--- title: "USI Insurance Services Employment Practices Liability Insurance" description: "What USI Insurance Services Employment Practices Liability Insurance covers, who it’s for, and how to apply, cited to USI Insurance Services’s own published sources." canonical: "https://spot.insure/insurance-providers/usi/employment-practices" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/usi/employment-practices) # USI Insurance Services Employment Practices Liability Insurance USI Employment Practices Liability Brokerage USI brokers employment practices liability (EPL) coverage, which responds to claims like wrongful termination, discrimination or harassment; it places EPL individually or reviews it as part of a management liability program under ExecuSafe. [1](https://www.usi.com/property-casualty/business-services/ "Business Services") [2](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Business Services catalogue and ExecuSafe article.) ## Issuing Insurer - **Not publicly disclosed.** Neither page names the insurer USI uses for EPL placements. [1](https://www.usi.com/property-casualty/business-services/ "Business Services") (Scope: Pages as read on 2026-09-23.) ## Who It’s For - USI's Business Services practice, which lists EPL, targets building and maintenance, repair service, janitorial, staffing and printing companies; its ExecuSafe review targets small- and medium-sized businesses generally. [1](https://www.usi.com/property-casualty/business-services/ "Business Services") [2](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Company description of client segments for each source.) ## Coverage Features - USI lists employment practices liability among the coverages it places for business-services clients, and its ExecuSafe review looks for gaps in a client's existing EPL coverage as part of a broader management liability check. [1](https://www.usi.com/property-casualty/business-services/ "Business Services") [2](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Catalogue listing plus the ExecuSafe review description; actual insuring agreements and exclusions are set by the issued policy.) ## Limits and Retentions - **Not publicly disclosed.** Neither page publishes EPL limit or retention figures. [1](https://www.usi.com/property-casualty/business-services/ "Business Services") (Scope: Pages as read on 2026-09-23.) ## Risk Services - USI's Business Services practice says it offers classification and exposure reviews, claim advocacy and contract review across its coverage lines including EPL, and its ExecuSafe process specifically checks existing EPL coverage for gaps. [1](https://www.usi.com/property-casualty/business-services/ "Business Services") [2](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Combines the general Business Services service list with the ExecuSafe-specific review step.) ## How to Apply - USI directs business-services inquiries to pcinquiries@usi.com or a local office, and ExecuSafe/management-liability inquiries to Select.Business@usi.com. [1](https://www.usi.com/property-casualty/business-services/ "Business Services") [2](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Contact instructions on each page.) ## USI Insurance Services Employment Practices Liability Insurance Compared - [USI Insurance Services vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-usi/employment-practices) - [USI Insurance Services vs Amelia Risk](https://spot.insure/compare/amelia-risk-vs-usi/employment-practices) - [USI Insurance Services vs Beazley](https://spot.insure/compare/beazley-vs-usi/employment-practices) - [USI Insurance Services vs CFC](https://spot.insure/compare/cfc-vs-usi/employment-practices) - [USI Insurance Services vs Chubb](https://spot.insure/compare/chubb-vs-usi/employment-practices) - [USI Insurance Services vs Coalition](https://spot.insure/compare/coalition-vs-usi/employment-practices) ## Other USI Insurance Services Coverage Lines - [USI Insurance Services Commercial Property Insurance](https://spot.insure/insurance-providers/usi/commercial-property) - [USI Insurance Services Crime Insurance](https://spot.insure/insurance-providers/usi/crime) - [USI Insurance Services Cyber Insurance](https://spot.insure/insurance-providers/usi/cyber) - [USI Insurance Services D&O Insurance](https://spot.insure/insurance-providers/usi/directors-officers) - [USI Insurance Services Employee Health Benefits](https://spot.insure/insurance-providers/usi/employee-health-benefits) - [USI Insurance Services Fiduciary Liability Insurance](https://spot.insure/insurance-providers/usi/fiduciary) - [USI Insurance Services Management Liability Insurance](https://spot.insure/insurance-providers/usi/management-liability) - [USI Insurance Services Medical Malpractice Insurance](https://spot.insure/insurance-providers/usi/medical-malpractice) - [USI Insurance Services Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/usi/professional-errors-omissions) - [USI Insurance Services Representations and Warranties Insurance](https://spot.insure/insurance-providers/usi/representations-warranties) - [USI Insurance Services Surety Bonds](https://spot.insure/insurance-providers/usi/surety-bonds) - [USI Insurance Services Workers’ Compensation Insurance](https://spot.insure/insurance-providers/usi/workers-compensation) ## Related - [USI Insurance Services Profile](https://spot.insure/insurance-providers/usi) - [USI Insurance Services Reliability](https://spot.insure/insurance-providers/usi/reliability) - [USI Insurance Services Alternatives](https://spot.insure/insurance-providers/usi/alternatives) - [Coverage Guide: Employment practices liability](https://spot.insure/coverage/employment-practices) ## Sources 1. [Business Services](https://www.usi.com/property-casualty/business-services/). USI Insurance Services; USI advises clients...and provides solutions for...Employment Practices Liability... Accessed 2026-09-23. 2. [Protect Your Company and Personal Assets From Management Liability Risks](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/). USI Insurance Services; Review existing management liability policies (if any) to uncover gaps in coverage...(including employment practices liability, fiduciary liability, and crime). Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/usi/employment-practices.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)