account-specific amounts require a proposal.; verified: 2026-09-16.) Ask whether your account would be commission-only, a negotiated fee, or a mix, and whether any USI affiliate intermediary would sit in the placement chain. [8](https://www.usi.com/commissions-fees/ "Commissions and Fees") USI PATH is described as a proprietary risk-control platform that presents industry loss drivers, improvement areas by coverage line, and curated vendor solutions with preferred pricing and ROI projections. The homepage also markets PATH as guiding clients through risk control from identifying sources of loss to targeting solutions. Performance, ROI, and premium-reduction claims on those pages are company-reported. [18](https://www.usi.com/executive-insights/executive-series-articles/featured/property-casualty/q4-2024/reduce-claims-and-costs-by-optimizing-your-risk-control/ "Reduce Claims and Costs by Optimizing Your Risk Control") [1](https://www.usi.com/ "Insurance Brokerage and Consulting") (Evidence: Company-reported; scope: Risk-control tool as marketed. Access for a given client is not specified on the public pages.; verified: 2026-09-16.) USI’s contact page tells people seeking claims assistance to contact the appropriate USI office. A May 2021 claims kit instructs clients to report property, workers’ compensation, general liability, and commercial auto claims to the insurance company, and to involve the USI account team or claims consultant for environmental, executive/management liability, professional liability/E&O, and cyber. Natural-disaster guidance likewise points commercial P&C clients to their claims representative or client service team. The materials describe reporting assistance, not claims-handling quality or authority to settle. [5](https://www.usi.com/contact-us/ "Contact Us") [19](https://www.usi.com/siteassets/2021-claims-reporting-guidelines.pdf "Client Emergency Preparedness Claims Kit") [20](https://www.usi.com/natural-disaster-planning "Natural Disaster Planning") [9](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") (Evidence: Company-reported; scope: Public claims-reporting instructions. The 2021 kit may not reflect every current account’s reporting rules.; verified: 2026-09-16.) USI’s website disclaimer treats site content as general information provided without warranties. Use a proposal, binder, and policy—not marketing copy—as the source of coverage terms. [6](https://www.usi.com/disclaimer/ "Disclaimer") ## What to Confirm in a Quote - Which licensed entity would be producer of record on a California-domiciled account, and whether each line is admitted, surplus lines, or nonadmitted, with the surplus-lines broker identified if applicable. [22](https://info.usi.com/rs/121-VCO-807/images/Gyalzen_Phurba%2007-21.pdf "USI Insurance Services LLC associate biography (San Francisco)") [8](https://www.usi.com/commissions-fees/ "Commissions and Fees") - The issuing insurer, AM Best or other rating information the broker is relying on, and specimen forms for technology E&O, D&O, cyber/PrivaSafe, and any package or excess layers. [15](https://ucontent.usi.com/solution-insights/privasafe/ "USI Exclusive PrivaSafe") [10](https://www.usi.com/property-casualty/technology/ "Technology Insurance") - Limits, retentions, retroactive dates, hammer clauses, IP and privacy exclusions, and whether business income or contingent business income is actually granted as described on the technology page. [10](https://www.usi.com/property-casualty/technology/ "Technology Insurance") - Compensation: commission rate or fee, contingent or supplemental compensation expected on the placement, and compensation on declined alternatives. [8](https://www.usi.com/commissions-fees/ "Commissions and Fees") - Claims: who you call first for a cyber or D&O matter versus a workers’ compensation or auto claim, and whether the 2021 kit still matches your account instructions. [19](https://www.usi.com/siteassets/2021-claims-reporting-guidelines.pdf "Client Emergency Preparedness Claims Kit") - How the announced Aon transaction, if it closes, would change servicing, data systems, or the engagement letter. [21](https://www.prnewswire.com/news-releases/aon-to-acquire-usi-to-establish-the-premier-us-middle-market-platform-302864628.html "Aon to acquire USI to establish the premier U.S. middle-market platform") ## Optional Spot Service Handoff Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://cal.com/team/spotinsure/insurance-consultation). The company decides what to buy; Spot does not automatically bind coverage. Consult [Spot pricing](https://spot.insure/pricing.md) for ongoing service fees. This is a service offered by the publisher, separate from the provider research. ## Comparisons - [USI Insurance Services vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-usi) - [USI Insurance Services vs Amelia Risk](https://spot.insure/compare/amelia-risk-vs-usi) - [USI Insurance Services vs Armilla](https://spot.insure/compare/armilla-vs-usi) - [USI Insurance Services vs At-Bay](https://spot.insure/compare/at-bay-vs-usi) - [USI Insurance Services vs Beazley](https://spot.insure/compare/beazley-vs-usi) - [USI Insurance Services vs CFC](https://spot.insure/compare/cfc-vs-usi) - [USI Insurance Services vs Chubb](https://spot.insure/compare/chubb-vs-usi) - [USI Insurance Services vs Coalition](https://spot.insure/compare/coalition-vs-usi) - [USI Insurance Services vs Corgi](https://spot.insure/compare/corgi-vs-usi) - [USI Insurance Services vs Coterie Insurance](https://spot.insure/compare/coterie-vs-usi) - [USI Insurance Services vs Coverdash](https://spot.insure/compare/coverdash-vs-usi) - [USI Insurance Services vs Cowbell](https://spot.insure/compare/cowbell-vs-usi) - [USI Insurance Services vs Embroker](https://spot.insure/compare/embroker-vs-usi) - [USI Insurance Services vs Founder Shield](https://spot.insure/compare/foundershield-vs-usi) - [USI Insurance Services vs Gallagher](https://spot.insure/compare/gallagher-vs-usi) - [USI Insurance Services vs Harper](https://spot.insure/compare/harper-vs-usi) - [USI Insurance Services vs Heffernan Insurance Brokers](https://spot.insure/compare/heffernan-vs-usi) - [USI Insurance Services vs Hiscox](https://spot.insure/compare/hiscox-vs-usi) - [USI Insurance Services vs HUB International](https://spot.insure/compare/hub-international-vs-usi) - [USI Insurance Services vs Kinro](https://spot.insure/compare/kinro-vs-usi) - [USI Insurance Services vs Layr](https://spot.insure/compare/layr-vs-usi) - [USI Insurance Services vs Lockton](https://spot.insure/compare/lockton-vs-usi) - [USI Insurance Services vs Marsh](https://spot.insure/compare/marsh-vs-usi) - [USI Insurance Services vs Mylo](https://spot.insure/compare/mylo-vs-usi) - [USI Insurance Services vs Newfront](https://spot.insure/compare/newfront-vs-usi) - [USI Insurance Services vs ERGO NEXT Insurance](https://spot.insure/compare/next-insurance-vs-usi) - [USI Insurance Services vs Pie Insurance](https://spot.insure/compare/pie-insurance-vs-usi) - [USI Insurance Services vs Relm Insurance](https://spot.insure/compare/relm-vs-usi) - [USI Insurance Services vs Resilience](https://spot.insure/compare/resilience-vs-usi) - [USI Insurance Services vs RiskCube](https://spot.insure/compare/riskcube-vs-usi) - [USI Insurance Services vs Risklytics](https://spot.insure/compare/risklytics-vs-usi) - [USI Insurance Services vs StartupInsurance.ai](https://spot.insure/compare/startupinsurance-vs-usi) - [USI Insurance Services vs TechInsurance](https://spot.insure/compare/techinsurance-vs-usi) - [USI Insurance Services vs The Hartford](https://spot.insure/compare/the-hartford-vs-usi) - [USI Insurance Services vs Travelers](https://spot.insure/compare/travelers-vs-usi) - [USI Insurance Services vs Vouch](https://spot.insure/compare/usi-vs-vouch) - [USI Insurance Services vs WithCoverage](https://spot.insure/compare/usi-vs-withcoverage) ## Sources ### [USI Insurance Services Official Website](https://www.usi.com) 1. [Insurance Brokerage and Consulting](https://www.usi.com/). USI Insurance Services; Practice tiles for property and casualty, employee benefit consulting, personal risk, PATH, and Valhalla headquarters footer. Accessed 2026-09-16. 2. [The Power of ONE](https://www.usi.com/about-usi). USI Insurance Services; History, client-count, nationwide office, and P&C / benefits / personal risk / retirement description. Accessed 2026-09-16. 3. [The USI ONE Advantage](https://www.usi.com/about-usi/the-power-of-one/the-usi-one-advantage/). USI Insurance Services; Omni, Network, and Enterprise planning process description. Accessed 2026-09-16. 4. [Find a USI office near you](https://www.usi.com/about-usi/locations). USI Insurance Services; More than 10,000 professionals, over 200 U.S. offices, serving every state. Accessed 2026-09-16. 5. [Contact Us](https://www.usi.com/contact-us/). USI Insurance Services; Unsecured website message note, Valhalla corporate office, claims-assistance instruction to contact a USI office. Accessed 2026-09-16. 6. [Disclaimer](https://www.usi.com/disclaimer/). USI Insurance Services; General-information disclaimer and no-warranty language. Accessed 2026-09-16. 7. [Privacy](https://www.usi.com/privacy/). USI Insurance Services; Privacy notice identifying USI Insurance Services, California appendix, and disclosure of personal information to insurance carriers as needed to provide services. Accessed 2026-09-16. 8. [Commissions and Fees](https://www.usi.com/commissions-fees/). USI Insurance Services; Licensed-producer authority, insurer-paid commission default, contingent compensation, and client request right. Accessed 2026-09-16. 9. [P&C Insurance and Risk Consulting](https://www.usi.com/property-casualty). USI Insurance Services; Listed P&C risk exposures, claim advocates, and pcinquiries@usi.com contact. Accessed 2026-09-16. 10. [Technology Insurance](https://www.usi.com/property-casualty/technology/). USI Insurance Services; Technology practice client types, seed-to-IPO range, and listed insurance placement lines including PrivaSafe. Accessed 2026-09-16. 11. [Business Services](https://www.usi.com/property-casualty/business-services/). USI Insurance Services; Listed coverage solutions including D&O, EPL, crime, fiduciary, E&O, cyber, kidnap and ransom, and claim advocacy. Accessed 2026-09-16. 12. [Private Equity](https://www.usi.com/property-casualty/private-equity). USI Insurance Services; Representations and warranties insurance, employee benefits due diligence, and post-close P&C and benefits servicing. Accessed 2026-09-16. 13. [Healthcare](https://www.usi.com/property-casualty/healthcare/). USI Insurance Services; Medical professional (malpractice) liability, required bonding, and other listed healthcare specialty coverages. Accessed 2026-09-16. 14. [Employee Benefits](https://www.usi.com/employee-benefits). USI Insurance Services; Employer benefit consulting services and EBsolutions@usi.com contact. Accessed 2026-09-16. 15. [USI Exclusive PrivaSafe](https://ucontent.usi.com/solution-insights/privasafe/). USI Insurance Services; Manuscripted cyber and privacy program description; no contracting insurer named. Accessed 2026-09-16. 16. [Protect Your Organization From Increasing Third-Party Cyber Exposures](https://www.usi.com/executive-insights/executive-series-articles/featured/property-casualty/q4-2023/protect-your-organization-from-increasing-third-party-cyber-exposures/). USI Insurance Services; PrivaSafe risk-transfer description and review of existing cyber and technology E&O policies before marketing. Accessed 2026-09-16. 17. [Protect Your Company and Personal Assets From Management Liability Risks](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/). USI Insurance Services; ExecuSafe program for D&O and management liability, including EPL, fiduciary, and crime; Select.Business@usi.com. Accessed 2026-09-16. 18. [Reduce Claims and Costs by Optimizing Your Risk Control](https://www.usi.com/executive-insights/executive-series-articles/featured/property-casualty/q4-2024/reduce-claims-and-costs-by-optimizing-your-risk-control/). USI Insurance Services; USI PATH proprietary risk-control platform description. Accessed 2026-09-16. 19. [Client Emergency Preparedness Claims Kit](https://www.usi.com/siteassets/2021-claims-reporting-guidelines.pdf). USI Insurance Services; Updated May 2021 claims-reporting table directing some lines to the insurer and executive, professional, and cyber lines to the USI account team or claims consultant. Accessed 2026-09-16. 20. [Natural Disaster Planning](https://www.usi.com/natural-disaster-planning). USI Insurance Services; Commercial P&C claims contact via client service team or local office; Select/Small Commercial contacts. Accessed 2026-09-16. 21. [Aon to acquire USI to establish the premier U.S. middle-market platform](https://www.prnewswire.com/news-releases/aon-to-acquire-usi-to-establish-the-premier-us-middle-market-platform-302864628.html). Aon plc via PR Newswire; 31 August 2026 announcement; independent operation until expected Q4 2026 close; About USI description. Accessed 2026-09-16. 22. [USI Insurance Services LLC associate biography (San Francisco)](https://info.usi.com/rs/121-VCO-807/images/Gyalzen_Phurba%2007-21.pdf). USI Insurance Services; Letterhead naming USI Insurance Services LLC, 575 Market St Suite 3750 San Francisco, CA, and CA DOI License # 0G11911. Accessed 2026-09-16. Updated 2026-09-16. Last verified 2026-09-16. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/usi.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)