--- title: "HUB International Professional Liability (E&O) Insurance" description: "What HUB International Professional Liability (E&O) Insurance covers, who it’s for, and how to apply, cited to HUB International’s own published sources." canonical: "https://spot.insure/insurance-providers/hub-international/professional-errors-omissions" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/hub-international/professional-errors-omissions) # HUB International Professional Liability (E&O) Insurance HUB International Professional Liability (E&O) Insurance Brokerage HUB brokers professional liability, which it also calls errors and omissions (E&O) insurance, rather than underwriting the coverage itself. [1](https://www.hubinternational.com/products/business-insurance/professional-liability-insurance/ "Professional Liability Insurance Brokers") [2](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") (Evidence: Company-reported; scope: Professional liability and E&O product pages as read 2026-09-23; neither names an issuing insurer.) ## Issuing Insurer - **Not found in reviewed sources.** Neither the professional liability nor the E&O product page names an issuing insurer; HUB places this coverage with insurers that vary by client and placement. [1](https://www.hubinternational.com/products/business-insurance/professional-liability-insurance/ "Professional Liability Insurance Brokers") [2](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") (Scope: Checked both pages on 2026-09-23; no carrier is disclosed on either.) ## Who It’s For - HUB names accounting, law, medical, financial-advisory, real estate, architecture and engineering, consulting, and contracting businesses as typical E&O buyers, and separately lists technology among nine industries its E&O practice serves. [1](https://www.hubinternational.com/products/business-insurance/professional-liability-insurance/ "Professional Liability Insurance Brokers") [2](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") (Evidence: Company-reported; scope: Combined professional-liability and E&O industry lists; not a published underwriting appetite by state.) ## Coverage Features - HUB says professional liability/E&O policies it arranges can cover defense costs, judgments, settlements and fines from allegations of misrepresentation, breach of professional services, wrongful business practices, misleading advice and conflict of interest, plus libel, slander or lost-profit claims; intentional acts and employment claims are typically excluded. [1](https://www.hubinternational.com/products/business-insurance/professional-liability-insurance/ "Professional Liability Insurance Brokers") (Evidence: Company-reported; scope: Product-page coverage description; the issued policy and its exclusions control an actual claim.) - HUB says E&O policies are typically claims-made with per-claim and aggregate limits, can be structured with prior-acts coverage back to a retroactive date, and can offer tail coverage for an extended reporting period; coverage can extend to independent contractors and temporary staff performing work for the business. [2](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") (Evidence: Company-reported; scope: E&O product-page structure description; specific limits and retroactive dates are set on the quote and declarations.) ## How to Apply - HUB directs prospects to connect with a broker; the pages describe professional liability/E&O policies as customized to business size, industry, location, risk base and desired limits, without an online quote flow. [1](https://www.hubinternational.com/products/business-insurance/professional-liability-insurance/ "Professional Liability Insurance Brokers") [2](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") (Evidence: Company-reported; scope: Product-page call to action and customization description as read 2026-09-23.) ## Claims Support - HUB's E&O page tells policyholders to notify their broker and carrier as soon as possible after an incident and submit documentation including a narrative of the events leading up to the claim. [2](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") (Evidence: Company-reported; scope: E&O product-page claims-notification guidance; a general process description, not an outcome measurement.) ## HUB International Professional Liability (E&O) Insurance Compared - [HUB International vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-hub-international/professional-errors-omissions) - [HUB International vs At-Bay](https://spot.insure/compare/at-bay-vs-hub-international/professional-errors-omissions) - [HUB International vs Beazley](https://spot.insure/compare/beazley-vs-hub-international/professional-errors-omissions) - [HUB International vs CFC](https://spot.insure/compare/cfc-vs-hub-international/professional-errors-omissions) - [HUB International vs Chubb](https://spot.insure/compare/chubb-vs-hub-international/professional-errors-omissions) - [HUB International vs Coalition](https://spot.insure/compare/coalition-vs-hub-international/professional-errors-omissions) ## Other HUB International Coverage Lines - [HUB International Builders Risk Insurance](https://spot.insure/insurance-providers/hub-international/builders-risk) - [HUB International Business Owner’s Policy](https://spot.insure/insurance-providers/hub-international/business-owners-policy) - [HUB International Cargo and Transit Insurance](https://spot.insure/insurance-providers/hub-international/cargo-transit) - [HUB International Commercial Auto Insurance](https://spot.insure/insurance-providers/hub-international/commercial-auto) - [HUB International Commercial Property Insurance](https://spot.insure/insurance-providers/hub-international/commercial-property) - [HUB International Crime Insurance](https://spot.insure/insurance-providers/hub-international/crime) - [HUB International Cyber Insurance](https://spot.insure/insurance-providers/hub-international/cyber) - [HUB International D&O Insurance](https://spot.insure/insurance-providers/hub-international/directors-officers) - [HUB International Employment Practices Liability Insurance](https://spot.insure/insurance-providers/hub-international/employment-practices) - [HUB International Equipment Breakdown Insurance](https://spot.insure/insurance-providers/hub-international/equipment-breakdown) - [HUB International Fidelity Bonds](https://spot.insure/insurance-providers/hub-international/fidelity-bonds) - [HUB International Fiduciary Liability Insurance](https://spot.insure/insurance-providers/hub-international/fiduciary) - [HUB International Hired and Non-Owned Auto Insurance](https://spot.insure/insurance-providers/hub-international/hired-non-owned-auto) - [HUB International Inland Marine Insurance](https://spot.insure/insurance-providers/hub-international/inland-marine) - [HUB International Key Person Insurance](https://spot.insure/insurance-providers/hub-international/key-person) - [HUB International Kidnap and Ransom Insurance](https://spot.insure/insurance-providers/hub-international/kidnap-ransom) - [HUB International Management Liability Insurance](https://spot.insure/insurance-providers/hub-international/management-liability) - [HUB International Medical Malpractice Insurance](https://spot.insure/insurance-providers/hub-international/medical-malpractice) - [HUB International Product Liability Insurance](https://spot.insure/insurance-providers/hub-international/product-liability) - [HUB International Representations and Warranties Insurance](https://spot.insure/insurance-providers/hub-international/representations-warranties) - [HUB International Surety Bonds](https://spot.insure/insurance-providers/hub-international/surety-bonds) - [HUB International Tech E&O Insurance](https://spot.insure/insurance-providers/hub-international/technology-errors-omissions) - [HUB International Telehealth Insurance](https://spot.insure/insurance-providers/hub-international/virtual-care-telehealth) - [HUB International Trucking Insurance](https://spot.insure/insurance-providers/hub-international/trucking) - [HUB International Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/hub-international/umbrella-excess) - [HUB International Workers’ Compensation Insurance](https://spot.insure/insurance-providers/hub-international/workers-compensation) ## Related - [HUB International Profile](https://spot.insure/insurance-providers/hub-international) - [HUB International Reliability](https://spot.insure/insurance-providers/hub-international/reliability) - [HUB International Alternatives](https://spot.insure/insurance-providers/hub-international/alternatives) - [Coverage Guide: Professional errors and omissions (E&O)](https://spot.insure/coverage/professional-errors-omissions) ## Sources 1. [Professional Liability Insurance Brokers](https://www.hubinternational.com/products/business-insurance/professional-liability-insurance/). HUB International; What is professional liability?; Who Needs Professional Liability Insurance Coverage?; How Can You Limit Your Exposure to Professional Liability?; exclusions; Connect With a Broker. Accessed 2026-09-23. 2. [Errors and Omissions (E&O) Insurance Coverage](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/). HUB International; Industries served list including accounting, architecture, creative, dental, engineering, financial, medical, media and technology; prior-acts coverage; claims-made structure with per-claim and aggregate limits and tail coverage; claims-notification steps. Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). 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