--- title: "TechInsurance General Liability Insurance" description: "What TechInsurance General Liability Insurance covers, who it’s for, and its limits and retentions, cited to TechInsurance’s own published sources." canonical: "https://spot.insure/insurance-providers/techinsurance/general-liability" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/techinsurance/general-liability) # TechInsurance General Liability Insurance TechInsurance Commercial General Liability Insurance TechInsurance arranges general liability insurance for small businesses and describes it as often the first policy small business owners buy. [1](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page.) ## Issuing Insurer - **Not publicly disclosed.** The reviewed page does not name the issuing insurer for a general liability policy; TechInsurance describes returning quotes from multiple carriers rather than naming one upfront. [1](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Scope: General liability product page as read on 2026-09-23.) ## Who It’s For - TechInsurance targets general liability at small businesses that interact with the public, including those that let customers into a store or office, visit clients' homes or businesses, handle client property, sell products, or advertise online. [1](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page.) ## Coverage Features - TechInsurance says general liability insurance covers third-party bodily injury, property damage, copyright infringement, defamation (libel or slander), and often includes product liability coverage or the option to add it by endorsement. [1](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page; general policy description, not a specific policy form.) ## Limits and Retentions - TechInsurance says nearly 90% of its customers choose a general liability policy with a $1 million per-occurrence limit and a $2 million aggregate limit, and that its customers pay a median of $45 per month for the coverage. [1](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page; a company-reported median and common-limit figure from TechInsurance's own book of business, not a published rate table.) ## How to Apply - You request general liability quotes online through a short application; TechInsurance says licensed agents in all 50 states are available to help pick a policy, and a certificate of insurance is typically available the same day you buy coverage. [1](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page application and certificate sections.) ## TechInsurance General Liability Insurance Compared - [TechInsurance vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-techinsurance/general-liability) - [TechInsurance vs Amelia Risk](https://spot.insure/compare/amelia-risk-vs-techinsurance/general-liability) - [TechInsurance vs Beazley](https://spot.insure/compare/beazley-vs-techinsurance/general-liability) - [TechInsurance vs CFC](https://spot.insure/compare/cfc-vs-techinsurance/general-liability) - [TechInsurance vs Chubb](https://spot.insure/compare/chubb-vs-techinsurance/general-liability) - [TechInsurance vs Corgi](https://spot.insure/compare/corgi-vs-techinsurance/general-liability) ## Other TechInsurance Coverage Lines - [TechInsurance Business Owner’s Policy](https://spot.insure/insurance-providers/techinsurance/business-owners-policy) - [TechInsurance Commercial Auto Insurance](https://spot.insure/insurance-providers/techinsurance/commercial-auto) - [TechInsurance Commercial Property Insurance](https://spot.insure/insurance-providers/techinsurance/commercial-property) - [TechInsurance Cyber Insurance](https://spot.insure/insurance-providers/techinsurance/cyber) - [TechInsurance D&O Insurance](https://spot.insure/insurance-providers/techinsurance/directors-officers) - [TechInsurance Employment Practices Liability Insurance](https://spot.insure/insurance-providers/techinsurance/employment-practices) - [TechInsurance Fidelity Bonds](https://spot.insure/insurance-providers/techinsurance/fidelity-bonds) - [TechInsurance Inland Marine Insurance](https://spot.insure/insurance-providers/techinsurance/inland-marine) - [TechInsurance Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/techinsurance/professional-errors-omissions) - [TechInsurance Tech E&O Insurance](https://spot.insure/insurance-providers/techinsurance/technology-errors-omissions) - [TechInsurance Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/techinsurance/umbrella-excess) - [TechInsurance Workers’ Compensation Insurance](https://spot.insure/insurance-providers/techinsurance/workers-compensation) ## Related - [TechInsurance Profile](https://spot.insure/insurance-providers/techinsurance) - [TechInsurance Reliability](https://spot.insure/insurance-providers/techinsurance/reliability) - [TechInsurance Alternatives](https://spot.insure/insurance-providers/techinsurance/alternatives) - [Coverage Guide: General liability](https://spot.insure/coverage/general-liability) ## Sources 1. [Commercial General Liability Insurance Quotes Online](https://www.techinsurance.com/general-liability-insurance). TechInsurance; What does general liability insurance cover? (bodily injury, property damage, copyright infringement, defamation, product liability); How much does general liability insurance cost?; How much general liability coverage do you need? (90% of customers choose $1M/$2M limits); What are coverage types A, B, and C? Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/techinsurance/general-liability.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)