--- title: "HUB International Equipment Breakdown Insurance" description: "What HUB International Equipment Breakdown Insurance covers, who it’s for, and how to apply, cited to HUB International’s own published sources." canonical: "https://spot.insure/insurance-providers/hub-international/equipment-breakdown" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/hub-international/equipment-breakdown) # HUB International Equipment Breakdown Insurance HUB International Boiler and Machinery (Equipment Breakdown) Insurance Brokerage HUB brokers boiler and machinery (equipment breakdown) insurance, available as a standalone monoline policy or embedded within a client's property policy, rather than underwriting the coverage itself. [1](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Evidence: Company-reported; scope: Boiler and machinery product page, read 2026-09-23. The page does not name an issuing insurer.) ## Issuing Insurer - **Not found in reviewed sources.** No insurer is named for equipment breakdown coverage on the product page; the carrier depends on the placement. [1](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Scope: Checked the boiler and machinery product page on 2026-09-23.) ## Who It’s For - HUB targets this coverage at manufacturing companies running equipment that must operate continuously, businesses that process goods using electrical, mechanical, heating or refrigeration equipment at scale, and small businesses protecting equipment such as air conditioners, computers, refrigerators and ovens. [1](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Evidence: Company-reported; scope: Product-page target-market description; not a published underwriting appetite.) ## Coverage Features - HUB says the coverage it arranges pays the costs to repair or replace equipment damaged by a sudden, unforeseen breakdown, losses from the resulting downtime, and other property damage caused by the malfunctioning equipment, and lists manufacturing equipment (boilers, generators, engines, HVAC systems, transformers) and office equipment (elevators, computers, copiers, security systems) as typical covered items. [1](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Evidence: Company-reported; scope: Product-page coverage description; the issued policy's definitions and exclusions control an actual claim.) - HUB describes three coverage options for equipment breakdown: basic, broad, and consequential-damage coverage for losses resulting from equipment failure, plus an Extra Expense component that covers costs to keep operating during a breakdown but excludes loss of income unless combined with business income coverage. [1](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Evidence: Company-reported; scope: Product-page coverage-tier description.) ## Limits and Retentions - **Not publicly disclosed.** Published policy limits or retentions for equipment breakdown coverage were not found on the product page. [1](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Scope: Checked the boiler and machinery product page on 2026-09-23; limits are set on the quote and declarations.) ## Risk Services - **Not found in reviewed sources.** The boiler and machinery product page does not describe engineering inspections or other line-specific risk-control services. [1](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Scope: Checked the boiler and machinery product page on 2026-09-23.) ## How to Apply - HUB directs prospects to "contact a HUB broker to get started" rather than an online quote or bind flow. [1](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Evidence: Company-reported; scope: Product-page call to action.) ## HUB International Equipment Breakdown Insurance Compared - [HUB International vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-hub-international/equipment-breakdown) - [HUB International vs Chubb](https://spot.insure/compare/chubb-vs-hub-international/equipment-breakdown) - [HUB International vs Coverdash](https://spot.insure/compare/coverdash-vs-hub-international/equipment-breakdown) - [HUB International vs Marsh](https://spot.insure/compare/hub-international-vs-marsh/equipment-breakdown) - [HUB International vs Newfront](https://spot.insure/compare/hub-international-vs-newfront/equipment-breakdown) - [HUB International vs Travelers](https://spot.insure/compare/hub-international-vs-travelers/equipment-breakdown) ## Other HUB International Coverage Lines - [HUB International Builders Risk Insurance](https://spot.insure/insurance-providers/hub-international/builders-risk) - [HUB International Business Owner’s Policy](https://spot.insure/insurance-providers/hub-international/business-owners-policy) - [HUB International Cargo and Transit Insurance](https://spot.insure/insurance-providers/hub-international/cargo-transit) - [HUB International Commercial Auto Insurance](https://spot.insure/insurance-providers/hub-international/commercial-auto) - [HUB International Commercial Property Insurance](https://spot.insure/insurance-providers/hub-international/commercial-property) - [HUB International Crime Insurance](https://spot.insure/insurance-providers/hub-international/crime) - [HUB International Cyber Insurance](https://spot.insure/insurance-providers/hub-international/cyber) - [HUB International D&O Insurance](https://spot.insure/insurance-providers/hub-international/directors-officers) - [HUB International Employment Practices Liability Insurance](https://spot.insure/insurance-providers/hub-international/employment-practices) - [HUB International Fidelity Bonds](https://spot.insure/insurance-providers/hub-international/fidelity-bonds) - [HUB International Fiduciary Liability Insurance](https://spot.insure/insurance-providers/hub-international/fiduciary) - [HUB International Hired and Non-Owned Auto Insurance](https://spot.insure/insurance-providers/hub-international/hired-non-owned-auto) - [HUB International Inland Marine Insurance](https://spot.insure/insurance-providers/hub-international/inland-marine) - [HUB International Key Person Insurance](https://spot.insure/insurance-providers/hub-international/key-person) - [HUB International Kidnap and Ransom Insurance](https://spot.insure/insurance-providers/hub-international/kidnap-ransom) - [HUB International Management Liability Insurance](https://spot.insure/insurance-providers/hub-international/management-liability) - [HUB International Medical Malpractice Insurance](https://spot.insure/insurance-providers/hub-international/medical-malpractice) - [HUB International Product Liability Insurance](https://spot.insure/insurance-providers/hub-international/product-liability) - [HUB International Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/hub-international/professional-errors-omissions) - [HUB International Representations and Warranties Insurance](https://spot.insure/insurance-providers/hub-international/representations-warranties) - [HUB International Surety Bonds](https://spot.insure/insurance-providers/hub-international/surety-bonds) - [HUB International Tech E&O Insurance](https://spot.insure/insurance-providers/hub-international/technology-errors-omissions) - [HUB International Telehealth Insurance](https://spot.insure/insurance-providers/hub-international/virtual-care-telehealth) - [HUB International Trucking Insurance](https://spot.insure/insurance-providers/hub-international/trucking) - [HUB International Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/hub-international/umbrella-excess) - [HUB International Workers’ Compensation Insurance](https://spot.insure/insurance-providers/hub-international/workers-compensation) ## Related - [HUB International Profile](https://spot.insure/insurance-providers/hub-international) - [HUB International Reliability](https://spot.insure/insurance-providers/hub-international/reliability) - [HUB International Alternatives](https://spot.insure/insurance-providers/hub-international/alternatives) - [Coverage Guide: Equipment breakdown](https://spot.insure/coverage/equipment-breakdown) ## Sources 1. [Boiler and Machinery Equipment Insurance Coverage](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/). HUB International; What is Boiler and Machinery Insurance?; What does Boiler and Machinery Insurance cover?; covered manufacturing and office equipment examples; basic, broad and consequential-damage coverage options; Extra Expense coverage description; Contact a HUB broker call to action. Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/hub-international/equipment-breakdown.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)