--- title: "Lockton Representations and Warranties Insurance" description: "What Lockton Representations and Warranties Insurance covers, who it’s for, and its claims support, cited to Lockton’s own published sources." canonical: "https://spot.insure/insurance-providers/lockton/representations-warranties" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/lockton/representations-warranties) # Lockton Representations and Warranties Insurance Lockton Representations & Warranties Insurance (RWI) Lockton's RWI Practice is staffed with former M&A lawyers and transaction advisors who Lockton says use a Partner/Associate model on every deal to provide 24/7 coverage; Lockton places RWI policies rather than underwriting them. [1](https://global.lockton.com/us/en/products-services/representation-warranties-insurance "Representations & Warranties Insurance | Lockton USA") (Evidence: Company-reported; scope: RWI product page as read 2026-09-23.) ## Issuing Insurer - **Not publicly disclosed.** The RWI page does not name the insurers underwriting the representations and warranties policies Lockton places. [1](https://global.lockton.com/us/en/products-services/representation-warranties-insurance "Representations & Warranties Insurance | Lockton USA") (Scope: RWI page checked 2026-09-23.) ## Who It’s For - Lockton frames RWI benefits separately for sellers (faster access to sale proceeds, reduced post-closing exposure, avoiding a guarantee) and buyers (broader protection, faster negotiation, avoiding conflicts in deals with meaningful seller participation), meaning both sides of an M&A transaction are the intended buyers of the product. [1](https://global.lockton.com/us/en/products-services/representation-warranties-insurance "Representations & Warranties Insurance | Lockton USA") (Evidence: Company-reported; scope: RWI product page as read 2026-09-23.) ## Coverage Features - Lockton describes RWI as a policy used to replace or bolster a seller indemnity or escrow in an M&A transaction, under which an insurer indemnifies the buyer for losses from an unknown breach of a representation or warranty in the deal agreement. [1](https://global.lockton.com/us/en/products-services/representation-warranties-insurance "Representations & Warranties Insurance | Lockton USA") (Evidence: Company-reported; scope: RWI product page as read 2026-09-23. General description of how the product functions, not a specimen policy.) ## Claims Support - Lockton says it provides dedicated transaction liability claims experts after a policy is bound, and cites having helped clients settle hundreds of millions of dollars of RWI claims to date. [1](https://global.lockton.com/us/en/products-services/representation-warranties-insurance "Representations & Warranties Insurance | Lockton USA") (Evidence: Company-reported; scope: RWI product page as read 2026-09-23. Aggregate claims-settlement figure is company-reported and not independently verified.) ## Lockton Representations and Warranties Insurance Compared - [Lockton vs Beazley](https://spot.insure/compare/beazley-vs-lockton/representations-warranties) - [Lockton vs CFC](https://spot.insure/compare/cfc-vs-lockton/representations-warranties) - [Lockton vs Chubb](https://spot.insure/compare/chubb-vs-lockton/representations-warranties) - [Lockton vs Corgi](https://spot.insure/compare/corgi-vs-lockton/representations-warranties) - [Lockton vs Coverdash](https://spot.insure/compare/coverdash-vs-lockton/representations-warranties) - [Lockton vs Founder Shield](https://spot.insure/compare/foundershield-vs-lockton/representations-warranties) ## Other Lockton Coverage Lines - [Lockton Crime Insurance](https://spot.insure/insurance-providers/lockton/crime) - [Lockton D&O Insurance](https://spot.insure/insurance-providers/lockton/directors-officers) - [Lockton Employment Practices Liability Insurance](https://spot.insure/insurance-providers/lockton/employment-practices) - [Lockton Fiduciary Liability Insurance](https://spot.insure/insurance-providers/lockton/fiduciary) - [Lockton General Liability Insurance](https://spot.insure/insurance-providers/lockton/general-liability) - [Lockton Workers’ Compensation Insurance](https://spot.insure/insurance-providers/lockton/workers-compensation) ## Related - [Lockton Profile](https://spot.insure/insurance-providers/lockton) - [Lockton Reliability](https://spot.insure/insurance-providers/lockton/reliability) - [Lockton Alternatives](https://spot.insure/insurance-providers/lockton/alternatives) - [Coverage Guide: Representations and warranties](https://spot.insure/coverage/representations-warranties) ## Sources 1. [Representations & Warranties Insurance | Lockton USA](https://global.lockton.com/us/en/products-services/representation-warranties-insurance). Lockton; The Certain Solution for Transactional Risk; Why clients consider RWI versus traditional indemnity; Seller/Buyer benefits; Claims. Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/lockton/representations-warranties.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)