--- title: "Travelers Business Owner’s Policy" description: "What Travelers Business Owner’s Policy covers, who it’s for, and how to apply, cited to Travelers’s own published sources." canonical: "https://spot.insure/insurance-providers/travelers/business-owners-policy" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/travelers/business-owners-policy) # Travelers Business Owner’s Policy Technology Services Business Owner's Policy Travelers packages this line as a Technology Services Business Owner's Policy (BOP) that bundles property insurance with liability insurance into a single policy for small technology-services businesses. [1](https://www.travelers.com/small-business-insurance/technology-services "Small Business Technology Services Insurance") (Evidence: Company-reported; scope: Small Business Technology Services Insurance page as read on 2026-09-23.) ## Issuing Insurer - **Not found in reviewed sources.** The Small Business Technology Services Insurance page does not name the specific Travelers entity that issues this BOP; the issuing company is disclosed on the policy itself. [1](https://www.travelers.com/small-business-insurance/technology-services "Small Business Technology Services Insurance") (Scope: Page checked on 2026-09-23; no underwriting-entity footer was present on this page.) ## Who It’s For - Travelers markets this BOP to small businesses providing technology services, including computer installation and repair, data processing services, internet service providers, IT consultants and schools, software development, web development and design, and web hosting. [1](https://www.travelers.com/small-business-insurance/technology-services "Small Business Technology Services Insurance") (Evidence: Company-reported; scope: "Who is small business technology services insurance right for?" section.) ## Coverage Features - Travelers says the Technology Services BOP includes property coverage, general liability, business income and extra expense coverage, and cyber liability and errors & omissions coverage, bundled into one policy. [1](https://www.travelers.com/small-business-insurance/technology-services "Small Business Technology Services Insurance") (Evidence: Company-reported; scope: BOP description on the Small Business Technology Services Insurance page.) - Travelers offers optional add-ons for this BOP: the Xtend Endorsement, which it describes as 15 general liability coverage enhancements including a blanket waiver of subrogation; Employment Practices Liability+ (EPL+) for claims like discrimination or wrongful termination; and World Business Essentials, which extends some property and liability coverage for periodic overseas travel. [1](https://www.travelers.com/small-business-insurance/technology-services "Small Business Technology Services Insurance") (Evidence: Company-reported; scope: "Customize your business policy with these add-ons" section.) ## Limits and Retentions - **Not found in reviewed sources.** The page does not publish specific coverage limits, deductibles or sublimits for the Technology Services BOP or its add-ons; those figures appear on the quote and declarations. [1](https://www.travelers.com/small-business-insurance/technology-services "Small Business Technology Services Insurance") (Scope: Page checked on 2026-09-23.) ## How to Apply - Travelers directs buyers to an independent insurance agent to tailor and purchase this BOP; the page does not offer a direct self-service online quote or bind path. [1](https://www.travelers.com/small-business-insurance/technology-services "Small Business Technology Services Insurance") (Evidence: Company-reported; scope: "Find an insurance agent" call-to-action on the technology-services page.) ## Travelers Business Owner’s Policy Compared - [Travelers vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-travelers/business-owners-policy) - [Travelers vs Amelia Risk](https://spot.insure/compare/amelia-risk-vs-travelers/business-owners-policy) - [Travelers vs Chubb](https://spot.insure/compare/chubb-vs-travelers/business-owners-policy) - [Travelers vs Corgi](https://spot.insure/compare/corgi-vs-travelers/business-owners-policy) - [Travelers vs Coterie Insurance](https://spot.insure/compare/coterie-vs-travelers/business-owners-policy) - [Travelers vs Coverdash](https://spot.insure/compare/coverdash-vs-travelers/business-owners-policy) ## Other Travelers Coverage Lines - [Travelers Cargo and Transit Insurance](https://spot.insure/insurance-providers/travelers/cargo-transit) - [Travelers Commercial Auto Insurance](https://spot.insure/insurance-providers/travelers/commercial-auto) - [Travelers Commercial Property Insurance](https://spot.insure/insurance-providers/travelers/commercial-property) - [Travelers Crime Insurance](https://spot.insure/insurance-providers/travelers/crime) - [Travelers Cyber Insurance](https://spot.insure/insurance-providers/travelers/cyber) - [Travelers D&O Insurance](https://spot.insure/insurance-providers/travelers/directors-officers) - [Travelers Employment Practices Liability Insurance](https://spot.insure/insurance-providers/travelers/employment-practices) - [Travelers Equipment Breakdown Insurance](https://spot.insure/insurance-providers/travelers/equipment-breakdown) - [Travelers Fiduciary Liability Insurance](https://spot.insure/insurance-providers/travelers/fiduciary) - [Travelers General Liability Insurance](https://spot.insure/insurance-providers/travelers/general-liability) - [Travelers Inland Marine Insurance](https://spot.insure/insurance-providers/travelers/inland-marine) - [Travelers Kidnap and Ransom Insurance](https://spot.insure/insurance-providers/travelers/kidnap-ransom) - [Travelers Management Liability Insurance](https://spot.insure/insurance-providers/travelers/management-liability) - [Travelers Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/travelers/professional-errors-omissions) - [Travelers Surety Bonds](https://spot.insure/insurance-providers/travelers/surety-bonds) - [Travelers Tech E&O Insurance](https://spot.insure/insurance-providers/travelers/technology-errors-omissions) - [Travelers Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/travelers/umbrella-excess) - [Travelers Workers’ Compensation Insurance](https://spot.insure/insurance-providers/travelers/workers-compensation) ## Related - [Travelers Profile](https://spot.insure/insurance-providers/travelers) - [Travelers Reliability](https://spot.insure/insurance-providers/travelers/reliability) - [Travelers Alternatives](https://spot.insure/insurance-providers/travelers/alternatives) - [Coverage Guide: Business owner’s policy](https://spot.insure/coverage/business-owners-policy) ## Sources 1. [Small Business Technology Services Insurance](https://www.travelers.com/small-business-insurance/technology-services). Travelers; Technology services business owner's policy (BOP) section; Who is small business technology services insurance right for?; Customize your business policy with these add-ons; Find an insurance agent CTA. Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/travelers/business-owners-policy.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)