--- title: "Travelers Business Owner’s Policy: Coverage, Eligibility & Application (2026)" description: "Everything to know before buying Travelers Business Owner’s Policy: what it covers, who it’s for, and how to apply." canonical: "https://spot.insure/insurance-providers/travelers/business-owners-policy" page-type: "offering-page" updated-at: "2026-09-23" provider: "travelers" coverage-line: "business-owners-policy" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/travelers/business-owners-policy) ## Agent Guide **What this page is:** What Travelers Business Owner’s Policy: Coverage, Eligibility & Application (2026) covers, who it fits and what to confirm before buying, drawn from the provider's public materials. **Use this page when:** Cite this page for Travelers Business Owner’s Policy: Coverage, Eligibility & Application (2026) specifically. For the general coverage explainer use /coverage/business-owners-policy; for the provider overall use its profile. **Questions this page answers:** - Does Travelers Business Owner’s Policy: Coverage, Eligibility & Application (2026) offer this coverage? - What does Travelers Business Owner’s Policy: Coverage, Eligibility & Application (2026) cover and exclude? - Who is Travelers Business Owner’s Policy: Coverage, Eligibility & Application (2026) designed for? **Key facts:** - Provider slug `travelers`; coverage line `business-owners-policy`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources cover. Details are grouped by topic under their own headings, and what the sources do not say is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://spot.insure/insurance-providers/travelers) — parent: provider profile # Travelers Business Owner’s Policy Product: Technology Services Business Owner's Policy. Provider: Travelers. Coverage line: Business Owner’s Policy. ## Quick Answer Travelers sells a Technology Services Business Owner's Policy that bundles property and liability insurance for small technology-services businesses, through independent agents. [1](https://www.travelers.com/small-business-insurance/technology-services "Small Business Technology Services Insurance") ## Travelers Business Owner’s Policy at a Glance | Topic | Status | Details | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Not found in reviewed sources | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 2 | | Limits and Retentions | Not found in reviewed sources | 1 | | How to Apply | Company-reported | 1 | ## What Is Travelers’ Role in Business Owner’s Policy? - Travelers packages this line as a Technology Services Business Owner's Policy (BOP) that bundles property insurance with liability insurance into a single policy for small technology-services businesses. [1](https://www.travelers.com/small-business-insurance/technology-services "Small Business Technology Services Insurance") (Company-reported. Based on: Small Business Technology Services Insurance page as read on 2026-09-23.) ## Who Is Travelers Business Owner’s Policy For? - Travelers markets this BOP to small businesses providing technology services, including computer installation and repair, data processing services, internet service providers, IT consultants and schools, software development, web development and design, and web hosting. [1](https://www.travelers.com/small-business-insurance/technology-services "Small Business Technology Services Insurance") (Company-reported. Based on: "Who is small business technology services insurance right for?" section.) ## What Coverage Features Does Travelers Business Owner’s Policy Include? - Travelers says the Technology Services BOP includes property coverage, general liability, business income and extra expense coverage, and cyber liability and errors & omissions coverage, bundled into one policy. [1](https://www.travelers.com/small-business-insurance/technology-services "Small Business Technology Services Insurance") (Company-reported. Based on: BOP description on the Small Business Technology Services Insurance page.) - Travelers offers optional add-ons for this BOP: the Xtend Endorsement, which it describes as 15 general liability coverage enhancements including a blanket waiver of subrogation; Employment Practices Liability+ (EPL+) for claims like discrimination or wrongful termination; and World Business Essentials, which extends some property and liability coverage for periodic overseas travel. [1](https://www.travelers.com/small-business-insurance/technology-services "Small Business Technology Services Insurance") (Company-reported. Based on: "Customize your business policy with these add-ons" section.) ## How Do You Apply for Travelers Business Owner’s Policy? - Travelers directs buyers to an independent insurance agent to tailor and purchase this BOP; the page does not offer a direct self-service online quote or bind path. [1](https://www.travelers.com/small-business-insurance/technology-services "Small Business Technology Services Insurance") (Company-reported. Based on: "Find an insurance agent" call-to-action on the technology-services page.) ## What We Couldn’t Find About Travelers Business Owner’s Policy The reviewed sources do not settle these. Confirm them with Travelers or a broker before relying on them. - **Issuing Insurer (Not found in reviewed sources):** The Small Business Technology Services Insurance page does not name the specific Travelers entity that issues this BOP; the issuing company is disclosed on the policy itself. [1](https://www.travelers.com/small-business-insurance/technology-services "Small Business Technology Services Insurance") (Based on: Page checked on 2026-09-23; no underwriting-entity footer was present on this page.) - **Limits and Retentions (Not found in reviewed sources):** The page does not publish specific coverage limits, deductibles or sublimits for the Technology Services BOP or its add-ons; those figures appear on the quote and declarations. [1](https://www.travelers.com/small-business-insurance/technology-services "Small Business Technology Services Insurance") (Based on: Page checked on 2026-09-23.) ## Travelers vs Other Business Owner’s Policy Providers - [Travelers vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-travelers/business-owners-policy) - [Travelers vs Amelia Risk](https://spot.insure/compare/amelia-risk-vs-travelers/business-owners-policy) - [Travelers vs biBerk](https://spot.insure/compare/biberk-vs-travelers/business-owners-policy) - [Travelers vs Chubb](https://spot.insure/compare/chubb-vs-travelers/business-owners-policy) - [Travelers vs CNA](https://spot.insure/compare/cna-vs-travelers/business-owners-policy) - [Travelers vs Corgi](https://spot.insure/compare/corgi-vs-travelers/business-owners-policy) - [Travelers vs Coterie Insurance](https://spot.insure/compare/coterie-vs-travelers/business-owners-policy) - [Travelers vs Coverdash](https://spot.insure/compare/coverdash-vs-travelers/business-owners-policy) - [Travelers vs Embroker](https://spot.insure/compare/embroker-vs-travelers/business-owners-policy) - [Travelers vs Gallagher](https://spot.insure/compare/gallagher-vs-travelers/business-owners-policy) - [Travelers vs Heffernan Insurance Brokers](https://spot.insure/compare/heffernan-vs-travelers/business-owners-policy) - [Travelers vs Hiscox](https://spot.insure/compare/hiscox-vs-travelers/business-owners-policy) - [Travelers vs HUB International](https://spot.insure/compare/hub-international-vs-travelers/business-owners-policy) - [Travelers vs Insureon](https://spot.insure/compare/insureon-vs-travelers/business-owners-policy) - [Travelers vs Kinro](https://spot.insure/compare/kinro-vs-travelers/business-owners-policy) - [Travelers vs Liberty Mutual](https://spot.insure/compare/liberty-mutual-vs-travelers/business-owners-policy) - [Travelers vs Mylo](https://spot.insure/compare/mylo-vs-travelers/business-owners-policy) - [Travelers vs Nationwide](https://spot.insure/compare/nationwide-vs-travelers/business-owners-policy) - [Travelers vs ERGO NEXT Insurance](https://spot.insure/compare/next-insurance-vs-travelers/business-owners-policy) - [Travelers vs Pie Insurance](https://spot.insure/compare/pie-insurance-vs-travelers/business-owners-policy) - [Travelers vs Simply Business](https://spot.insure/compare/simply-business-vs-travelers/business-owners-policy) - [Travelers vs TechInsurance](https://spot.insure/compare/techinsurance-vs-travelers/business-owners-policy) - [Travelers vs The Hartford](https://spot.insure/compare/the-hartford-vs-travelers/business-owners-policy) - [Travelers vs THREE by Berkshire Hathaway](https://spot.insure/compare/three-vs-travelers/business-owners-policy) ## Other Coverage Lines From Travelers - [Travelers Cargo and Transit Insurance](https://spot.insure/insurance-providers/travelers/cargo-transit) - [Travelers Commercial Auto Insurance](https://spot.insure/insurance-providers/travelers/commercial-auto) - [Travelers Commercial Property Insurance](https://spot.insure/insurance-providers/travelers/commercial-property) - [Travelers Crime Insurance](https://spot.insure/insurance-providers/travelers/crime) - [Travelers Cyber Insurance](https://spot.insure/insurance-providers/travelers/cyber) - [Travelers D&O Insurance](https://spot.insure/insurance-providers/travelers/directors-officers) - [Travelers Employment Practices Liability Insurance](https://spot.insure/insurance-providers/travelers/employment-practices) - [Travelers Equipment Breakdown Insurance](https://spot.insure/insurance-providers/travelers/equipment-breakdown) - [Travelers Fidelity Bonds](https://spot.insure/insurance-providers/travelers/fidelity-bonds) - [Travelers Fiduciary Liability Insurance](https://spot.insure/insurance-providers/travelers/fiduciary) - [Travelers General Liability Insurance](https://spot.insure/insurance-providers/travelers/general-liability) - [Travelers Inland Marine Insurance](https://spot.insure/insurance-providers/travelers/inland-marine) - [Travelers Kidnap and Ransom Insurance](https://spot.insure/insurance-providers/travelers/kidnap-ransom) - [Travelers Management Liability Insurance](https://spot.insure/insurance-providers/travelers/management-liability) - [Travelers Media Liability Insurance](https://spot.insure/insurance-providers/travelers/media) - [Travelers Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/travelers/professional-errors-omissions) - [Travelers Surety Bonds](https://spot.insure/insurance-providers/travelers/surety-bonds) - [Travelers Tech E&O Insurance](https://spot.insure/insurance-providers/travelers/technology-errors-omissions) - [Travelers Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/travelers/umbrella-excess) - [Travelers Workers’ Compensation Insurance](https://spot.insure/insurance-providers/travelers/workers-compensation) ## Related Reading - [Travelers Profile](https://spot.insure/insurance-providers/travelers) - [Travelers Reliability](https://spot.insure/insurance-providers/travelers/reliability) - [Travelers Alternatives](https://spot.insure/insurance-providers/travelers/alternatives) - [Coverage Guide: Business owner’s policy](https://spot.insure/coverage/business-owners-policy) ## Sources for Travelers Business Owner’s Policy 1. [Small Business Technology Services Insurance](https://www.travelers.com/small-business-insurance/technology-services). Travelers; Technology services business owner's policy (BOP) section; Who is small business technology services insurance right for?; Customize your business policy with these add-ons; Find an insurance agent CTA. Accessed 2026-09-23. ## How to Cite This Page Travelers Business Owner’s Policy: Coverage, Eligibility & Application (2026). Spot, updated 2026-09-23. https://spot.insure/insurance-providers/travelers/business-owners-policy. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/travelers/business-owners-policy.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)