--- title: "TechInsurance Employment Practices Liability Insurance" description: "What TechInsurance Employment Practices Liability Insurance covers, who it’s for, and its limits and retentions, cited to TechInsurance’s own published sources." canonical: "https://spot.insure/insurance-providers/techinsurance/employment-practices" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/techinsurance/employment-practices) # TechInsurance Employment Practices Liability Insurance TechInsurance Employment Practices Liability Insurance (EPLI) TechInsurance arranges employment practices liability insurance (EPLI) and says it can be purchased standalone or paired with directors and officers insurance in a management liability bundle. [1](https://www.techinsurance.com/employment-practices-liability-insurance "Employment Practices Liability Insurance (EPLI)") (Evidence: Company-reported; scope: EPLI product page.) ## Issuing Insurer - **Not publicly disclosed.** The reviewed page does not name the issuing insurer for an EPLI policy. [1](https://www.techinsurance.com/employment-practices-liability-insurance "Employment Practices Liability Insurance (EPLI)") (Scope: EPLI product page as read on 2026-09-23.) ## Who It’s For - TechInsurance targets EPLI at small businesses with a sizable workforce, and specifically notes that companies too small to have a dedicated HR team may face employment lawsuits more often since they often lack the resources to resolve disputes before they become legal claims. [1](https://www.techinsurance.com/employment-practices-liability-insurance "Employment Practices Liability Insurance (EPLI)") (Evidence: Company-reported; scope: EPLI product page, Why do I need employment practices liability insurance? section.) ## Coverage Features - TechInsurance says EPLI covers claims of discrimination, sexual harassment, wrongful termination, negligent handling of employee benefits, breach of employment contract, and invasion of privacy, and is typically written as a claims-made policy. [1](https://www.techinsurance.com/employment-practices-liability-insurance "Employment Practices Liability Insurance (EPLI)") (Evidence: Company-reported; scope: EPLI product page; general policy description, not a specific policy form.) ## Limits and Retentions - TechInsurance says EPLI policyholders pay a median of $257 per month, with most businesses paying between about $750 and more than $14,000 a year, depending on profession risk, policy limits and deductible, employee count, turnover rate, and claims history. [1](https://www.techinsurance.com/employment-practices-liability-insurance "Employment Practices Liability Insurance (EPLI)") (Evidence: Company-reported; scope: EPLI product page cost section; a company-reported median and range from TechInsurance's own book of business, not a published rate table.) ## How to Apply - You request EPLI quotes online through a short application; TechInsurance says licensed agents are available to help, and a certificate of insurance is typically available the same day you buy coverage. [1](https://www.techinsurance.com/employment-practices-liability-insurance "Employment Practices Liability Insurance (EPLI)") (Evidence: Company-reported; scope: EPLI product page.) ## TechInsurance Employment Practices Liability Insurance Compared - [TechInsurance vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-techinsurance/employment-practices) - [TechInsurance vs Amelia Risk](https://spot.insure/compare/amelia-risk-vs-techinsurance/employment-practices) - [TechInsurance vs Beazley](https://spot.insure/compare/beazley-vs-techinsurance/employment-practices) - [TechInsurance vs CFC](https://spot.insure/compare/cfc-vs-techinsurance/employment-practices) - [TechInsurance vs Chubb](https://spot.insure/compare/chubb-vs-techinsurance/employment-practices) - [TechInsurance vs Coalition](https://spot.insure/compare/coalition-vs-techinsurance/employment-practices) ## Other TechInsurance Coverage Lines - [TechInsurance Business Owner’s Policy](https://spot.insure/insurance-providers/techinsurance/business-owners-policy) - [TechInsurance Commercial Auto Insurance](https://spot.insure/insurance-providers/techinsurance/commercial-auto) - [TechInsurance Commercial Property Insurance](https://spot.insure/insurance-providers/techinsurance/commercial-property) - [TechInsurance Cyber Insurance](https://spot.insure/insurance-providers/techinsurance/cyber) - [TechInsurance D&O Insurance](https://spot.insure/insurance-providers/techinsurance/directors-officers) - [TechInsurance Fidelity Bonds](https://spot.insure/insurance-providers/techinsurance/fidelity-bonds) - [TechInsurance General Liability Insurance](https://spot.insure/insurance-providers/techinsurance/general-liability) - [TechInsurance Inland Marine Insurance](https://spot.insure/insurance-providers/techinsurance/inland-marine) - [TechInsurance Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/techinsurance/professional-errors-omissions) - [TechInsurance Tech E&O Insurance](https://spot.insure/insurance-providers/techinsurance/technology-errors-omissions) - [TechInsurance Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/techinsurance/umbrella-excess) - [TechInsurance Workers’ Compensation Insurance](https://spot.insure/insurance-providers/techinsurance/workers-compensation) ## Related - [TechInsurance Profile](https://spot.insure/insurance-providers/techinsurance) - [TechInsurance Reliability](https://spot.insure/insurance-providers/techinsurance/reliability) - [TechInsurance Alternatives](https://spot.insure/insurance-providers/techinsurance/alternatives) - [Coverage Guide: Employment practices liability](https://spot.insure/coverage/employment-practices) ## Sources 1. [Employment Practices Liability Insurance (EPLI)](https://www.techinsurance.com/employment-practices-liability-insurance). TechInsurance; What does employment practices liability insurance cover? (negligent benefits handling, sexual harassment, wrongful termination, discrimination, breach of contract, privacy invasion); How much does EPLI cost?; What do I need to know about EPLI deductibles, limits, and exclusions? Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). 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