--- title: "Lockton Fiduciary Liability Insurance" description: "What Lockton Fiduciary Liability Insurance covers, who it’s for, and its claims support, cited to Lockton’s own published sources." canonical: "https://spot.insure/insurance-providers/lockton/fiduciary" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/lockton/fiduciary) # Lockton Fiduciary Liability Insurance Lockton Fiduciary Liability Insurance Brokerage Lockton places fiduciary liability insurance to protect companies and the individuals who manage their employee benefit plans against claims of mismanagement; Lockton is the broker, not the insurer. [1](https://global.lockton.com/us/en/products-services/fiduciary-liability-insurance "Fiduciary Liability Insurance") (Evidence: Company-reported; scope: Fiduciary liability product page as read 2026-09-23.) ## Issuing Insurer - **Not publicly disclosed.** The page does not name the insurers Lockton places fiduciary liability coverage with. [1](https://global.lockton.com/us/en/products-services/fiduciary-liability-insurance "Fiduciary Liability Insurance") (Scope: Fiduciary liability page checked 2026-09-23.) ## Who It’s For - Lockton says coverage under a fiduciary liability policy it places typically extends to the organization, the benefit plans, employees, subsidiaries as defined in the policy, spouses/domestic partners, estates/heirs, past employees retained as fiduciaries or consultants, and committees and trustees. [1](https://global.lockton.com/us/en/products-services/fiduciary-liability-insurance "Fiduciary Liability Insurance") (Evidence: Company-reported; scope: Fiduciary liability product page as read 2026-09-23.) ## Coverage Features - Lockton says a typical fiduciary liability policy it places covers breaches of benefit laws, errors and omissions in plan administration, voluntary compliance loss, and, when explicitly stated, certain fines and penalties such as under HIPAA, the Pension Protection Act and the ACA. It also notes fiduciary liability is distinct from an ERISA bond, which is legally required and insures plan assets against theft under a crime/fidelity policy, whereas fiduciary liability is not legally required but covers governance and decision-making risk. [1](https://global.lockton.com/us/en/products-services/fiduciary-liability-insurance "Fiduciary Liability Insurance") (Evidence: Company-reported; scope: Fiduciary liability product page as read 2026-09-23. General policy-structure description, not a specimen form.) ## Claims Support - Lockton's Professional & Executive Risk Claims team integrates insurance and claims counsel within the broking team, which Lockton says is meant to have claims strategy in place before a fiduciary liability claim arises. [1](https://global.lockton.com/us/en/products-services/fiduciary-liability-insurance "Fiduciary Liability Insurance") (Evidence: Company-reported; scope: Fiduciary liability product page as read 2026-09-23.) ## Lockton Fiduciary Liability Insurance Compared - [Lockton vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-lockton/fiduciary) - [Lockton vs Beazley](https://spot.insure/compare/beazley-vs-lockton/fiduciary) - [Lockton vs Chubb](https://spot.insure/compare/chubb-vs-lockton/fiduciary) - [Lockton vs Coalition](https://spot.insure/compare/coalition-vs-lockton/fiduciary) - [Lockton vs Corgi](https://spot.insure/compare/corgi-vs-lockton/fiduciary) - [Lockton vs Coverdash](https://spot.insure/compare/coverdash-vs-lockton/fiduciary) ## Other Lockton Coverage Lines - [Lockton Crime Insurance](https://spot.insure/insurance-providers/lockton/crime) - [Lockton D&O Insurance](https://spot.insure/insurance-providers/lockton/directors-officers) - [Lockton Employment Practices Liability Insurance](https://spot.insure/insurance-providers/lockton/employment-practices) - [Lockton General Liability Insurance](https://spot.insure/insurance-providers/lockton/general-liability) - [Lockton Representations and Warranties Insurance](https://spot.insure/insurance-providers/lockton/representations-warranties) - [Lockton Workers’ Compensation Insurance](https://spot.insure/insurance-providers/lockton/workers-compensation) ## Related - [Lockton Profile](https://spot.insure/insurance-providers/lockton) - [Lockton Reliability](https://spot.insure/insurance-providers/lockton/reliability) - [Lockton Alternatives](https://spot.insure/insurance-providers/lockton/alternatives) - [Coverage Guide: Fiduciary liability](https://spot.insure/coverage/fiduciary) ## Sources 1. [Fiduciary Liability Insurance](https://global.lockton.com/us/en/products-services/fiduciary-liability-insurance). Lockton; What is fiduciary liability insurance?; Typical coverage on a fiduciary liability policy; Who can be covered under a fiduciary liability policy?; How does fiduciary liability insurance complement similar lines of coverage; Claims management. Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/lockton/fiduciary.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)