--- title: "Mylo Business Owner’s Policy" description: "What Mylo Business Owner’s Policy covers, who it’s for, and how to apply, cited to Mylo’s own published sources." canonical: "https://spot.insure/insurance-providers/mylo/business-owners-policy" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/mylo/business-owners-policy) # Mylo Business Owner’s Policy Mylo Business Owner's Policy Mylo brokers a business owner's policy by comparing quotes from multiple carriers rather than underwriting the policy itself. [1](https://choosemylo.com/business/product-business-owners-policy "Business Owner's Policy") [2](https://choosemylo.com/business/business-insurance "Business Insurance") (Evidence: Company-reported; scope: BOP product page and the business-insurance overview page.) ## Issuing Insurer - Mylo says it partners with more than 40 A-rated commercial insurance carriers and names Travelers, Liberty Mutual, The Hartford and Hiscox as examples, but neither page identifies which carrier would issue a specific business's BOP. [2](https://choosemylo.com/business/business-insurance "Business Insurance") (Evidence: Company-reported; scope: Business-insurance overview page FAQ; the carrier panel is described company-wide, not BOP-specific.) ## Who It’s For - Mylo's business-insurance overview page lists a BOP among the coverages most owners start with, alongside commercial auto, workers' compensation and commercial umbrella, and says it gives each business a personalized coverage recommendation. [2](https://choosemylo.com/business/business-insurance "Business Insurance") (Evidence: Company-reported; scope: Business-insurance overview page.) ## Coverage Features - Mylo describes its BOP as bundling three coverages: general liability for third-party bodily injury, property damage and advertising-injury claims; commercial property for damage to a business's building and business personal property from causes such as fire, storm, theft or vandalism; and business interruption for lost income (actual loss sustained) during a covered shutdown. [1](https://choosemylo.com/business/product-business-owners-policy "Business Owner's Policy") (Evidence: Company-reported; scope: BOP product page coverage sections; the issued policy and its exclusions control.) - Mylo says packaging these three coverages in a BOP instead of buying them separately typically costs less and can provide better coverage than buying each individually. [1](https://choosemylo.com/business/product-business-owners-policy "Business Owner's Policy") (Evidence: Company-reported; scope: BOP product page FAQ; a general company statement, not a quoted savings figure for any specific business.) ## Limits and Retentions - **Not publicly disclosed.** Neither the BOP product page nor the business-insurance overview page publishes specific coverage limits, deductibles or premium ranges. [1](https://choosemylo.com/business/product-business-owners-policy "Business Owner's Policy") [2](https://choosemylo.com/business/business-insurance "Business Insurance") (Scope: Checked both pages on 2026-09-23.) ## How to Apply - Mylo says a buyer can shop for a BOP online through its Mind of Mylo recommendation tool or by phone with a licensed advisor (844-863-5950), and that Mylo has agents licensed in all 50 states. [2](https://choosemylo.com/business/business-insurance "Business Insurance") (Evidence: Company-reported; scope: Business-insurance overview page FAQ.) ## Mylo Business Owner’s Policy Compared - [Mylo vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-mylo/business-owners-policy) - [Mylo vs Amelia Risk](https://spot.insure/compare/amelia-risk-vs-mylo/business-owners-policy) - [Mylo vs Chubb](https://spot.insure/compare/chubb-vs-mylo/business-owners-policy) - [Mylo vs Corgi](https://spot.insure/compare/corgi-vs-mylo/business-owners-policy) - [Mylo vs Coterie Insurance](https://spot.insure/compare/coterie-vs-mylo/business-owners-policy) - [Mylo vs Coverdash](https://spot.insure/compare/coverdash-vs-mylo/business-owners-policy) ## Other Mylo Coverage Lines - [Mylo Commercial Auto Insurance](https://spot.insure/insurance-providers/mylo/commercial-auto) - [Mylo Cyber Insurance](https://spot.insure/insurance-providers/mylo/cyber) - [Mylo Employee Health Benefits](https://spot.insure/insurance-providers/mylo/employee-health-benefits) - [Mylo General Liability Insurance](https://spot.insure/insurance-providers/mylo/general-liability) - [Mylo Medical Malpractice Insurance](https://spot.insure/insurance-providers/mylo/medical-malpractice) - [Mylo Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/mylo/professional-errors-omissions) - [Mylo Surety Bonds](https://spot.insure/insurance-providers/mylo/surety-bonds) - [Mylo Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/mylo/umbrella-excess) - [Mylo Workers’ Compensation Insurance](https://spot.insure/insurance-providers/mylo/workers-compensation) ## Related - [Mylo Profile](https://spot.insure/insurance-providers/mylo) - [Mylo Reliability](https://spot.insure/insurance-providers/mylo/reliability) - [Mylo Alternatives](https://spot.insure/insurance-providers/mylo/alternatives) - [Coverage Guide: Business owner’s policy](https://spot.insure/coverage/business-owners-policy) ## Sources 1. [Business Owner's Policy](https://choosemylo.com/business/product-business-owners-policy). Mylo; Like you, a BOP can do three things at once!; Coverage #1: general liability; Coverage #2: commercial property; Coverage #3: Business Interruption; Business Owner Policy FAQs. Accessed 2026-09-23. 2. [Business Insurance](https://choosemylo.com/business/business-insurance). Mylo; What insurance does a small business need?; Why Mylo? (40+ top-rated commercial insurance partners, 4.8 Google rating, BBB Accredited); What insurance carriers do you work with?; How do I shop for insurance with Mylo? Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/mylo/business-owners-policy.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)