--- title: "Travelers D&O Insurance" description: "What Travelers D&O Insurance covers, who it’s for, and how to apply, cited to Travelers’s own published sources." canonical: "https://spot.insure/insurance-providers/travelers/directors-officers" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/travelers/directors-officers) # Travelers D&O Insurance Travelers Directors & Officers (D&O) Liability Insurance Travelers underwrites D&O liability insurance as part of its Management & Professional Liability line, sold standalone or alongside other management liability coverages. [1](https://www.travelers.com/business-insurance/professional-liability-insurance/directors-officers "Directors and Officers (D&O) Liability Insurance") (Evidence: Company-reported; scope: Product page general framing; confirmed against the broader Management and Professional Liability Insurance page.) ## Issuing Insurer - The product page's video disclosures name Travelers Casualty and Surety Company of America and its property casualty affiliates; the specific issuing entity for a given policy can vary. [1](https://www.travelers.com/business-insurance/professional-liability-insurance/directors-officers "Directors and Officers (D&O) Liability Insurance") (Evidence: Company-reported; scope: Product page video legal footer.) ## Who It’s For - Travelers markets D&O coverage to private companies, public companies, financial institutions and nonprofit organizations with boards of directors, and offers a version specifically for nonprofit organizations. [1](https://www.travelers.com/business-insurance/professional-liability-insurance/directors-officers "Directors and Officers (D&O) Liability Insurance") (Evidence: Company-reported; scope: Product page "Who is D&O liability insurance right for?" section and nonprofit D&O video segment.) ## Coverage Features - Travelers says D&O insurance protects directors and officers from personal losses if sued by employees, vendors, customers or other parties, covering defense costs, settlements and other costs from wrongful-act allegations such as securities litigation, regulatory actions and breach-of-fiduciary-duty claims. [1](https://www.travelers.com/business-insurance/professional-liability-insurance/directors-officers "Directors and Officers (D&O) Liability Insurance") (Evidence: Company-reported; scope: Product page introduction and "Travelers knows Directors & Officers Liability Insurance" section; exact terms and exclusions are set by the issued policy.) ## Limits and Retentions - **Not found in reviewed sources.** The reviewed page does not publish D&O limits, retentions or premiums; it references illustrative claim examples (settlements and defense costs from roughly $85,000 to over $1 million) as general risk context, not as policy terms. [1](https://www.travelers.com/business-insurance/professional-liability-insurance/directors-officers "Directors and Officers (D&O) Liability Insurance") (Scope: Product page video claim scenarios as read on 2026-09-23.) ## How to Apply - D&O coverage is bought through a Travelers independent agent. [1](https://www.travelers.com/business-insurance/professional-liability-insurance/directors-officers "Directors and Officers (D&O) Liability Insurance") (Evidence: Company-reported; scope: Product page "Find an insurance agent" call to action.) ## Travelers D&O Insurance Compared - [Travelers vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-travelers/directors-officers) - [Travelers vs Amelia Risk](https://spot.insure/compare/amelia-risk-vs-travelers/directors-officers) - [Travelers vs Beazley](https://spot.insure/compare/beazley-vs-travelers/directors-officers) - [Travelers vs CFC](https://spot.insure/compare/cfc-vs-travelers/directors-officers) - [Travelers vs Chubb](https://spot.insure/compare/chubb-vs-travelers/directors-officers) - [Travelers vs Coalition](https://spot.insure/compare/coalition-vs-travelers/directors-officers) ## Other Travelers Coverage Lines - [Travelers Business Owner’s Policy](https://spot.insure/insurance-providers/travelers/business-owners-policy) - [Travelers Cargo and Transit Insurance](https://spot.insure/insurance-providers/travelers/cargo-transit) - [Travelers Commercial Auto Insurance](https://spot.insure/insurance-providers/travelers/commercial-auto) - [Travelers Commercial Property Insurance](https://spot.insure/insurance-providers/travelers/commercial-property) - [Travelers Crime Insurance](https://spot.insure/insurance-providers/travelers/crime) - [Travelers Cyber Insurance](https://spot.insure/insurance-providers/travelers/cyber) - [Travelers Employment Practices Liability Insurance](https://spot.insure/insurance-providers/travelers/employment-practices) - [Travelers Equipment Breakdown Insurance](https://spot.insure/insurance-providers/travelers/equipment-breakdown) - [Travelers Fiduciary Liability Insurance](https://spot.insure/insurance-providers/travelers/fiduciary) - [Travelers General Liability Insurance](https://spot.insure/insurance-providers/travelers/general-liability) - [Travelers Inland Marine Insurance](https://spot.insure/insurance-providers/travelers/inland-marine) - [Travelers Kidnap and Ransom Insurance](https://spot.insure/insurance-providers/travelers/kidnap-ransom) - [Travelers Management Liability Insurance](https://spot.insure/insurance-providers/travelers/management-liability) - [Travelers Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/travelers/professional-errors-omissions) - [Travelers Surety Bonds](https://spot.insure/insurance-providers/travelers/surety-bonds) - [Travelers Tech E&O Insurance](https://spot.insure/insurance-providers/travelers/technology-errors-omissions) - [Travelers Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/travelers/umbrella-excess) - [Travelers Workers’ Compensation Insurance](https://spot.insure/insurance-providers/travelers/workers-compensation) ## Related - [Travelers Profile](https://spot.insure/insurance-providers/travelers) - [Travelers Reliability](https://spot.insure/insurance-providers/travelers/reliability) - [Travelers Alternatives](https://spot.insure/insurance-providers/travelers/alternatives) - [Coverage Guide: Directors and officers](https://spot.insure/coverage/directors-officers) ## Sources 1. [Directors and Officers (D&O) Liability Insurance](https://www.travelers.com/business-insurance/professional-liability-insurance/directors-officers). Travelers; What Is Directors & Officers Liability Insurance?; Who is D&O liability insurance right for?; video legal footer naming Travelers Casualty and Surety Company of America. Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/travelers/directors-officers.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)