---
title: "What Is Marsh McLennan Agency?"
description: "Marsh McLennan Agency provides business insurance, employee benefits, retirement and wealth, and private-client services across the United States and Canada."
canonical: "https://spot.insure/insurance-providers/marsh-mclennan-agency"
page-type: "provider-profile"
updated-at: "2026-09-29"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/insurance-providers/marsh-mclennan-agency)

# What Is Marsh McLennan Agency?

Marsh McLennan Agency provides business insurance, employee benefits, retirement and wealth, and private-client services across the United States and Canada.

## Before You Quote

Ask about eligibility, the issuing insurer, policy wording, limits, retentions, exclusions and costs for your business.

## Company Details

- **Company:** Marsh McLennan Agency
- **Stated focus:** Business insurance and employee health and benefits, with retirement, wealth, and private-client services also listed for the United States and Canada.
- **Official website:** [marshmma.com](https://www.marshmma.com/us/mma/about-us.html)

### Coverage Offered

- [Builders risk](https://spot.insure/coverage/builders-risk) [12](https://www.marshmma.com/us/solutions/property.html "Property Insurance")
- [Cargo and transit](https://spot.insure/coverage/cargo-transit) [9](https://www.marshmma.com/us/solutions/international.html "International")
- [Commercial auto](https://spot.insure/coverage/commercial-auto) [15](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions")
- [Commercial property](https://spot.insure/coverage/commercial-property) [15](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions")
- [Crime](https://spot.insure/coverage/crime) [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability")
- [Cyber liability](https://spot.insure/coverage/cyber) [15](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions")
- [Directors and officers](https://spot.insure/coverage/directors-officers) [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability")
- [Employment practices liability](https://spot.insure/coverage/employment-practices) [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability")
- [Fiduciary liability](https://spot.insure/coverage/fiduciary) [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability")
- [General liability](https://spot.insure/coverage/general-liability) [15](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions")
- [Intellectual property](https://spot.insure/coverage/intellectual-property) [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability")
- [Kidnap and ransom](https://spot.insure/coverage/kidnap-ransom) [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability")
- [Media liability](https://spot.insure/coverage/media) [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability")
- [Professional errors and omissions (E&O)](https://spot.insure/coverage/professional-errors-omissions) [15](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions")
- [Surety bonds](https://spot.insure/coverage/surety-bonds) [16](https://www.marshmma.com/us/solutions/surety.html "Surety")
- [Workers’ compensation](https://spot.insure/coverage/workers-compensation) [15](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions")



## Reliability Assessment

Role: Broker.

Spot Score: **No Spot Score**.

Read the [full reliability assessment](https://spot.insure/insurance-providers/marsh-mclennan-agency/reliability).

## Marsh McLennan Agency Reviews

Review Score: not enough ratings.

MMA’s BBB profile reports four complaints in three years and no customer reviews across headquarters and corporate-owned locations. Broad Marsh ratings include household and non-U.S. experiences, so they cannot tell you how MMA serves commercial clients.



Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/marsh-mclennan-agency/reviews).

## Optional Spot Service Handoff

Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://spot.insure/pricing.md). The company decides what to buy; Spot does not automatically bind coverage.

Marsh McLennan Agency (MMA) helps organizations arrange business insurance and employee health and benefits, alongside retirement, wealth, and private-client services. Its pages list options for small businesses and specialist risks, but do not identify the insurer or terms for a particular buyer’s policy. [2](https://www.marshmma.com/us/mma/about-us.html "Who We Are") [15](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions")

## Pros and Cons

### Pros

- **Broad services for business buyers.** MMA lists business insurance, employee health and benefits, retirement and wealth, and private-client insurance services across the United States and Canada. [2](https://www.marshmma.com/us/mma/about-us.html "Who We Are")
- **A clear small-business catalogue.** The US page names general liability, property, workers’ compensation, professional liability, commercial auto, and cyber. Ask which insurer, policy form, and limit applies to a specific quote. [15](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions")
- **Specialist pages for complex risks.** MMA publishes separate material on cyber, executive and professional liability, property, casualty, international placement, and surety. [5](https://www.marshmma.com/us/solutions/cyber.html "Cyber") [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability") [12](https://www.marshmma.com/us/solutions/property.html "Property Insurance") [4](https://www.marshmma.com/us/solutions/casualty.html "Casualty") [9](https://www.marshmma.com/us/solutions/international.html "International") [16](https://www.marshmma.com/us/solutions/surety.html "Surety")

### Cons

- **The small-business page does not show a complete online buying flow.** It invites buyers to call for a personalized quote and embeds a specialist form, but the form’s function and any online application or binding route were not established in the reviewed page. [15](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions")
- **Product labels do not identify the insurer or policy terms.** Ask for the issuing insurer, forms and endorsements, exclusions, limits, retentions, fees, and claim contact in the proposal. [2](https://www.marshmma.com/us/mma/about-us.html "Who We Are") [15](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions")
- **Confirm the contracting entity on your documents.** Marsh’s transition notice says existing account teams and policies are expected to continue as the legal name changes at renewal. [13](https://www.marshmma.com/us/mma/rebranding-to-marsh-agency.html "Rebranding to Marsh Agency")

## How It Works

MMA’s small-business page lists six coverage categories and invites buyers to call 833-256-4266 for a personalized quote. The page also embeds a specialist form but does not explain whether it is a contact request, quote intake, application, or binding route. [15](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions")

MMA says it works with a wide variety of carriers. The reviewed business-insurance page does not name those carriers or disclose the compensation for a buyer’s account. Ask for the carrier and compensation terms in writing. [14](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance")

## Coverage and Availability

For small businesses, MMA lists general liability, commercial property, workers’ compensation, professional liability, commercial auto, and cyber liability. These are catalogue categories, not proof of eligibility or a promise that each buyer receives the same terms. [15](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions")

Its executive and professional liability page lists D&O, E&O, employment practices, commercial crime/fidelity, cyber, fiduciary, media, intellectual property, architects and engineers, lawyers professional, and kidnap and ransom. “Commercial crime/fidelity” is a catalogue label; the page does not establish a standalone fidelity bond. MMA lists marine cargo within international services, which does not establish a domestic standalone cargo product. Its surety page describes contract and commercial surety, including license and permit bonds. Ask what specific product, issuing company, and jurisdiction apply to your account. [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability") [9](https://www.marshmma.com/us/solutions/international.html "International") [16](https://www.marshmma.com/us/solutions/surety.html "Surety")

## Service and Claims

MMA says its cyber team supports preparation, incident response, recovery, claims advocacy, and carrier liaison. Its business-interruption page describes advocacy with insurers on complex claim issues. These are offered support functions, not proof MMA adjusts claims, pays losses, or controls an insurer’s decision. [5](https://www.marshmma.com/us/solutions/cyber.html "Cyber") [3](https://www.marshmma.com/us/solutions/business-interruption-insurance.html "Business Interruption Insurance")

A Tampa office page lists InsurLink for policy and endorsement access, CSR24 for certificates, carrier contact information for commercial and personal-lines claims, and a local-consultant route. This evidence is specific to that office. [17](https://www.marshmma.com/us/locations/florida/tampa.html "Tampa, Florida")

## Legal Name and Rebrand

MMA describes itself as a business of Marsh. Its rebrand notice says account teams and existing policies are expected to continue through the announced transition while the legal name may appear differently at renewal. Confirm the contracting producer on your own documents. [2](https://www.marshmma.com/us/mma/about-us.html "Who We Are") [13](https://www.marshmma.com/us/mma/rebranding-to-marsh-agency.html "Rebranding to Marsh Agency")

Louisiana’s regulator lists Marsh & McLennan Agency LLC as a producer agency with specified Louisiana authorities through March 31, 2028. That record does not establish nationwide authority or name the insurer for a quote. [10](https://www.marsh.com/en/about/legal-entity-us-ca.html "Marsh legal entities") [1](https://www.ldi.la.gov/onlineservices/ProducerAdjusterSearch/Detail.aspx?LicenseNumber=499904&LicenseType=Producer+Agency "Producer / Adjuster Search: MARSH & MCLENNAN AGENCY LLC")

## What to Confirm in a Quote

Ask for the contracting producer, issuing insurer, any program administrator, jurisdiction, policy form and endorsements, limits and retentions, exclusions, fees and commissions, and claim-servicing contact. The Thompkins Masonic program page publishes a California license disclosure for Marsh & McLennan Insurance Agency LLC; that entity-specific program disclosure does not identify the producer on another MMA proposal. [18](https://mma.marshmma.com/mmaprograms/thompkins-masonic "Thompkins Masonic Insurance Program") For a small-business quote, ask what happens after submitting the specialist form and whether any part of the process can be completed or bound online. [15](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") [6](https://www.marsh.com/en/about/legal-entity-us-ca.html "US and Canada Legal Entities")

## Comparisons

- [Marsh McLennan Agency vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-marsh-mclennan-agency)
- [Marsh McLennan Agency vs Amelia Risk](https://spot.insure/compare/amelia-risk-vs-marsh-mclennan-agency)
- [Marsh McLennan Agency vs Armilla](https://spot.insure/compare/armilla-vs-marsh-mclennan-agency)
- [Marsh McLennan Agency vs At-Bay](https://spot.insure/compare/at-bay-vs-marsh-mclennan-agency)
- [Marsh McLennan Agency vs Beazley](https://spot.insure/compare/beazley-vs-marsh-mclennan-agency)

## Sources

### [Marsh McLennan Agency Official Website](https://www.marshmma.com/us/mma/about-us.html)

1. [Producer / Adjuster Search: MARSH & MCLENNAN AGENCY LLC](https://www.ldi.la.gov/onlineservices/ProducerAdjusterSearch/Detail.aspx?LicenseNumber=499904&LicenseType=Producer+Agency). Louisiana Department of Insurance; Producer Agency Detail, lines 7-49: entity, producer-agency classification, license number, authorities and validity through 2028-03-31; lines 53-57: historical 2010 lapse/resume entries; lines 69-72: entity-record actions display. Accessed 2026-09-28.
2. [Who We Are](https://www.marshmma.com/us/mma/about-us.html). Marsh McLennan Agency; Lines 193-195: ‘a business of Marsh’ and company-listed service lines across US and Canada. This does not establish the legal entity for an account, corporate ownership chart, or insurer role. Accessed 2026-09-29.
3. [Business Interruption Insurance](https://www.marshmma.com/us/solutions/business-interruption-insurance.html). Marsh McLennan Agency; Accepted inspection lines 224-226: company says it will advocate with insurers on complex claim issues. No outcomes, adjustment/payment role, or insurer identity established. Accessed 2026-09-28.
4. [Casualty](https://www.marshmma.com/us/solutions/casualty.html). Marsh McLennan Agency; Lines 203-205 and 211-224: casualty advisory, claims advocacy, risk analytics and workers’ compensation. No adjusting or paying role established. Accessed 2026-09-29.
5. [Cyber](https://www.marshmma.com/us/solutions/cyber.html). Marsh McLennan Agency; Lines 205-207: network security, privacy, technology and emerging cyber risks; lines 226-228: prepare, mitigate, respond, recover, claims advocacy and carrier liaison. Company-reported support, not outcomes or insurer identity. Accessed 2026-09-29.
6. [US and Canada Legal Entities](https://www.marsh.com/en/about/legal-entity-us-ca.html). Marsh; Accepted inspection lines 528-587: current MMA entity Marsh & McLennan Agency LLC; Marsh Agency LLC proposed; displayed state statuses TBD. Accessed 2026-09-28.
7. [Executive and Professional Liability](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html). Marsh McLennan Agency; Lines 204-210 name D&O, E&O, EPL, commercial crime/fidelity, cyber, fiduciary, media, IP, architects and engineers, lawyers professional, kidnap and ransom; lines 211-213 explain D&O; following section explains EPL. Lists do not establish policy terms. Accessed 2026-09-29.
8. [Insurance Services for All Industries](https://www.marshmma.com/us/industries/view-all-industries.html). Marsh McLennan Agency; National US industry directory, lines 209-252; examples include construction (219), financial institutions (224), healthcare (229), manufacturing (236), real estate (243), and transportation and trucking (252). Accessed 2026-09-28.
9. [International](https://www.marshmma.com/us/solutions/international.html). Marsh McLennan Agency; Lines 204-206 and 228-231: international placement; business travel accident, control master, foreign package, K&R, political risk/trade credit, surety, marine cargo. Not a domestic availability guarantee. Accessed 2026-09-29.
10. [Marsh legal entities](https://www.marsh.com/en/about/legal-entity-us-ca.html). Marsh; Marsh Agency formerly known as MMA, US entities and proposed-name status, lines 528-587: current Marsh & McLennan Agency LLC, proposed Marsh Agency LLC, listed state statuses TBD. Accessed 2026-09-28.
11. [Producer/Adjuster Search — producer agency detail](https://www.ldi.la.gov/onlineservices/ProducerAdjusterSearch/Detail.aspx?LicenseNumber=499904&LicenseType=Producer+Agency). Louisiana Department of Insurance; Accepted inspection lines 7-49 and 53-57: Marsh & McLennan Agency LLC producer agency and named Louisiana authorities through 2028-03-31, including historical lapse/resume entries. Louisiana only; distinct from Marsh USA LLC/NPN 27658. Accessed 2026-09-28.
12. [Property Insurance](https://www.marshmma.com/us/solutions/property.html). Marsh McLennan Agency; Lines 205-210 describe commercial property and physical assets; property page coverage section also lists builders’ risk. Company marketing only; no policy wording, limits, exclusions, insurer, or eligibility. Accessed 2026-09-29.
13. [Rebranding to Marsh Agency](https://www.marshmma.com/us/mma/rebranding-to-marsh-agency.html). Marsh McLennan Agency; Accepted repaired inspection lines 215-224: account/team/contact and existing policy continuity through transition, legal name may appear at renewal. Transition statement only; not general renewal workflow. Accessed 2026-09-29.
14. [Business Insurance](https://www.marshmma.com/us/services/business-insurance.html). Marsh McLennan Agency; ‘We do our homework’: research of organization, industry, market and people; says it works with a wide variety of carriers. No carrier appointments, shares, terms, compensation, or buyer-specific insurer named. Accessed 2026-09-29.
15. [Small Business Insurance Solutions](https://www.marshmma.com/us/solutions/small-business.html). Marsh McLennan Agency; Lines 205-207: small-business audience and call invitation; lines 224-249 list six coverage categories and short descriptions; line 264 is an embedded form whose function is not stated. No form submitted. Accessed 2026-09-29.
16. [Surety](https://www.marshmma.com/us/solutions/surety.html). Marsh McLennan Agency; Lines 205-207 and 224-233: surety, contract/commercial surety, and license/permit bonds. No surety carrier, collateral, price, or issuance time established. Accessed 2026-09-29.
17. [Tampa, Florida](https://www.marshmma.com/us/locations/florida/tampa.html). Marsh McLennan Agency; Accepted repaired inspection lines 252-289: InsurLink policy/endorsement access, CSR24 certificates, carrier contacts for claims, consultant contact. Tampa only; does not establish adjusting role. Accessed 2026-09-29.
18. [Thompkins Masonic Insurance Program](https://mma.marshmma.com/mmaprograms/thompkins-masonic). Marsh McLennan Agency / MMA Programs; Provider page, lines 120–127: body says “Thompkins Masonic Insurance Program, a Marsh & McLennan Insurance Agency LLC company, is licensed under California License #OH18131”; line 127 says MMA Programs is a division of Marsh & McLennan Agency LLC. Page footer, line 161, instead prints “d/b/a in California as Marsh & McLennan Insurance Agency LLC; CA Insurance Lic: 0H18131.” The page itself therefore renders the identifier in two different ways. Accessed 2026-09-29.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/insurance-providers/marsh-mclennan-agency.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)