---
title: "The Hartford Tech E&O Insurance: Coverage, Eligibility & Limits (2026)"
description: "Everything to know before buying The Hartford Tech E&O Insurance: what it covers, who it’s for, and its limits and retentions."
canonical: "https://spot.insure/insurance-providers/the-hartford/technology-errors-omissions"
page-type: "offering-page"
updated-at: "2026-09-23"
provider: "the-hartford"
coverage-line: "technology-errors-omissions"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/insurance-providers/the-hartford/technology-errors-omissions)

## Agent Guide

**What this page is:** What The Hartford Tech E&O Insurance: Coverage, Eligibility & Limits (2026) covers, who it fits and what to confirm before buying, drawn from the provider's public materials.

**Use this page when:** Cite this page for The Hartford Tech E&O Insurance: Coverage, Eligibility & Limits (2026) specifically. For the general coverage explainer use /coverage/technology-errors-omissions; for the provider overall use its profile.

**Questions this page answers:**
- Does The Hartford Tech E&O Insurance: Coverage, Eligibility & Limits (2026) offer this coverage?
- What does The Hartford Tech E&O Insurance: Coverage, Eligibility & Limits (2026) cover and exclude?
- Who is The Hartford Tech E&O Insurance: Coverage, Eligibility & Limits (2026) designed for?

**Key facts:**
- Provider slug `the-hartford`; coverage line `technology-errors-omissions`.
- Start with the Quick Answer; the at-a-glance table shows which topics the sources cover. Details are grouped by topic under their own headings, and what the sources do not say is listed in its own section.

**Limits (do not over-claim):**
- Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements.
- Availability varies by state, industry and underwriting.
- Not insurance, legal or financial advice, and not a quote, binder or offer of coverage.
- Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying.

**Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23.

**Related pages:**
- [Provider profile](https://spot.insure/insurance-providers/the-hartford) — parent: provider profile

# The Hartford Tech E&O Insurance

Product: The Hartford FailSafe Technology Errors and Omissions Insurance. Provider: The Hartford. Coverage line: Tech E&O Insurance.

## Quick Answer

The Hartford offers tech E&O insurance, its FailSafe suite, to technology companies whose products or services can cause a customer's financial loss, such as software, hardware and telecom firms. [1](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O")

## The Hartford Tech E&O Insurance at a Glance

| Topic | Status | Details |
| --- | --- | --- |
| Role in This Line | Company-reported | 1 |
| Who It’s For | Company-reported | 1 |
| Coverage Features | Company-reported | 1 |
| Limits and Retentions | Company-reported | 1 |

## What Is The Hartford’s Role in Tech E&O Insurance?

- The Hartford's FailSafe Technology Liability Product Suite is its technology errors and omissions (E&O) product, aimed at technology companies whose products or services can cause a customer's pure financial loss that traditional liability policies usually don't cover. [1](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") (Company-reported. Based on: Technology E&O product page as read 2026-09-23.)

## Who Is The Hartford Tech E&O Insurance For?

- The Hartford names buyer types for Tech E&O: software and IT specialists (custom/packaged software developers, website designers, computer consultants, systems integrators, federal IT contractors), hardware and electronics manufacturers, and telecommunications providers (local/long-distance carriers, internet/application service providers, website hosting). [1](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") (Company-reported. Based on: Technology E&O product page as read 2026-09-23.)

## What Coverage Features Does The Hartford Tech E&O Insurance Include?

- The Hartford lists FailSafe Technology E&O coverage features: errors and omissions liability, security liability, data privacy and network security liability, personal injury liability, intellectual property liability, and media liability. It distinguishes this from its separate cyber liability coverage, which addresses cyberattacks and data leaks specifically rather than broader product/service failures. [1](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") (Company-reported. Based on: Technology E&O product page as read 2026-09-23. General coverage description; the issued policy controls.)

## What Limits and Retentions Does The Hartford Tech E&O Insurance Have?

- The Hartford says E&O coverage for technology businesses typically costs about $500 to $1,000 per year per employee; the page does not publish standard coverage limits, which depend on location, employee count, coverage limits chosen and lawsuit history. [1](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") (Company-reported. Based on: Company-reported cost range as of 2026-09-23 (page last updated by The Hartford September 19, 2024); not a coverage limit.)

## How Does The Hartford Compare With Other Tech E&O Insurance Providers?

- [The Hartford vs AIG](https://spot.insure/compare/aig-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs Amelia Risk](https://spot.insure/compare/amelia-risk-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs At-Bay](https://spot.insure/compare/at-bay-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs Beazley](https://spot.insure/compare/beazley-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs Berkshire Hathaway Specialty Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs CFC](https://spot.insure/compare/cfc-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs Chubb](https://spot.insure/compare/chubb-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs CNA](https://spot.insure/compare/cna-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs Coalition](https://spot.insure/compare/coalition-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs Corgi](https://spot.insure/compare/corgi-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs Coverdash](https://spot.insure/compare/coverdash-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs Cowbell](https://spot.insure/compare/cowbell-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs Embroker](https://spot.insure/compare/embroker-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs Foxquilt](https://spot.insure/compare/foxquilt-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs Gallagher](https://spot.insure/compare/gallagher-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs HUB International](https://spot.insure/compare/hub-international-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs Liberty Mutual](https://spot.insure/compare/liberty-mutual-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs Markel Insurance](https://spot.insure/compare/markel-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs Marsh](https://spot.insure/compare/marsh-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs Newfront](https://spot.insure/compare/newfront-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs Relm Insurance](https://spot.insure/compare/relm-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs Resilience](https://spot.insure/compare/resilience-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs RiskCube](https://spot.insure/compare/riskcube-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs Risklytics](https://spot.insure/compare/risklytics-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs StartupInsurance.ai](https://spot.insure/compare/startupinsurance-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs TechInsurance](https://spot.insure/compare/techinsurance-vs-the-hartford/technology-errors-omissions)
- [The Hartford vs Travelers](https://spot.insure/compare/the-hartford-vs-travelers/technology-errors-omissions)
- [The Hartford vs Vouch](https://spot.insure/compare/the-hartford-vs-vouch/technology-errors-omissions)
- [The Hartford vs Zurich U.S.](https://spot.insure/compare/the-hartford-vs-zurich/technology-errors-omissions)

## Other Coverage Lines From The Hartford

- [The Hartford Business Owner’s Policy](https://spot.insure/insurance-providers/the-hartford/business-owners-policy)
- [The Hartford Commercial Auto Insurance](https://spot.insure/insurance-providers/the-hartford/commercial-auto)
- [The Hartford Commercial Property Insurance](https://spot.insure/insurance-providers/the-hartford/commercial-property)
- [The Hartford Crime Insurance](https://spot.insure/insurance-providers/the-hartford/crime)
- [The Hartford Cyber Insurance](https://spot.insure/insurance-providers/the-hartford/cyber)
- [The Hartford D&O Insurance](https://spot.insure/insurance-providers/the-hartford/directors-officers)
- [The Hartford Employment Practices Liability Insurance](https://spot.insure/insurance-providers/the-hartford/employment-practices)
- [The Hartford Fiduciary Liability Insurance](https://spot.insure/insurance-providers/the-hartford/fiduciary)
- [The Hartford General Liability Insurance](https://spot.insure/insurance-providers/the-hartford/general-liability)
- [The Hartford Hired and Non-Owned Auto Insurance](https://spot.insure/insurance-providers/the-hartford/hired-non-owned-auto)
- [The Hartford Inland Marine Insurance](https://spot.insure/insurance-providers/the-hartford/inland-marine)
- [The Hartford Kidnap and Ransom Insurance](https://spot.insure/insurance-providers/the-hartford/kidnap-ransom)
- [The Hartford Management Liability Insurance](https://spot.insure/insurance-providers/the-hartford/management-liability)
- [The Hartford Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/the-hartford/professional-errors-omissions)
- [The Hartford Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/the-hartford/umbrella-excess)
- [The Hartford Workers’ Compensation Insurance](https://spot.insure/insurance-providers/the-hartford/workers-compensation)

## Related Reading

- [The Hartford Profile](https://spot.insure/insurance-providers/the-hartford)
- [The Hartford Reliability](https://spot.insure/insurance-providers/the-hartford/reliability)
- [The Hartford Alternatives](https://spot.insure/insurance-providers/the-hartford/alternatives)
- [Coverage Guide: Technology errors and omissions (E&O)](https://spot.insure/coverage/technology-errors-omissions)

## Sources for The Hartford Tech E&O Insurance

1. [Technology Errors and Omissions Insurance | Technology E&O](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology). The Hartford; What Is Technology Errors and Omissions Insurance?; How Does Technology Errors and Omissions Insurance Work; Technology Errors and Omissions Insurance Coverage feature list; Technology Errors and Omissions Insurance Cost; Types of Companies That Need Tech E&O Insurance. Accessed 2026-09-23.

## How to Cite This Page

The Hartford Tech E&O Insurance: Coverage, Eligibility & Limits (2026). Spot, updated 2026-09-23. https://spot.insure/insurance-providers/the-hartford/technology-errors-omissions. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/insurance-providers/the-hartford/technology-errors-omissions.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)