--- title: "Travelers Equipment Breakdown Insurance" description: "What Travelers Equipment Breakdown Insurance covers, who it’s for, and how to apply, cited to Travelers’s own published sources." canonical: "https://spot.insure/insurance-providers/travelers/equipment-breakdown" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/travelers/equipment-breakdown) # Travelers Equipment Breakdown Insurance Travelers Equipment Breakdown Insurance Coverage (EnergyMax 21) Travelers underwrites equipment breakdown coverage primarily through its EnergyMax 21 package, and offers BoilerRE for businesses at any level of familiarity with the coverage. [1](https://www.travelers.com/business-insurance/boiler-machinery/equipment-breakdown-coverage "Equipment Breakdown Insurance Coverage") (Evidence: Company-reported; scope: Product page EnergyMax 21 and BoilerRE sections.) ## Who It’s For - Travelers markets equipment breakdown coverage to Main Street businesses, real estate, small-to-mid-sized and heavy/specialized manufacturing, high-tech businesses, municipalities, schools and government entities, saying EnergyMax 21 is designed for both Fortune 500 companies and small businesses. [1](https://www.travelers.com/business-insurance/boiler-machinery/equipment-breakdown-coverage "Equipment Breakdown Insurance Coverage") (Evidence: Company-reported; scope: Product page "Who is equipment breakdown insurance right for?" and EnergyMax 21 sections.) ## Coverage Features - Travelers describes EnergyMax 21 as covering breakdowns of boilers and pressure vessels as well as sophisticated business and computer systems, calling it a package of coverages for "nearly every equipment loss scenario." [1](https://www.travelers.com/business-insurance/boiler-machinery/equipment-breakdown-coverage "Equipment Breakdown Insurance Coverage") (Evidence: Company-reported; scope: Product page EnergyMax 21 section; exact terms and exclusions are set by the issued policy.) ## Limits and Retentions - **Not found in reviewed sources.** The reviewed page does not publish limits, deductibles or premiums for equipment breakdown coverage; amounts would appear on a quote or declarations. [1](https://www.travelers.com/business-insurance/boiler-machinery/equipment-breakdown-coverage "Equipment Breakdown Insurance Coverage") (Scope: Product page as read on 2026-09-23.) ## Risk Services - Travelers says equipment breakdown customers can draw on more than 600 Risk Control consultants, a dedicated Claim team, and Internet of Things (IoT) risk resources. [1](https://www.travelers.com/business-insurance/boiler-machinery/equipment-breakdown-coverage "Equipment Breakdown Insurance Coverage") (Evidence: Company-reported; scope: Product page Risk Control, Claim and Internet of Things sections.) ## How to Apply - Equipment breakdown coverage is bought through a Travelers independent agent. [1](https://www.travelers.com/business-insurance/boiler-machinery/equipment-breakdown-coverage "Equipment Breakdown Insurance Coverage") (Evidence: Company-reported; scope: Product page "Find an insurance agent" call to action.) ## Travelers Equipment Breakdown Insurance Compared - [Travelers vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-travelers/equipment-breakdown) - [Travelers vs Chubb](https://spot.insure/compare/chubb-vs-travelers/equipment-breakdown) - [Travelers vs Coverdash](https://spot.insure/compare/coverdash-vs-travelers/equipment-breakdown) - [Travelers vs HUB International](https://spot.insure/compare/hub-international-vs-travelers/equipment-breakdown) - [Travelers vs Marsh](https://spot.insure/compare/marsh-vs-travelers/equipment-breakdown) - [Travelers vs Newfront](https://spot.insure/compare/newfront-vs-travelers/equipment-breakdown) ## Other Travelers Coverage Lines - [Travelers Business Owner’s Policy](https://spot.insure/insurance-providers/travelers/business-owners-policy) - [Travelers Cargo and Transit Insurance](https://spot.insure/insurance-providers/travelers/cargo-transit) - [Travelers Commercial Auto Insurance](https://spot.insure/insurance-providers/travelers/commercial-auto) - [Travelers Commercial Property Insurance](https://spot.insure/insurance-providers/travelers/commercial-property) - [Travelers Crime Insurance](https://spot.insure/insurance-providers/travelers/crime) - [Travelers Cyber Insurance](https://spot.insure/insurance-providers/travelers/cyber) - [Travelers D&O Insurance](https://spot.insure/insurance-providers/travelers/directors-officers) - [Travelers Employment Practices Liability Insurance](https://spot.insure/insurance-providers/travelers/employment-practices) - [Travelers Fiduciary Liability Insurance](https://spot.insure/insurance-providers/travelers/fiduciary) - [Travelers General Liability Insurance](https://spot.insure/insurance-providers/travelers/general-liability) - [Travelers Inland Marine Insurance](https://spot.insure/insurance-providers/travelers/inland-marine) - [Travelers Kidnap and Ransom Insurance](https://spot.insure/insurance-providers/travelers/kidnap-ransom) - [Travelers Management Liability Insurance](https://spot.insure/insurance-providers/travelers/management-liability) - [Travelers Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/travelers/professional-errors-omissions) - [Travelers Surety Bonds](https://spot.insure/insurance-providers/travelers/surety-bonds) - [Travelers Tech E&O Insurance](https://spot.insure/insurance-providers/travelers/technology-errors-omissions) - [Travelers Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/travelers/umbrella-excess) - [Travelers Workers’ Compensation Insurance](https://spot.insure/insurance-providers/travelers/workers-compensation) ## Related - [Travelers Profile](https://spot.insure/insurance-providers/travelers) - [Travelers Reliability](https://spot.insure/insurance-providers/travelers/reliability) - [Travelers Alternatives](https://spot.insure/insurance-providers/travelers/alternatives) - [Coverage Guide: Equipment breakdown](https://spot.insure/coverage/equipment-breakdown) ## Sources 1. [Equipment Breakdown Insurance Coverage](https://www.travelers.com/business-insurance/boiler-machinery/equipment-breakdown-coverage). Travelers; EnergyMax 21; Who is equipment breakdown insurance right for?; BoilerRE; Public entities; National property. Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/travelers/equipment-breakdown.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)