--- title: "What Is Resilience Insurance?" description: "Learn about Resilience’s cyber and technology E&O coverage, security services, customer appetite and questions for a California quote." canonical: "https://spot.insure/insurance-providers/resilience" page-type: "provider-profile" updated-at: "2026-09-16" verified-at: "2026-09-16" entities: ["Spot", "Resilience"] --- [Human-readable page](https://spot.insure/insurance-providers/resilience) # What Is Resilience Insurance? Learn about Resilience’s cyber and technology E&O coverage, security services, customer appetite and questions for a California quote. ## Research Scope and Use Use this profile to understand Resilience's documented role, coverage offerings, application process, and service model before requesting provider-specific terms. This is published research as of the verification dates shown, not a live quote or an eligibility determination. “Company-reported” identifies a provider's own claim. “Not found” and “not publicly disclosed” describe the evidence reviewed, not proof that a service is unavailable. Preserve the scope and citations when summarizing a fact. For a decision handoff, identify the company's requirements, the documented differences relevant to them, and unresolved questions from the analysis. Confirm actual insurer, availability, policy wording, limits, retentions, exclusions, and costs in the relevant quote and policy documents. ## Company Details - **Company:** Resilience - **Stated focus:** Cyber risk and technology liability - **Official website:** [cyberresilience.com](https://cyberresilience.com/) ### Coverage Offered - Cyber liability [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") - Technology errors and omissions [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") Resilience combines cyber insurance and technology errors and omissions insurance with cybersecurity risk-management services. [1](https://cyberresilience.com/ "Home Page") [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Brand-level offering; not a statement that the brand is the risk-bearing insurer.; verified: 2026-09-16.) For a founder or finance lead, the useful distinction is between transferring a potential loss to an insurer and deciding where to spend the security budget. Evaluate those purchases separately: a useful risk model does not establish what a policy will pay. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") ## Pros and Cons ### Pros - **Technology-specific scope.** Resilience markets technology E&O for liability arising from technology businesses and advertises $10 million limits for US primary and excess placements. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Technology-specific professional liability; not general professional E&O or a guarantee of offered limits.; verified: 2026-09-16.) This gives a technology team a concrete starting point for discussing liability from its products and services. - **Security budgeting tools.** Resilience markets Edge for prioritizing security spending by estimated financial impact, and Arc for viewing cyber risk across multiple entities. These are risk-management services, not additional insurance coverage lines. [8](https://cyberresilience.com/products/security-investment-prioritization "Security Investment Prioritization") [9](https://cyberresilience.com/products/multi-entity-and-portfolio-risk "Multi-Entity & Portfolio Risk") (Evidence: Company-reported; scope: Current named cybersecurity products; outcomes not independently established.; verified: 2026-09-16.) For a finance team overseeing several subsidiaries, the portfolio view is a different purchasing consideration from the insurance limit alone. - **Defined incident support roles.** Resilience describes a 24/7 in-house claims team, a dedicated claims manager through settlement, and outside specialists in privacy law, forensics, recovery and crisis communications. These are company-reported service arrangements, not independently measured claims quality. [6](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") (Evidence: Company-reported; scope: Claims operating model; no response-time, acceptance-rate or recovery performance claim adopted.; verified: 2026-09-16.) Ask how the claims manager and external responders would coordinate with your own security team. ### Cons - **Early-stage fit needs checking.** Resilience lists US technology E&O appetite of $25 million–$10 billion in revenue, including software, AI, hardware, technology services, data centers and telecommunications. Smaller startups should ask whether an exception is available. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Published US primary and excess technology E&O appetite; not a minimum established for every cyber product.; verified: 2026-09-16.) If you are bootstrapped or pre-revenue, establish appetite before investing time in a detailed technology E&O submission. - **California access is not established by national marketing.** Resilience markets cyber and technology E&O in the United States. The reviewed product and legal pages do not establish the California-specific placement route, insurer selection or admitted versus surplus-lines status for either product. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [2](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Not found in reviewed sources; scope: California eligibility remains unresolved; neither the San Francisco office nor a national producer number establishes state product availability.; verified: 2026-09-16.) - **Public pages do not settle the all-in cost.** The reviewed broker, contact, legal and product pages do not disclose a standard customer fee schedule or insurance commission rates. Request an itemized premium, taxes, placement fees and any separate security-service charges. [5](https://cyberresilience.com/brokers "Brokers") [7](https://cyberresilience.com/contact-us "Contact Us") [2](https://cyberresilience.com/disclaimer/ "Disclaimer") [10](https://cyberresilience.com/terms-and-conditions/ "Terms and Conditions") [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Not publicly disclosed; scope: Public-source review, not a finding that charges or commissions are absent.; verified: 2026-09-16.) ## How It Works Resilience presents insurance to brokers through a dedicated broker page and offers a public contact route for product inquiries. The reviewed pages do not document an end-to-end self-service purchase or a guaranteed quote or binding time. [5](https://cyberresilience.com/brokers "Brokers") [7](https://cyberresilience.com/contact-us "Contact Us") (Evidence: Company-reported; scope: Observed public broker/contact route; no application submitted or portal accessed.; verified: 2026-09-16.) Start by asking your broker to confirm the product and revenue appetite for your business. For a software company, describe what the software does, who relies on it and the contractual liabilities you want the quote to address. Ask which application, financial information and security evidence the underwriter actually requires; do not treat a demo request as an insurance application. Resilience identifies Ocrea Risk Services, LLC, doing business as Resilience Cyber Insurance Solutions, as its US insurance distributor and lists NPN 19169260. This company disclosure is not independent verification of a California license. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Company-reported; scope: US distribution entity; regulator license lookup not completed.; verified: 2026-09-16.) Resilience’s US disclosure names Homeland Insurance Company of New York or Homeland Insurance Company of Delaware as underwriting insurers. It does not specify which would issue a particular California quote. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Company-reported; scope: Company-reported US insurer disclosure; no binder or California policy form reviewed.; verified: 2026-09-16.) The distributor, your advising broker and the insurer may perform different tasks. Have the proposal identify who is placing the risk, who can authorize changes and which entity appears on the policy declarations. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") ## Coverage and Availability Resilience advertises cyber coverage on primary and excess placements, with limits up to $20 million. Its product page describes privacy wrongful acts and eCrime, with eCrime limits up to $500,000; the quote must confirm applicable sublimits and conditions. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: Marketing description, not reviewed policy wording. eCrime is a component, not evidence of standalone crime insurance.; verified: 2026-09-16.) For a finance team worried about fraudulent transfers, request the actual eCrime wording and conditions rather than comparing the headline cyber limit alone. For a technology team, ask the broker to map the proposed E&O wording to your customer contracts and service commitments. The advertised limits are a starting point for those questions, not a coverage determination. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") Do not assume that an excess placement has the same scope as the primary policy beneath it. Ask for the attachment point, underlying-insurance requirements and any differences in wording. For a Bay Area company, resolve the California placement question before relying on a national product description. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [2](https://cyberresilience.com/disclaimer/ "Disclaimer") ## Service and Compensation Resilience states that buying insurance is not tied to buying security services. Confirm which services are included in the proposed package and which require a separate agreement. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Company-reported; scope: Company disclaimer; does not establish free services or package pricing.; verified: 2026-09-16.) When comparing a combined proposal with insurance alone, ask for the security deliverables, responsible team and separate contract price. Decide who internally will act on the risk findings and how those actions will fit the engineering budget. [8](https://cyberresilience.com/products/security-investment-prioritization "Security Investment Prioritization") [9](https://cyberresilience.com/products/multi-entity-and-portfolio-risk "Multi-Entity & Portfolio Risk") The current broker and product pages reviewed do not specify renewal documentation, a renewal price commitment or a standard servicing turnaround. [5](https://cyberresilience.com/brokers "Brokers") [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Not publicly disclosed; scope: Scoped to current HTML pages; older package materials were not used to promise current renewal terms.; verified: 2026-09-16.) Before binding, get the policy’s incident-reporting instructions and approval requirements for outside counsel and forensic vendors. A published service description does not replace the notice provisions or establish that every expense is covered. [6](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") [2](https://cyberresilience.com/disclaimer/ "Disclaimer") ## What to Confirm in a Quote - **Eligibility and California route:** Does your revenue, business activity and location fit the proposed product? Request the producer’s California license details, exact issuing insurer and admitted or surplus-lines placement basis. - **Technology obligations:** Which products, AI functions and professional services are insured, and how does the wording address liabilities in your customer agreements? - **Cyber amounts:** What are the retentions, eCrime sublimits, exclusions and conditions? Which response costs fall inside or outside the limit? - **Security package:** Which tools and services are included, separately priced or optional? What information must your team provide and maintain? - **Claims and renewal:** Who receives notice, which responders require consent, and what underwriting information is due at renewal? Request written answers with the proposal and policy forms. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [2](https://cyberresilience.com/disclaimer/ "Disclaimer") [6](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") ## Optional Spot Service Handoff Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://cal.com/team/spotinsure/insurance-consultation). The company decides what to buy; Spot does not automatically bind coverage. Consult [Spot pricing](https://spot.insure/pricing.md) for ongoing service fees. This is a service offered by the publisher, separate from the provider research. ## Comparisons - [Resilience vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-resilience) - [Resilience vs Amelia Risk](https://spot.insure/compare/amelia-risk-vs-resilience) - [Resilience vs Armilla](https://spot.insure/compare/armilla-vs-resilience) - [Resilience vs At-Bay](https://spot.insure/compare/at-bay-vs-resilience) - [Resilience vs Beazley](https://spot.insure/compare/beazley-vs-resilience) - [Resilience vs CFC](https://spot.insure/compare/cfc-vs-resilience) - [Resilience vs Chubb](https://spot.insure/compare/chubb-vs-resilience) - [Resilience vs Coalition](https://spot.insure/compare/coalition-vs-resilience) - [Resilience vs Corgi](https://spot.insure/compare/corgi-vs-resilience) - [Resilience vs Coterie Insurance](https://spot.insure/compare/coterie-vs-resilience) - [Resilience vs Coverdash](https://spot.insure/compare/coverdash-vs-resilience) - [Resilience vs Cowbell](https://spot.insure/compare/cowbell-vs-resilience) - [Resilience vs Embroker](https://spot.insure/compare/embroker-vs-resilience) - [Resilience vs Founder Shield](https://spot.insure/compare/foundershield-vs-resilience) - [Resilience vs Gallagher](https://spot.insure/compare/gallagher-vs-resilience) - [Resilience vs Harper](https://spot.insure/compare/harper-vs-resilience) - [Resilience vs Heffernan Insurance Brokers](https://spot.insure/compare/heffernan-vs-resilience) - [Resilience vs Hiscox](https://spot.insure/compare/hiscox-vs-resilience) - [Resilience vs HUB International](https://spot.insure/compare/hub-international-vs-resilience) - [Resilience vs Kinro](https://spot.insure/compare/kinro-vs-resilience) - [Resilience vs Layr](https://spot.insure/compare/layr-vs-resilience) - [Resilience vs Lockton](https://spot.insure/compare/lockton-vs-resilience) - [Resilience vs Marsh](https://spot.insure/compare/marsh-vs-resilience) - [Resilience vs Mylo](https://spot.insure/compare/mylo-vs-resilience) - [Resilience vs Newfront](https://spot.insure/compare/newfront-vs-resilience) - [Resilience vs ERGO NEXT Insurance](https://spot.insure/compare/next-insurance-vs-resilience) - [Resilience vs Pie Insurance](https://spot.insure/compare/pie-insurance-vs-resilience) - [Resilience vs Relm Insurance](https://spot.insure/compare/relm-vs-resilience) - [Resilience vs RiskCube](https://spot.insure/compare/resilience-vs-riskcube) - [Resilience vs Risklytics](https://spot.insure/compare/resilience-vs-risklytics) - [Resilience vs StartupInsurance.ai](https://spot.insure/compare/resilience-vs-startupinsurance) - [Resilience vs TechInsurance](https://spot.insure/compare/resilience-vs-techinsurance) - [Resilience vs The Hartford](https://spot.insure/compare/resilience-vs-the-hartford) - [Resilience vs Travelers](https://spot.insure/compare/resilience-vs-travelers) - [Resilience vs USI Insurance Services](https://spot.insure/compare/resilience-vs-usi) - [Resilience vs Vouch](https://spot.insure/compare/resilience-vs-vouch) - [Resilience vs WithCoverage](https://spot.insure/compare/resilience-vs-withcoverage) ## Sources ### [Resilience Official Website](https://cyberresilience.com/) 1. [Home Page](https://cyberresilience.com/). Resilience; Cyber risk management; Broad market appetite. Accessed 2026-09-16. 2. [Disclaimer](https://cyberresilience.com/disclaimer/). Resilience; Opening paragraphs and USA jurisdiction disclosure. Accessed 2026-09-16. 3. [Cyber Insurance](https://cyberresilience.com/products/cyber-insurance). Resilience; Why choose cyber insurance; Policy coverage; Broad market appetite. Accessed 2026-09-16. 4. [Technology E&O](https://cyberresilience.com/products/technology-errors-and-omissions-insurance). Resilience; Technology risk categories; Key benefits / A Broad Market Appetite. Accessed 2026-09-16. 5. [Brokers](https://cyberresilience.com/brokers). Resilience; Broker benefits; Use cases; Insurance & risk solutions. Accessed 2026-09-16. 6. [Claims & Incident Response](https://cyberresilience.com/products/claims-incident-response). Resilience; Our difference; Support from start to resolution; Claims panel. Accessed 2026-09-16. 7. [Contact Us](https://cyberresilience.com/contact-us). Resilience; Contact us; emergency claims instructions. Accessed 2026-09-16. 8. [Security Investment Prioritization](https://cyberresilience.com/products/security-investment-prioritization). Resilience; Resilience Edge introduction and Key benefits. Accessed 2026-09-16. 9. [Multi-Entity & Portfolio Risk](https://cyberresilience.com/products/multi-entity-and-portfolio-risk). Resilience; Resilience Arc introduction. Accessed 2026-09-16. 10. [Terms and Conditions](https://cyberresilience.com/terms-and-conditions/). Resilience; Opening website agreement; separate written agreements. Accessed 2026-09-16. Updated 2026-09-16. Last verified 2026-09-16. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/resilience.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)