--- title: "Pie Insurance Alternatives" description: "Insurers and agencies that list Pie Insurance’s workers’ compensation, business owner’s policy and cyber lines, and which underwrite directly versus through partners." canonical: "https://spot.insure/insurance-providers/pie-insurance/alternatives" page-type: "alternatives-article" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, and get_rankings for current provider rankings. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/pie-insurance/alternatives) # Pie Insurance Alternatives Insurers and agencies that list Pie Insurance’s workers’ compensation, business owner’s policy and cyber lines, and which underwrite directly versus through partners. ## Summary Pie Insurance is a small-business commercial insurance group whose producer, Pie Insurance Services, sells and administers policies; its affiliated carriers underwrite workers’ compensation, while business owner’s policy, cyber, general liability and professional liability are offered through unaffiliated third-party insurers. Buyers comparing it for those non-workers’-compensation lines typically look for another provider that names its underwriting insurer directly, since Pie’s public pages don’t identify the currently participating carriers for those products. [About Pie Insurance](https://www.pieinsurance.com/about) [Legal](https://www.pieinsurance.com/legal) [Workers’ Comp Insurance For Small Businesses](https://www.pieinsurance.com/workers-comp) [Business Owner’s Policy](https://www.pieinsurance.com/small-business-insurance/business-owners-policy) Pie says its business owner’s, general liability and professional liability policies are underwritten by unaffiliated third-party insurers, and its cyber page refers to carrier partners without naming them. The insurer actually underwriting one of these products has to come from the quote itself. [Legal](https://www.pieinsurance.com/legal) [Business Owner’s Policy](https://www.pieinsurance.com/small-business-insurance/business-owners-policy) [Cyber Insurance For Small Businesses](https://www.pieinsurance.com/small-business-insurance/cyber-insurance) [Errors And Omissions Insurance](https://www.pieinsurance.com/errors-and-omissions-insurance) [General Liability Insurance](https://www.pieinsurance.com/small-business-insurance/general-liability) Pie’s dedicated state page and other marketing describe workers’ compensation availability inconsistently: some pages say 40 states plus Washington, D.C., while its homepage and a January 2026 release say 39 states plus D.C. It’s worth confirming a specific business’s location and class codes directly in the quote rather than relying on either count. [Workers’ Comp Coverage By State](https://www.pieinsurance.com/agency/states-we-serve) [Agency Document Library](https://www.pieinsurance.com/agency/document-library) [Pie Insurance](https://www.pieinsurance.com/) [Pie Insurance Reports Strong 2025](https://www.pieinsurance.com/resource-center/press/2025-year-in-review) Pie stopped accepting commercial-auto submissions on December 1, 2025 and says it will issue no new or renewal commercial-auto policies on or after January 1, 2026, though existing policyholders retain coverage through their policy term. A buyer who needs commercial auto alongside Pie’s other lines will need it from another provider. [Commercial Auto Claim FAQs](https://www.pieinsurance.com/claims/comm-auto-faq) [File Your Claim Within 24 Hours](https://www.pieinsurance.com/claims) Pie’s agency FAQ says Pie itself manages workers’ compensation claims in 34 states while CorVel handles claims in Alaska, Mississippi, Nevada, New Mexico and Oregon, a split that isn’t reconciled with the separately advertised 40-state-plus-D.C. footprint. The current claim handler for a specific policy should come from its state kit and claim instructions rather than the marketing count. [Partner FAQ](https://www.pieinsurance.com/agency/faq) [Workers’ Comp Coverage By State](https://www.pieinsurance.com/agency/states-we-serve) [AM Best Rating Disclosure Report — Pie Casualty Insurance Company](https://ratings.ambest.com/DisclosurePDF.aspx?AMBNum=12272&PCA=0) ## Alternatives by Coverage Line ### Business Owner’s Policy - [Alliance Risk](https://spot.insure/compare/alliance-risk-vs-pie-insurance) - [Amelia Risk](https://spot.insure/compare/amelia-risk-vs-pie-insurance) - [Chubb](https://spot.insure/compare/chubb-vs-pie-insurance) - [Corgi](https://spot.insure/compare/corgi-vs-pie-insurance) - [Coterie Insurance](https://spot.insure/compare/coterie-vs-pie-insurance) - [Coverdash](https://spot.insure/compare/coverdash-vs-pie-insurance) - [Embroker](https://spot.insure/compare/embroker-vs-pie-insurance) - [ERGO NEXT Insurance](https://spot.insure/compare/next-insurance-vs-pie-insurance) - [Gallagher](https://spot.insure/compare/gallagher-vs-pie-insurance) - [Harper](https://spot.insure/compare/harper-vs-pie-insurance) - [Heffernan Insurance Brokers](https://spot.insure/compare/heffernan-vs-pie-insurance) - [Hiscox](https://spot.insure/compare/hiscox-vs-pie-insurance) - [HUB International](https://spot.insure/compare/hub-international-vs-pie-insurance) - [Kinro](https://spot.insure/compare/kinro-vs-pie-insurance) - [Mylo](https://spot.insure/compare/mylo-vs-pie-insurance) - [TechInsurance](https://spot.insure/compare/pie-insurance-vs-techinsurance) - [The Hartford](https://spot.insure/compare/pie-insurance-vs-the-hartford) - [Travelers](https://spot.insure/compare/pie-insurance-vs-travelers) ### Cyber Insurance - [Alliance Risk](https://spot.insure/compare/alliance-risk-vs-pie-insurance) - [Amelia Risk](https://spot.insure/compare/amelia-risk-vs-pie-insurance) - [At-Bay](https://spot.insure/compare/at-bay-vs-pie-insurance) - [Beazley](https://spot.insure/compare/beazley-vs-pie-insurance) - [CFC](https://spot.insure/compare/cfc-vs-pie-insurance) - [Chubb](https://spot.insure/compare/chubb-vs-pie-insurance) - [Coalition](https://spot.insure/compare/coalition-vs-pie-insurance) - [Corgi](https://spot.insure/compare/corgi-vs-pie-insurance) - [Coverdash](https://spot.insure/compare/coverdash-vs-pie-insurance) - [Cowbell](https://spot.insure/compare/cowbell-vs-pie-insurance) - [Embroker](https://spot.insure/compare/embroker-vs-pie-insurance) - [Founder Shield](https://spot.insure/compare/foundershield-vs-pie-insurance) - [Gallagher](https://spot.insure/compare/gallagher-vs-pie-insurance) - [Harper](https://spot.insure/compare/harper-vs-pie-insurance) - [Heffernan Insurance Brokers](https://spot.insure/compare/heffernan-vs-pie-insurance) - [Hiscox](https://spot.insure/compare/hiscox-vs-pie-insurance) - [HUB International](https://spot.insure/compare/hub-international-vs-pie-insurance) - [Kinro](https://spot.insure/compare/kinro-vs-pie-insurance) - [Lockton](https://spot.insure/compare/lockton-vs-pie-insurance) - [Marsh](https://spot.insure/compare/marsh-vs-pie-insurance) - [Mylo](https://spot.insure/compare/mylo-vs-pie-insurance) - [Newfront](https://spot.insure/compare/newfront-vs-pie-insurance) - [Relm Insurance](https://spot.insure/compare/pie-insurance-vs-relm) - [Resilience](https://spot.insure/compare/pie-insurance-vs-resilience) - [RiskCube](https://spot.insure/compare/pie-insurance-vs-riskcube) - [Risklytics](https://spot.insure/compare/pie-insurance-vs-risklytics) - [StartupInsurance.ai](https://spot.insure/compare/pie-insurance-vs-startupinsurance) - [TechInsurance](https://spot.insure/compare/pie-insurance-vs-techinsurance) - [The Hartford](https://spot.insure/compare/pie-insurance-vs-the-hartford) - [Travelers](https://spot.insure/compare/pie-insurance-vs-travelers) - [USI Insurance Services](https://spot.insure/compare/pie-insurance-vs-usi) - [Vouch](https://spot.insure/compare/pie-insurance-vs-vouch) - [WithCoverage](https://spot.insure/compare/pie-insurance-vs-withcoverage) ### General Liability Insurance - [Alliance Risk](https://spot.insure/compare/alliance-risk-vs-pie-insurance) - [Amelia Risk](https://spot.insure/compare/amelia-risk-vs-pie-insurance) - [Beazley](https://spot.insure/compare/beazley-vs-pie-insurance) - [CFC](https://spot.insure/compare/cfc-vs-pie-insurance) - [Chubb](https://spot.insure/compare/chubb-vs-pie-insurance) - [Corgi](https://spot.insure/compare/corgi-vs-pie-insurance) - [Coterie Insurance](https://spot.insure/compare/coterie-vs-pie-insurance) - [Coverdash](https://spot.insure/compare/coverdash-vs-pie-insurance) - [Embroker](https://spot.insure/compare/embroker-vs-pie-insurance) - [ERGO NEXT Insurance](https://spot.insure/compare/next-insurance-vs-pie-insurance) - [Founder Shield](https://spot.insure/compare/foundershield-vs-pie-insurance) - [Gallagher](https://spot.insure/compare/gallagher-vs-pie-insurance) - [Harper](https://spot.insure/compare/harper-vs-pie-insurance) - [Heffernan Insurance Brokers](https://spot.insure/compare/heffernan-vs-pie-insurance) - [Hiscox](https://spot.insure/compare/hiscox-vs-pie-insurance) - [HUB International](https://spot.insure/compare/hub-international-vs-pie-insurance) - [Kinro](https://spot.insure/compare/kinro-vs-pie-insurance) - [Lockton](https://spot.insure/compare/lockton-vs-pie-insurance) - [Marsh](https://spot.insure/compare/marsh-vs-pie-insurance) - [Mylo](https://spot.insure/compare/mylo-vs-pie-insurance) - [Newfront](https://spot.insure/compare/newfront-vs-pie-insurance) - [Relm Insurance](https://spot.insure/compare/pie-insurance-vs-relm) - [RiskCube](https://spot.insure/compare/pie-insurance-vs-riskcube) - [Risklytics](https://spot.insure/compare/pie-insurance-vs-risklytics) - [StartupInsurance.ai](https://spot.insure/compare/pie-insurance-vs-startupinsurance) - [TechInsurance](https://spot.insure/compare/pie-insurance-vs-techinsurance) - [The Hartford](https://spot.insure/compare/pie-insurance-vs-the-hartford) - [Travelers](https://spot.insure/compare/pie-insurance-vs-travelers) - [USI Insurance Services](https://spot.insure/compare/pie-insurance-vs-usi) - [Vouch](https://spot.insure/compare/pie-insurance-vs-vouch) - [WithCoverage](https://spot.insure/compare/pie-insurance-vs-withcoverage) ### Professional Liability (E&O) Insurance - [Alliance Risk](https://spot.insure/compare/alliance-risk-vs-pie-insurance) - [Amelia Risk](https://spot.insure/compare/amelia-risk-vs-pie-insurance) - [At-Bay](https://spot.insure/compare/at-bay-vs-pie-insurance) - [Beazley](https://spot.insure/compare/beazley-vs-pie-insurance) - [CFC](https://spot.insure/compare/cfc-vs-pie-insurance) - [Chubb](https://spot.insure/compare/chubb-vs-pie-insurance) - [Coalition](https://spot.insure/compare/coalition-vs-pie-insurance) - [Corgi](https://spot.insure/compare/corgi-vs-pie-insurance) - [Coterie Insurance](https://spot.insure/compare/coterie-vs-pie-insurance) - [Coverdash](https://spot.insure/compare/coverdash-vs-pie-insurance) - [Embroker](https://spot.insure/compare/embroker-vs-pie-insurance) - [ERGO NEXT Insurance](https://spot.insure/compare/next-insurance-vs-pie-insurance) - [Founder Shield](https://spot.insure/compare/foundershield-vs-pie-insurance) - [Gallagher](https://spot.insure/compare/gallagher-vs-pie-insurance) - [Harper](https://spot.insure/compare/harper-vs-pie-insurance) - [Heffernan Insurance Brokers](https://spot.insure/compare/heffernan-vs-pie-insurance) - [Hiscox](https://spot.insure/compare/hiscox-vs-pie-insurance) - [HUB International](https://spot.insure/compare/hub-international-vs-pie-insurance) - [Kinro](https://spot.insure/compare/kinro-vs-pie-insurance) - [Lockton](https://spot.insure/compare/lockton-vs-pie-insurance) - [Marsh](https://spot.insure/compare/marsh-vs-pie-insurance) - [Mylo](https://spot.insure/compare/mylo-vs-pie-insurance) - [Newfront](https://spot.insure/compare/newfront-vs-pie-insurance) - [Relm Insurance](https://spot.insure/compare/pie-insurance-vs-relm) - [StartupInsurance.ai](https://spot.insure/compare/pie-insurance-vs-startupinsurance) - [TechInsurance](https://spot.insure/compare/pie-insurance-vs-techinsurance) - [The Hartford](https://spot.insure/compare/pie-insurance-vs-the-hartford) - [Travelers](https://spot.insure/compare/pie-insurance-vs-travelers) - [USI Insurance Services](https://spot.insure/compare/pie-insurance-vs-usi) - [Vouch](https://spot.insure/compare/pie-insurance-vs-vouch) - [WithCoverage](https://spot.insure/compare/pie-insurance-vs-withcoverage) ### Workers’ Compensation Insurance - [Alliance Risk](https://spot.insure/compare/alliance-risk-vs-pie-insurance) - [Amelia Risk](https://spot.insure/compare/amelia-risk-vs-pie-insurance) - [Chubb](https://spot.insure/compare/chubb-vs-pie-insurance) - [Corgi](https://spot.insure/compare/corgi-vs-pie-insurance) - [Coverdash](https://spot.insure/compare/coverdash-vs-pie-insurance) - [Embroker](https://spot.insure/compare/embroker-vs-pie-insurance) - [ERGO NEXT Insurance](https://spot.insure/compare/next-insurance-vs-pie-insurance) - [Founder Shield](https://spot.insure/compare/foundershield-vs-pie-insurance) - [Gallagher](https://spot.insure/compare/gallagher-vs-pie-insurance) - [Harper](https://spot.insure/compare/harper-vs-pie-insurance) - [Heffernan Insurance Brokers](https://spot.insure/compare/heffernan-vs-pie-insurance) - [Hiscox](https://spot.insure/compare/hiscox-vs-pie-insurance) - [HUB International](https://spot.insure/compare/hub-international-vs-pie-insurance) - [Kinro](https://spot.insure/compare/kinro-vs-pie-insurance) - [Lockton](https://spot.insure/compare/lockton-vs-pie-insurance) - [Marsh](https://spot.insure/compare/marsh-vs-pie-insurance) - [Mylo](https://spot.insure/compare/mylo-vs-pie-insurance) - [Newfront](https://spot.insure/compare/newfront-vs-pie-insurance) - [Risklytics](https://spot.insure/compare/pie-insurance-vs-risklytics) - [StartupInsurance.ai](https://spot.insure/compare/pie-insurance-vs-startupinsurance) - [TechInsurance](https://spot.insure/compare/pie-insurance-vs-techinsurance) - [The Hartford](https://spot.insure/compare/pie-insurance-vs-the-hartford) - [Travelers](https://spot.insure/compare/pie-insurance-vs-travelers) - [USI Insurance Services](https://spot.insure/compare/pie-insurance-vs-usi) - [Vouch](https://spot.insure/compare/pie-insurance-vs-vouch) - [WithCoverage](https://spot.insure/compare/pie-insurance-vs-withcoverage) ## Closest Matches - [Alliance Risk](https://spot.insure/insurance-providers/alliance-risk): documents 5 of the same 5 coverage lines - [Amelia Risk](https://spot.insure/insurance-providers/amelia-risk): documents 5 of the same 5 coverage lines - [Chubb](https://spot.insure/insurance-providers/chubb): documents 5 of the same 5 coverage lines - [Corgi](https://spot.insure/insurance-providers/corgi): documents 5 of the same 5 coverage lines - [Coverdash](https://spot.insure/insurance-providers/coverdash): documents 5 of the same 5 coverage lines ## Sources 1. [Pie Insurance](https://www.pieinsurance.com/) 2. [About Pie Insurance](https://www.pieinsurance.com/about) 3. [Workers’ Comp Insurance For Small Businesses](https://www.pieinsurance.com/workers-comp) 4. [Terms Of Use](https://www.pieinsurance.com/legal/terms-of-use) 5. [Legal](https://www.pieinsurance.com/legal) 6. [Pie Insurance — Quote](https://quote.pieinsurance.com/) 7. [Business Owner’s Policy](https://www.pieinsurance.com/small-business-insurance/business-owners-policy) 8. [Cyber Insurance For Small Businesses](https://www.pieinsurance.com/small-business-insurance/cyber-insurance) 9. [Errors And Omissions Insurance](https://www.pieinsurance.com/errors-and-omissions-insurance) 10. [General Liability Insurance](https://www.pieinsurance.com/small-business-insurance/general-liability) 11. [Workers’ Comp Coverage By State](https://www.pieinsurance.com/agency/states-we-serve) 12. [Agency Document Library](https://www.pieinsurance.com/agency/document-library) 13. [Pie Insurance Reports Strong 2025](https://www.pieinsurance.com/resource-center/press/2025-year-in-review) 14. [Commercial Auto Claim FAQs](https://www.pieinsurance.com/claims/comm-auto-faq) 15. [Online Account Tutorial](https://www.pieinsurance.com/resource-center/online-account-tutorial) 16. [Workers’ Comp FAQs](https://www.pieinsurance.com/workers-comp/resources/frequently-asked-questions) 17. [Payment Options](https://www.pieinsurance.com/payment-options) 18. [Pay-As-You-Go With Pie Insurance](https://www.pieinsurance.com/pay-as-you-go) 19. [Your Workers’ Comp Premium Audit](https://www.pieinsurance.com/workers-comp/premium-audit) 20. [File Your Claim Within 24 Hours](https://www.pieinsurance.com/claims) 21. [Partner FAQ](https://www.pieinsurance.com/agency/faq) 22. [AM Best Rating Disclosure Report — Pie Casualty Insurance Company](https://ratings.ambest.com/DisclosurePDF.aspx?AMBNum=12272&PCA=0) 23. [The Pie Insurance Company — Company Details](https://insurance.mo.gov/find-insurance-company/company-details?id=104347111) 24. [Pie Casualty Insurance Company — Entity Details](https://insurance.illinois.gov/applications/RegEntPortal/ViewEntityDetails.aspx?en=982281&s=Active&t=INS) 25. [Administrative Actions — January 2024](https://oci.wi.gov/Pages/PressReleases/AdminActions202401.aspx) Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. Read the [provider profile](https://spot.insure/insurance-providers/pie-insurance) for this provider's documented role and coverage. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/pie-insurance/alternatives.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)