--- title: "RiskCube Tech E&O Insurance" description: "What RiskCube Tech E&O Insurance covers, who it’s for, and how to apply, cited to RiskCube’s own published sources." canonical: "https://spot.insure/insurance-providers/riskcube/technology-errors-omissions" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/riskcube/technology-errors-omissions) # RiskCube Tech E&O Insurance RiskCube Technology Errors and Omissions (E&O) Insurance RiskCube compares Tech E&O policies across carriers and describes itself as an independent brokerage rather than the underwriter of the policy. [1](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page footer and FAQ describing RiskCube as "your independent broker, scanning the entire market" for quotes.) ## Issuing Insurer - RiskCube's disclosures say it is not an insurance carrier and that its insurance products, including Tech E&O, are underwritten and issued by third-party carriers it does not name; the Tech E&O page itself does not identify an issuing insurer. [1](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") [2](https://riskcubeai.com/disclosures "Disclosures & Compensation") (Evidence: Company-reported; scope: Company-wide entity and licensing disclosure and the Tech E&O product page as read on 2026-09-23.) ## Who It’s For - RiskCube targets Tech E&O at AI/ML, fintech, govtech, defense, space and Web3 companies whose software or models can create financial loss or contract-performance disputes for customers. [1](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page "Who needs this coverage" section.) ## Coverage Features - RiskCube describes Tech E&O as covering software errors and bugs, failure to meet SLAs or contract terms, client financial losses caused by the policyholder's product, and related data loss, plus legal defense costs. [1](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page "What's covered" section.) - RiskCube lists common Tech E&O exclusions including intentional wrongdoing or fraud, incidents known before binding, patent infringement, other intellectual-property infringement and financial insolvency. [1](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page "Common Exclusions" section.) ## Limits and Retentions - **Not publicly disclosed.** RiskCube says needed Tech E&O limits depend on contract requirements and risk exposure, with early-stage startups often starting at lower limits, but does not publish specific limit or retention amounts on the product page. [1](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Scope: Tech E&O product page "How much Tech E&O coverage do startups need" FAQ.) ## Risk Services - RiskCube says it can layer an excess policy on top of Tech E&O to address AI-related coverage gaps such as algorithmic-bias or hallucination claims, and checks that policies include waiver-of-subrogation language that enterprise MSAs request. [1](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page "AI & enterprise risk" FAQ.) ## How to Apply - RiskCube asks applicants for product, customer, revenue and contract details such as SLAs or indemnities, plus prior claims or known incidents, and says it typically returns Tech E&O quotes within about 24 hours depending on underwriting complexity. [1](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page process steps and "What information do I need to apply" / "How fast can we get Tech E&O quotes" FAQs.) ## Claims Support - **Not found in reviewed sources.** The reviewed Tech E&O page does not describe claims handling or a dedicated claims team for this line. [1](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Scope: Tech E&O product page as read on 2026-09-23.) ## RiskCube Tech E&O Insurance Compared - [RiskCube vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-riskcube/technology-errors-omissions) - [RiskCube vs Amelia Risk](https://spot.insure/compare/amelia-risk-vs-riskcube/technology-errors-omissions) - [RiskCube vs At-Bay](https://spot.insure/compare/at-bay-vs-riskcube/technology-errors-omissions) - [RiskCube vs Beazley](https://spot.insure/compare/beazley-vs-riskcube/technology-errors-omissions) - [RiskCube vs CFC](https://spot.insure/compare/cfc-vs-riskcube/technology-errors-omissions) - [RiskCube vs Chubb](https://spot.insure/compare/chubb-vs-riskcube/technology-errors-omissions) ## Other RiskCube Coverage Lines - [RiskCube Crime Insurance](https://spot.insure/insurance-providers/riskcube/crime) - [RiskCube Cyber Insurance](https://spot.insure/insurance-providers/riskcube/cyber) - [RiskCube D&O Insurance](https://spot.insure/insurance-providers/riskcube/directors-officers) - [RiskCube General Liability Insurance](https://spot.insure/insurance-providers/riskcube/general-liability) - [RiskCube Generative AI Liability Insurance](https://spot.insure/insurance-providers/riskcube/generative-ai-liability) - [RiskCube Key Person Insurance](https://spot.insure/insurance-providers/riskcube/key-person) ## Related - [RiskCube Profile](https://spot.insure/insurance-providers/riskcube) - [RiskCube Reliability](https://spot.insure/insurance-providers/riskcube/reliability) - [RiskCube Alternatives](https://spot.insure/insurance-providers/riskcube/alternatives) - [Coverage Guide: Technology errors and omissions (E&O)](https://spot.insure/coverage/technology-errors-omissions) ## Sources 1. [Technology Errors and Omissions (E&O) Insurance](https://riskcubeai.com/insurance/tech-eo). RiskCube; Who needs this coverage; What is Tech E&O; What's covered; Common Exclusions; FAQs; application steps; "Independent brokerage · NPN 21694336" footer. Accessed 2026-09-23. 2. [Disclosures & Compensation](https://riskcubeai.com/disclosures). RiskCube; Section 1, Entity and Licensing Disclosure: "RiskCube is not an insurance carrier and does not underwrite insurance. Insurance coverage is offered, underwritten, and issued by third-party insurance carriers". Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/riskcube/technology-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)