---
title: "How Reliable Is Travelers?"
description: "Travelers reliability: licensing, legal entities, financial evidence and the scope behind its Spot Score."
canonical: "https://spot.insure/insurance-providers/travelers/reliability"
page-type: "reliability-article"
updated-at: "2026-09-22"
verified-at: "2026-09-22"
entities: ["Spot"]
---

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[Human-readable page](https://spot.insure/insurance-providers/travelers/reliability)

# How Reliable Is Travelers?

Travelers reliability: licensing, legal entities, financial evidence and the scope behind its Spot Score.

## Assessment

- **Role:** Insurance carrier

- **Scope:** The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

This partial Carrier & MGA Spot Score covers identity and authority, claims and servicing, disclosure clarity within the stated scope. It uses 45% of the rubric’s factor weighting, normalized to a ten-point scale. The excluded factors remain unknown, and evidence for one program does not describe another.

- **Carrier & MGA Spot Score:** **6.1/10**
- **Role:** Insurance carrier
- **Scope:** The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.
- **Assessed:** 2026-09-21
- **Review due:** 2026-10-21
- **Factor basis:** Partial score; **45%** of this role’s weighting included. Included: Identity and Authority, Claims and Servicing, Disclosure Clarity. Excluded: Financial Resilience: The available financial evidence does not establish resources and material capacity arrangements across the assessed entities and role.; Carrier-Network Strength: The reviewed evidence does not name the carrier and capacity arrangements behind the assessed programs, so the relationships cannot be assessed.; Regulatory Conduct: A complete, exact-entity regulatory-conduct review for the preceding five years is unavailable..

- **Methodology:** [How we calculate the Spot Score](/spot-rating)

- **Provider profile:** [Travelers](/insurance-providers/travelers)

## Entities and roles

| Entity | Role | Sources |
| --- | --- | --- |
| The Travelers Companies, Inc. | Public holding company and consolidated parent; not treated as the issuing insurer on a buyer's policy. | [The Travelers Companies, Inc. Form 10-K for the Year Ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/trv-20251231.htm), [AM Best Affirms Credit Ratings of The Travelers Companies, Inc. and Subsidiaries](https://news.ambest.com/pr/PressContent.aspx?altsrc=2&refnum=37682) |
| The Travelers Indemnity Company | Connecticut-domiciled property-and-casualty insurer and named Travelers group subsidiary; exact issuer depends on the policy and product. | [AM Best Rating Disclosure Report: Travelers Indemnity Company](https://ratings.ambest.com/DisclosurePDF.aspx?AMBNum=2520), [Company Profile: Travelers Indemnity Company (The)](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=103456&event=companyProfile), [Travelers Producer Compensation Disclosure (United States)](https://www.travelers.com/about-travelers/producer-compensation-disclosure) |
| Travelers Casualty and Surety Company of America | Connecticut-domiciled property-and-casualty insurer used for Travelers specialty and surety-related business; not assigned as the issuer of every Travelers placement. | [AM Best Affirms Credit Ratings of The Travelers Companies, Inc. and Subsidiaries](https://news.ambest.com/pr/PressContent.aspx?altsrc=2&refnum=37682), [Company Profile: Travelers Casualty and Surety Company of America](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=6182&event=companyProfile), [Travelers Producer Compensation Disclosure (United States)](https://www.travelers.com/about-travelers/producer-compensation-disclosure) |

## Research summary

Travelers is a carrier group whose current public materials identify specialized technology coverages, independent-agent distribution, and 24/7 business-claim reporting. AM Best's August 2026 release affirmed A++ financial-strength ratings for the main Travelers subsidiaries and described group-level balance-sheet strength, but the reviewed evidence does not establish that one legal entity issues every Travelers product or that every marketed product is available for every state or risk. [Technology Insurance](https://www.travelers.com/business-insurance/technology), [Business Insurance Claims](https://www.travelers.com/business-insurance/claims), [AM Best Affirms Credit Ratings of The Travelers Companies, Inc. and Subsidiaries](https://news.ambest.com/pr/PressContent.aspx?altsrc=2&refnum=37682), [Company Profile: Travelers Indemnity Company (The)](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=103456&event=companyProfile), [Company Profile: Travelers Casualty and Surety Company of America](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=6182&event=companyProfile)

### Legal Identity

The Travelers Companies, Inc. is the publicly traded holding company. Its 2025 Form 10-K describes the group as providing property-and-casualty insurance through subsidiaries, while Travelers' own disclosures name The Travelers Indemnity Company and other property-casualty affiliates in connection with insurance business. [The Travelers Companies, Inc. Form 10-K for the Year Ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/trv-20251231.htm), [Travelers Producer Compensation Disclosure (United States)](https://www.travelers.com/about-travelers/producer-compensation-disclosure)

California DOI identifies The Travelers Indemnity Company as a Connecticut-domiciled property-and-casualty insurer with NAIC 25658 and Travelers Casualty and Surety Company of America as a Connecticut-domiciled property-and-casualty insurer with NAIC 31194. These are legal-entity records, not proof that either company issues every Travelers product. [Company Profile: Travelers Indemnity Company (The)](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=103456&event=companyProfile), [Company Profile: Travelers Casualty and Surety Company of America](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=6182&event=companyProfile)

### Licensing

California DOI lists both insurers with UNLIMITED-NORMAL status, company identifiers 4772-0 and 2444-8, and named property-and-casualty lines. These records establish authority in California for the listed lines. Wisconsin authority was not independently confirmed. [Company Profile: Travelers Indemnity Company (The)](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=103456&event=companyProfile), [Company Profile: Travelers Casualty and Surety Company of America](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=6182&event=companyProfile), [OCI Licensing Frequently Asked Questions](https://oci.wi.gov/Pages/Agents/AgentFAQ.aspx)

The evidence establishes insurer identity and selected state authority; it does not establish product-level eligibility, admitted status, or a complete 50-state-and-DC authority inventory for each affiliate. [Technology Insurance](https://www.travelers.com/business-insurance/technology), [Company Profile: Travelers Indemnity Company (The)](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=103456&event=companyProfile), [Company Profile: Travelers Casualty and Surety Company of America](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=6182&event=companyProfile)

### Financial Strength

AM Best's August 21, 2026 release affirmed A++ (Superior) financial-strength ratings and aa+ long-term issuer-credit ratings for the main Travelers subsidiaries, including Travelers Casualty and Surety Company of America. The release attributes the group assessment to strongest balance-sheet strength, very strong operating performance, appropriate enterprise risk management, comprehensive reinsurance programs, and additional parent financial flexibility. [AM Best Affirms Credit Ratings of The Travelers Companies, Inc. and Subsidiaries](https://news.ambest.com/pr/PressContent.aspx?altsrc=2&refnum=37682)

AM Best's entity disclosure for The Travelers Indemnity Company identifies NAIC 25658, an A++ FSR, aa+ Long-Term ICR, Financial Size Category XV, and stable outlook, effective August 21, 2026. These rating types describe the named entity and should not be repurposed as a Spot score or as proof of claims-service quality. [AM Best Rating Disclosure Report: Travelers Indemnity Company](https://ratings.ambest.com/DisclosurePDF.aspx?AMBNum=2520)

The Travelers Companies, Inc.'s 2025 consolidated Form 10-K reports total assets of $143.71 billion, net income of $6.29 billion, net earned premiums of $43.91 billion, and total debt of $9.27 billion at or for the year ended December 31, 2025. These are consolidated parent-and-subsidiary figures, not statutory policyholder surplus for either named insurer. [The Travelers Companies, Inc. Form 10-K for the Year Ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/trv-20251231.htm)

The reviewed public financial evidence is strongest at group and rating-disclosure level. It does not provide a current standalone statutory balance sheet, policyholder-surplus figure, or product-specific capital allocation for each affiliate. [The Travelers Companies, Inc. Form 10-K for the Year Ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/trv-20251231.htm), [AM Best Affirms Credit Ratings of The Travelers Companies, Inc. and Subsidiaries](https://news.ambest.com/pr/PressContent.aspx?altsrc=2&refnum=37682), [AM Best Rating Disclosure Report: Travelers Indemnity Company](https://ratings.ambest.com/DisclosurePDF.aspx?AMBNum=2520)

### Risk Bearing

Travelers markets technology insurance including CyberRisk Tech, general liability, commercial property, workers' compensation, commercial auto, and umbrella coverage, with availability and policy terms dependent on the product, underwriting, state, and named policy issuer. [Technology Insurance](https://www.travelers.com/business-insurance/technology)

Travelers' producer disclosure distinguishes the Travelers holding group, property-casualty affiliates, and separate entities used for some business units. It also states that commercial insurance is primarily distributed through producers; the reviewed materials do not establish one universal issuer or one universal reinsurance arrangement for all technology risks. [Travelers Producer Compensation Disclosure (United States)](https://www.travelers.com/about-travelers/producer-compensation-disclosure), [The Travelers Companies, Inc. Form 10-K for the Year Ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/trv-20251231.htm)

AM Best describes the group as having comprehensive reinsurance programs, but the reviewed sources do not disclose the treaty terms, attachment points, participation shares, collateral, or product-level reinsurance applicable to a particular buyer's policy. [AM Best Affirms Credit Ratings of The Travelers Companies, Inc. and Subsidiaries](https://news.ambest.com/pr/PressContent.aspx?altsrc=2&refnum=37682)

### Claims and Service

Travelers says business-insurance losses can be reported 24 hours a day, 365 days a year through an agent, online claim reporting, or a toll-free number. Its technology claims page describes a dedicated Technology claim unit staffed by claim attorneys and experienced insurance professionals; these are disclosed access paths and organizational descriptions, not independently measured claim outcomes. [Business Insurance Claims](https://www.travelers.com/business-insurance/claims)

For technology buyers, Travelers directs prospects to an independent agent or Travelers representative. The technology page describes risk-control and claim-management support, but the reviewed sources do not establish a binding timetable, claims-payment timeframe, or policy-specific service level. [Technology Insurance](https://www.travelers.com/business-insurance/technology), [Business Insurance Claims](https://www.travelers.com/business-insurance/claims)

### Regulatory Record

California DOI provides a formal-enforcement database, but this research did not obtain a completed five-year search for the two insurers. Their licensing records do not establish whether there are regulatory findings. [Company Profile: Travelers Indemnity Company (The)](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=103456&event=companyProfile), [Company Profile: Travelers Casualty and Surety Company of America](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=6182&event=companyProfile), [California DOI Formal Enforcement Actions Search](https://legaldocs.insurance.ca.gov/publicdocs/SearchBasic)

Wisconsin authority remains unconfirmed because no current insurer record was retrieved. California licensing findings do not establish authority in other states. [OCI Licensing Frequently Asked Questions](https://oci.wi.gov/Pages/Agents/AgentFAQ.aspx)

## Licenses and authority

| Entity | Jurisdiction | Identifier | Number | License type | Authority | Status | Verified | Sources |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| The Travelers Indemnity Company | CA | NAIC company code | 25658 | Property & Casualty; California status UNLIMITED-NORMAL | California DOI lists authorized lines including liability, fire, marine, surety, and workers' compensation | Active | 2026-09-21 | [Company Profile: Travelers Indemnity Company (The)](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=103456&event=companyProfile) |
| The Travelers Indemnity Company | CA | Insurer company identifier | 4772-0 | California Company ID on property-and-casualty company profile; UNLIMITED-NORMAL status | California DOI company identifier paired with date authorized and listed lines of business; not the NAIC identifier | Active | 2026-09-21 | [Company Profile: Travelers Indemnity Company (The)](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=103456&event=companyProfile) |
| Travelers Casualty and Surety Company of America | CA | NAIC company code | 31194 | Property & Casualty; California status UNLIMITED-NORMAL | California DOI lists authorized lines including liability, fire, marine, surety, and workers' compensation | Active | 2026-09-21 | [Company Profile: Travelers Casualty and Surety Company of America](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=6182&event=companyProfile) |
| Travelers Casualty and Surety Company of America | CA | Insurer company identifier | 2444-8 | California Company ID on property-and-casualty company profile; UNLIMITED-NORMAL status | California DOI company identifier paired with date authorized and listed lines of business; not the NAIC identifier | Active | 2026-09-21 | [Company Profile: Travelers Casualty and Surety Company of America](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=6182&event=companyProfile) |

## Jurisdiction searches

| Jurisdiction | Result | Notes | Sources |
| --- | --- | --- | --- |
| CA | Verified | California DOI lists The Travelers Indemnity Company (NAIC 25658) and Travelers Casualty and Surety Company of America (NAIC 31194) as property-and-casualty insurers with UNLIMITED-NORMAL status. Product eligibility still depends on the policy and underwriting. | [Company Profile: Travelers Indemnity Company (The)](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=103456&event=companyProfile), [Company Profile: Travelers Casualty and Surety Company of America](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=6182&event=companyProfile) |
| WI | Inaccessible | Current Wisconsin insurer authority was not independently established. | [OCI Licensing Frequently Asked Questions](https://oci.wi.gov/Pages/Agents/AgentFAQ.aspx) |
| CA-conduct | Inaccessible | The California DOI database page was reviewed, but completed five-year enforcement results for The Travelers Indemnity Company and Travelers Casualty and Surety Company of America were not obtained. | [California DOI Formal Enforcement Actions Search](https://legaldocs.insurance.ca.gov/publicdocs/SearchBasic) |
| US-remaining-states-and-DC | Not researched | Authority in other states and the District of Columbia is not independently established. | [Technology Insurance](https://www.travelers.com/business-insurance/technology), [The Travelers Companies, Inc. Form 10-K for the Year Ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/trv-20251231.htm) |

## Rating dimensions

### Carrier & MGA Spot Score

Included weighting: **45%** of the original dimensions. Contributions are normalized over included weighting. Excluded factors:
- **Financial Resilience:** The available financial evidence does not establish resources and material capacity arrangements across the assessed entities and role. [AM Best Affirms Credit Ratings of The Travelers Companies, Inc. and Subsidiaries](https://news.ambest.com/pr/PressContent.aspx?altsrc=2&refnum=37682), [AM Best Rating Disclosure Report: Travelers Indemnity Company](https://ratings.ambest.com/DisclosurePDF.aspx?AMBNum=2520), [The Travelers Companies, Inc. Form 10-K for the Year Ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/trv-20251231.htm), [Technology Insurance](https://www.travelers.com/business-insurance/technology), [Travelers Producer Compensation Disclosure (United States)](https://www.travelers.com/about-travelers/producer-compensation-disclosure)
- **Carrier-Network Strength:** The reviewed evidence does not name the carrier and capacity arrangements behind the assessed programs, so the relationships cannot be assessed. [Technology Insurance](https://www.travelers.com/business-insurance/technology), [Travelers Producer Compensation Disclosure (United States)](https://www.travelers.com/about-travelers/producer-compensation-disclosure), [The Travelers Companies, Inc. Form 10-K for the Year Ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/trv-20251231.htm), [AM Best Affirms Credit Ratings of The Travelers Companies, Inc. and Subsidiaries](https://news.ambest.com/pr/PressContent.aspx?altsrc=2&refnum=37682)
- **Regulatory Conduct:** A complete, exact-entity regulatory-conduct review for the preceding five years is unavailable. [Company Profile: Travelers Indemnity Company (The)](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=103456&event=companyProfile), [Company Profile: Travelers Casualty and Surety Company of America](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=6182&event=companyProfile), [California DOI Formal Enforcement Actions Search](https://legaldocs.insurance.ca.gov/publicdocs/SearchBasic), [OCI Licensing Frequently Asked Questions](https://oci.wi.gov/Pages/Agents/AgentFAQ.aspx)
| Dimension | Score (0–4) | Weight | Contribution (/10) | Sources |
| --- | ---: | ---: | ---: | --- |
| Identity and Authority | 2.72 | 15% | 2.27 | [The Travelers Companies, Inc. Form 10-K for the Year Ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/trv-20251231.htm), [Travelers Producer Compensation Disclosure (United States)](https://www.travelers.com/about-travelers/producer-compensation-disclosure), [Company Profile: Travelers Indemnity Company (The)](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=103456&event=companyProfile), [Company Profile: Travelers Casualty and Surety Company of America](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=6182&event=companyProfile), [OCI Licensing Frequently Asked Questions](https://oci.wi.gov/Pages/Agents/AgentFAQ.aspx), [Technology Insurance](https://www.travelers.com/business-insurance/technology) |
| Claims and Servicing | 2 | 20% | 2.22 | [Technology Insurance](https://www.travelers.com/business-insurance/technology), [Travelers Producer Compensation Disclosure (United States)](https://www.travelers.com/about-travelers/producer-compensation-disclosure), [The Travelers Companies, Inc. Form 10-K for the Year Ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/trv-20251231.htm), [AM Best Affirms Credit Ratings of The Travelers Companies, Inc. and Subsidiaries](https://news.ambest.com/pr/PressContent.aspx?altsrc=2&refnum=37682), [Business Insurance Claims](https://www.travelers.com/business-insurance/claims) |
| Disclosure Clarity | 2.96 | 10% | 1.64 | [The Travelers Companies, Inc. Form 10-K for the Year Ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/trv-20251231.htm), [Travelers Producer Compensation Disclosure (United States)](https://www.travelers.com/about-travelers/producer-compensation-disclosure), [Company Profile: Travelers Indemnity Company (The)](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=103456&event=companyProfile), [Company Profile: Travelers Casualty and Surety Company of America](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=6182&event=companyProfile), [OCI Licensing Frequently Asked Questions](https://oci.wi.gov/Pages/Agents/AgentFAQ.aspx), [Technology Insurance](https://www.travelers.com/business-insurance/technology), [AM Best Affirms Credit Ratings of The Travelers Companies, Inc. and Subsidiaries](https://news.ambest.com/pr/PressContent.aspx?altsrc=2&refnum=37682), [Business Insurance Claims](https://www.travelers.com/business-insurance/claims) |

## Evidence gaps

- No complete current 50-state-and-DC insurer authority inventory was established for each relevant Travelers affiliate.
- A current Wisconsin certificate-of-authority record for The Travelers Indemnity Company was not independently retrieved.
- The reviewed sources do not identify the exact issuing insurer, form, admitted or surplus-lines status, or reinsurance terms for a particular technology quote.
- Standalone statutory financial statements and policyholder-surplus figures for each affiliate were not collected; group-level SEC and AM Best evidence should not be presented as affiliate-level capital.
- A completed five-year exact-entity enforcement search was not obtained; no finding or clean record can be inferred.
- Claims-service evidence is company-reported process information; no independent claims-outcome or service-level evidence was reviewed.

## Related terms

- [What Is an Insurance Carrier?](/insurance-glossary/insurance-carrier)
- [What Is an AM Best Rating?](/insurance-glossary/am-best-rating)
- [What Is Policyholder Surplus?](/insurance-glossary/policyholder-surplus)
- [What Is Reinsurance?](/insurance-glossary/reinsurance)

## Sources

- [Technology Insurance](https://www.travelers.com/business-insurance/technology) — Travelers; Technology insurance products we offer; technology-industry audience; agent distribution; related risk-control and claim services; accessed 2026-09-21.
- [Business Insurance Claims](https://www.travelers.com/business-insurance/claims) — Travelers; 24/7/365 Claim Reporting; Travelers Technology Claims, including dedicated claim unit and reporting routes.; accessed 2026-09-21.
- [Travelers Producer Compensation Disclosure (United States)](https://www.travelers.com/about-travelers/producer-compensation-disclosure) — Travelers; Commercial producer compensation and separate-company disclosure; commercial automobile exception and affiliate distinction; accessed 2026-09-21.
- [The Travelers Companies, Inc. Form 10-K for the Year Ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/trv-20251231.htm) — U.S. Securities and Exchange Commission; Item 1 Business and Item 8 Financial Statements: The Travelers Companies, Inc. consolidated balance sheet at December 31, 2025 and consolidated statements of income for the year ended December 31, 2025; reported total assets, net earned premiums, net income, and total debt; accessed 2026-09-21.
- [AM Best Affirms Credit Ratings of The Travelers Companies, Inc. and Subsidiaries](https://news.ambest.com/pr/PressContent.aspx?altsrc=2&refnum=37682) — AM Best; August 21, 2026 release: A++ FSR and aa+ ICR for main subsidiaries and Travelers Casualty and Surety Company of America; group balance-sheet strength, 2025 underwriting income, net income, reinsurance and capital discussion; accessed 2026-09-21.
- [AM Best Rating Disclosure Report: Travelers Indemnity Company](https://ratings.ambest.com/DisclosurePDF.aspx?AMBNum=2520) — AM Best; Entity report: NAIC 25658; A++ (Superior) FSR; aa+ Long-Term ICR; Financial Size Category XV; stable outlook; August 21, 2026 effective date; page 1; accessed 2026-09-21.
- [Company Profile: Travelers Indemnity Company (The)](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=103456&event=companyProfile) — California Department of Insurance; Reference Information: NAIC 25658; California Company ID 4772-0; authorized June 17, 2002; UNLIMITED-NORMAL; property-and-casualty; Connecticut domicile; authorized lines; accessed 2026-09-21.
- [Company Profile: Travelers Casualty and Surety Company of America](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=6182&event=companyProfile) — California Department of Insurance; Reference Information: NAIC 31194; California Company ID 2444-8; authorized July 31, 1981; UNLIMITED-NORMAL; property-and-casualty; Connecticut domicile; authorized lines; accessed 2026-09-21.
- [OCI Licensing Frequently Asked Questions](https://oci.wi.gov/Pages/Agents/AgentFAQ.aspx) — Wisconsin Office of the Commissioner of Insurance; State Based Systems lookup guidance and Wisconsin license-status process; no Travelers company record was independently retrieved; accessed 2026-09-21.
- [California DOI Formal Enforcement Actions Search](https://legaldocs.insurance.ca.gov/publicdocs/SearchBasic) — California Department of Insurance; Formal Enforcement Actions database scope and search instructions; records generally available from July 1, 2001. A completed five-year exact-entity search result was not obtained.; accessed 2026-09-21.

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