--- title: "HUB International Kidnap and Ransom Insurance" description: "What HUB International Kidnap and Ransom Insurance covers, who it’s for, and how to apply, cited to HUB International’s own published sources." canonical: "https://spot.insure/insurance-providers/hub-international/kidnap-ransom" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/hub-international/kidnap-ransom) # HUB International Kidnap and Ransom Insurance HUB International Kidnap and Ransom Insurance Brokerage HUB brokers kidnap and ransom (K&R) insurance both as a standalone product page offering and as one of the Executive Liability coverages in its ProEx Professional & Executive Risk practice, rather than underwriting the policy itself. [1](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [2](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: K&R product page and ProEx coverage list, read 2026-09-23. Neither page names an issuing insurer.) ## Issuing Insurer - **Not found in reviewed sources.** The K&R product page and the ProEx page do not name an issuing insurer for K&R policies; HUB says ProEx places over $2 billion in premium with insurers it calls top-rated carriers, without naming them. [1](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [2](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Scope: Checked both pages on 2026-09-23; the carrier for a specific K&R placement depends on the quote.) ## Who It’s For - HUB markets K&R coverage to organizations with executives who travel internationally, employees working abroad or domestically, and other key personnel whose safety is considered critical to the organization, plus their families. [1](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") (Evidence: Company-reported; scope: K&R product page target-audience description; not an underwriting appetite statement.) ## Coverage Features - HUB cites roughly 15,000 kidnap, extortion or illegal-detention incidents a year generating about half a billion dollars in ransom payments, and says an organization can face significant costs even when no ransom is paid. [1](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") (Evidence: Company-reported; scope: K&R product page risk-framing statistics; company-reported and not independently verified by Spot.) - HUB's K&R product page cross-references directors and officers liability, business interruption and cyber coverage as related protections, and its ProEx practice groups K&R with other Executive Liability lines such as D&O, employment practices liability and fiduciary liability. [1](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [2](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: K&R product page related-coverage links and ProEx coverage list; the pages do not describe specific K&R insuring agreements, sublimits or exclusions.) ## Limits and Retentions - **Not publicly disclosed.** Published K&R policy limits or retentions were not found on the reviewed pages. [1](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [2](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Scope: Checked the K&R product page and ProEx page on 2026-09-23; limits are set on the quote and declarations.) ## Risk Services - HUB says its ProEx practice, which lists K&R among its Executive Liability coverages, provides analytics, litigation support and risk-management services led by a named practice leader, and gives clients access to a Claims & Legal Risks Group of attorneys who specialize in ProEx coverages. [2](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page services and claims-support description; not specific to a single K&R engagement.) ## How to Apply - HUB directs K&R prospects to "Connect With a Broker" rather than an online quote or bind flow. [1](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") (Evidence: Company-reported; scope: K&R product page call to action.) ## HUB International Kidnap and Ransom Insurance Compared - [HUB International vs CFC](https://spot.insure/compare/cfc-vs-hub-international/kidnap-ransom) - [HUB International vs Chubb](https://spot.insure/compare/chubb-vs-hub-international/kidnap-ransom) - [HUB International vs Coverdash](https://spot.insure/compare/coverdash-vs-hub-international/kidnap-ransom) - [HUB International vs Gallagher](https://spot.insure/compare/gallagher-vs-hub-international/kidnap-ransom) - [HUB International vs Marsh](https://spot.insure/compare/hub-international-vs-marsh/kidnap-ransom) - [HUB International vs Relm Insurance](https://spot.insure/compare/hub-international-vs-relm/kidnap-ransom) ## Other HUB International Coverage Lines - [HUB International Builders Risk Insurance](https://spot.insure/insurance-providers/hub-international/builders-risk) - [HUB International Business Owner’s Policy](https://spot.insure/insurance-providers/hub-international/business-owners-policy) - [HUB International Cargo and Transit Insurance](https://spot.insure/insurance-providers/hub-international/cargo-transit) - [HUB International Commercial Auto Insurance](https://spot.insure/insurance-providers/hub-international/commercial-auto) - [HUB International Commercial Property Insurance](https://spot.insure/insurance-providers/hub-international/commercial-property) - [HUB International Crime Insurance](https://spot.insure/insurance-providers/hub-international/crime) - [HUB International Cyber Insurance](https://spot.insure/insurance-providers/hub-international/cyber) - [HUB International D&O Insurance](https://spot.insure/insurance-providers/hub-international/directors-officers) - [HUB International Employment Practices Liability Insurance](https://spot.insure/insurance-providers/hub-international/employment-practices) - [HUB International Equipment Breakdown Insurance](https://spot.insure/insurance-providers/hub-international/equipment-breakdown) - [HUB International Fidelity Bonds](https://spot.insure/insurance-providers/hub-international/fidelity-bonds) - [HUB International Fiduciary Liability Insurance](https://spot.insure/insurance-providers/hub-international/fiduciary) - [HUB International Hired and Non-Owned Auto Insurance](https://spot.insure/insurance-providers/hub-international/hired-non-owned-auto) - [HUB International Inland Marine Insurance](https://spot.insure/insurance-providers/hub-international/inland-marine) - [HUB International Key Person Insurance](https://spot.insure/insurance-providers/hub-international/key-person) - [HUB International Management Liability Insurance](https://spot.insure/insurance-providers/hub-international/management-liability) - [HUB International Medical Malpractice Insurance](https://spot.insure/insurance-providers/hub-international/medical-malpractice) - [HUB International Product Liability Insurance](https://spot.insure/insurance-providers/hub-international/product-liability) - [HUB International Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/hub-international/professional-errors-omissions) - [HUB International Representations and Warranties Insurance](https://spot.insure/insurance-providers/hub-international/representations-warranties) - [HUB International Surety Bonds](https://spot.insure/insurance-providers/hub-international/surety-bonds) - [HUB International Tech E&O Insurance](https://spot.insure/insurance-providers/hub-international/technology-errors-omissions) - [HUB International Telehealth Insurance](https://spot.insure/insurance-providers/hub-international/virtual-care-telehealth) - [HUB International Trucking Insurance](https://spot.insure/insurance-providers/hub-international/trucking) - [HUB International Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/hub-international/umbrella-excess) - [HUB International Workers’ Compensation Insurance](https://spot.insure/insurance-providers/hub-international/workers-compensation) ## Related - [HUB International Profile](https://spot.insure/insurance-providers/hub-international) - [HUB International Reliability](https://spot.insure/insurance-providers/hub-international/reliability) - [HUB International Alternatives](https://spot.insure/insurance-providers/hub-international/alternatives) - [Coverage Guide: Kidnap and ransom](https://spot.insure/coverage/kidnap-ransom) ## Sources 1. [Kidnap and Ransom Insurance Brokers](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/). HUB International; Why coverage is needed: kidnap, extortion and illegal detention risk; incident and ransom-payment statistics; target audience of traveling executives, employees abroad and their loved ones; costs beyond ransom payment; Connect With a Broker call to action; cross-references to D&O, business interruption and cyber coverage. Accessed 2026-09-23. 2. [HUB ProEx](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/). HUB International; ProEx Coverages list including Kidnap, Ransom, and Extortion insurance under Executive Liability; Claims & Legal Support section; ProEx premium volume statement. Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/hub-international/kidnap-ransom.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)