--- title: "Lockton D&O Insurance" description: "What Lockton D&O Insurance covers, who it’s for, and its claims support, cited to Lockton’s own published sources." canonical: "https://spot.insure/insurance-providers/lockton/directors-officers" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/lockton/directors-officers) # Lockton D&O Insurance Lockton Directors & Officers (D&O) Insurance Brokerage Lockton designs and places D&O programs rather than underwriting them, saying effective coverage requires market intelligence, coverage-design precision and staying ahead of emerging risks like AI-related litigation and event-driven claims. [1](https://global.lockton.com/us/en/products-services/d-and-o-insurance "D&O Insurance") (Evidence: Company-reported; scope: D&O product page as read 2026-09-23.) ## Issuing Insurer - **Not publicly disclosed.** The D&O page does not name the insurers Lockton places D&O coverage with. [1](https://global.lockton.com/us/en/products-services/d-and-o-insurance "D&O Insurance") (Scope: D&O product page checked 2026-09-23.) ## Who It’s For - Lockton says D&O coverage it places can extend beyond directors and officers to trustees, employees, independent contractors, staff, committee members, volunteers, the corporate entity, majority-owned subsidiaries, spouses/domestic partners, and estates/heirs. [1](https://global.lockton.com/us/en/products-services/d-and-o-insurance "D&O Insurance") (Evidence: Company-reported; scope: D&O product page as read 2026-09-23. Describes who can typically be covered under a program Lockton structures, not a guarantee for any specific client.) ## Coverage Features - Lockton explains a traditional D&O program in three parts it says it can structure: Side A (direct coverage to individual directors/officers when the company can't indemnify them), Side B (reimbursing the company for indemnifying its D&Os), and Side C (entity coverage, generally limited to securities claims for public companies but broader for private and nonprofit organizations). [1](https://global.lockton.com/us/en/products-services/d-and-o-insurance "D&O Insurance") (Evidence: Company-reported; scope: D&O product page as read 2026-09-23. General educational description of program structure, not a specimen policy form.) ## Claims Support - Lockton says its Professional & Executive Risk Claims team integrates experienced insurance and claims counsel within the broking team from the start of the relationship, rather than treating claims advocacy as a separate profit center. [1](https://global.lockton.com/us/en/products-services/d-and-o-insurance "D&O Insurance") (Evidence: Company-reported; scope: D&O product page as read 2026-09-23.) ## Lockton D&O Insurance Compared - [Lockton vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-lockton/directors-officers) - [Lockton vs Amelia Risk](https://spot.insure/compare/amelia-risk-vs-lockton/directors-officers) - [Lockton vs Beazley](https://spot.insure/compare/beazley-vs-lockton/directors-officers) - [Lockton vs CFC](https://spot.insure/compare/cfc-vs-lockton/directors-officers) - [Lockton vs Chubb](https://spot.insure/compare/chubb-vs-lockton/directors-officers) - [Lockton vs Coalition](https://spot.insure/compare/coalition-vs-lockton/directors-officers) ## Other Lockton Coverage Lines - [Lockton Crime Insurance](https://spot.insure/insurance-providers/lockton/crime) - [Lockton Employment Practices Liability Insurance](https://spot.insure/insurance-providers/lockton/employment-practices) - [Lockton Fiduciary Liability Insurance](https://spot.insure/insurance-providers/lockton/fiduciary) - [Lockton General Liability Insurance](https://spot.insure/insurance-providers/lockton/general-liability) - [Lockton Representations and Warranties Insurance](https://spot.insure/insurance-providers/lockton/representations-warranties) - [Lockton Workers’ Compensation Insurance](https://spot.insure/insurance-providers/lockton/workers-compensation) ## Related - [Lockton Profile](https://spot.insure/insurance-providers/lockton) - [Lockton Reliability](https://spot.insure/insurance-providers/lockton/reliability) - [Lockton Alternatives](https://spot.insure/insurance-providers/lockton/alternatives) - [Coverage Guide: Directors and officers](https://spot.insure/coverage/directors-officers) ## Sources 1. [D&O Insurance](https://global.lockton.com/us/en/products-services/d-and-o-insurance). Lockton; What is D&O insurance?; Side A/B/C coverage components; Who can be covered under a D&O program?; Claims management. Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/lockton/directors-officers.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)